Rego and Insurance - Lending Car to Relative Living in Another State

LDiscombobulated on 29/04/2024 - 18:29

Confused by contradictory info about what to do about rego and insurance when lending my car to a relative temporarily living in NSW while I as registered owner remain living interstate.

This is only temporary (3 to 12 months) and I do not want to transfer ownership but in any case
(a) I believe I can't register the car in NSW because I don't live there and don't have a NSW licence
(b) neither I or the current driver can't insure the car nominating a NSW address because the driver is not the owner and because I do not live there

I understand the general rule is that you must register a vehicle in NSW if the 'operator" is there for 3 months or longer but you need to have a NSW licence and a NSW address

Insurance companies require the owner to say where the vehicle is garaged "normally' but I do not believe I can change this address to a NSW address while I continue to live interstate.

Anyone worked through this jungle? Yes I know a lot of people just wing it and hope for the best (no traffic pings, no accidents, no claims)

Automotive

Comments

  • bobbified on 29/04/2024 - 21:10

    Go straight to the source and ask RMS.

  • Discombobulated on 01/05/2024 - 15:02

    ServiceNSW unfortunately have given conflicting advice in the several calls made to them - while all the responses said early action to register in NSW is needed, they contradict each other in other respects: for example, one response was that you could just nominate a NSW garaging address while another response said you need to get some supporting evidence such as a letter from someone who lives there.

    Yes I know - I can keep ringing them multiple times and see if a majority view emerges on the issues. Or I can resort to the wisdom of crowds.

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