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Discounted Gift Cards: 3%-10% off + Fees @ Bupa Life Rewards (Membership Required)

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Received an email this arvo that Bupa Health have launched a rewards program including access to quite an extensive range of discounted gift cards for their members. I started listing without realising how many there were but included the standout ones, IMO, below:

Discount Example Brands
10% Best Restaurants
8% BCF, Super Gift Card
6% Webjet, Iconic, Catch
5% JB Hi-Fi, Myer, Kmart, The Good Guys, Apple, Target, BIG W, Rebel, Target, IKEA, Rebel, Ticketek, ASOS
4% Woolworthes / Caltex
3% Amazon, eBay, Wish, Uber

Terms & conditions

Referral Links

Referral: random (255)

Referrer gets $100 Prezzee e-gift card. Refer a Colleague program only eligible at a participating Bupa Health Insurance Retail Store nationally and/or Australia Sales and Customer Service support line. Quote member number from the referral system.

Related Stores

Bupa
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closed Comments

  • -2

    Yeah the gift cards arent worth getting can usually get better discounts

  • Anyone suggest best place to get Harvey Norman giftcards (i think 4% discount seems to be the highest for them, or 3% if there are fees).

    • Classifieds

    • Macquarie Bank has 5% on their portal if you have an account with them (free to join).

      • Macquarie is a very dirty, dodgy bank. They shut my account permanently after buying gift cards and I had no access to my money. I had to do a charge back to retrieve the stolen funds. Never use that bank. They also provided no reason as to why my account was closed.

  • Can pay with credit card?

    • I remember has surcharge.

  • +11

    Received earlier. Basically rubbish.
    Processing fee kills the deal.

    PS: Cannot use OZB's favourite Coles Prepaid Mastercard.

    • How much is the processing fee? Only one I'm interested is 10% Pancake Parlour. Used to get it from Suncorp, but they closed

    • +1

      Processing fee kills the deal.

      Damn didn't realise there was a processing fee when I checked this out the other day. Looks like it's approximately 1.65% for my Mastercard.

      Not as good as I first thought, but there are still a handful of stores that I either don't have via other means, or are still better than my other sources of gift cards.

  • Does anyone know where can get the better discount for eBay gift cards? TIA

  • What's a Super giftcard?

    • supercheapauto

      • +2

        it's the card for their group actually: supercheap, bcf, macpac, rebel

    • +1

      Apparently can be used at Supercheap Auto, Rebel, BCF and Macpac

  • Any giftcards out there for RTM / Jaycar?

    • Who is RTM?

      The only way I know to get a discount on electronics parts is to buy at RS Components, through Cashrewards. The rate is 3.5% at the moment: https://www.cashrewards.com.au/rs-components

      If you haven't used RS Components before, beware of the shipping fee for orders less than $125 before GST is added. And it's rare that RS is the cheapest supplier for any given part, usually Element14, Digikey and Mouser are cheaper.

      If you have a business, RS can be good. For business accounts, you can use their quote system to do effectively the same thing as price matching, and for most of their products they'll give a reasonable price.

    • RTM is a BCF type place, with the same parent company as Jaycar. Im just looking at getting a car fridge.

      Never heard of mouser before. Will check em out. Didnt have much luck with Element 14, RS before. Now just get stuff from Ali Express.

  • +4

    I only just joined Bupa and didn't realise this was a new thing. As one of the commenters highlight above, some discounts seem huge but end up tiny due to the card processing fees. Check out this more extreme example:

    Flight Centre
    1 x $100.00 eGift Card

    Amount $98.00
    Payment Processing Fee $1.94
    Total $99.94

    Equals a fat saving of $0.06.

    Visa seems to be about 1.62% fee, while Amex is 1.94% for the above example and scales the same for larger amounts. However, the payment fee seems to differ slightly depending on the eGift card itself (Amex fee is 1.88% fee for JB Hi-Fi for example) but it hovers close to the 1.5-2.0% range depending on the card used. I would recommend using Amex as a payment method as the fee difference between that and VI/MC shouldn't outweigh the points earned. Happy to be corrected.

    If what you're after is anything less than "4% off", I wouldn't bother since there's probably a better alternative out there. The restaurant discounts seem a lot more decent, and there are a few rare gems in the list such as Kogan gift cards that actually are better discounts than most other ones out there — just make sure you're actually getting a good enough discount due to the ridiculous payment fee.

    • +1

      For surcharge. You could pay with bank. But have to wait. If you can wait for 1~2 days.

      • I don't see the option for direct deposit, only cards

        • +1

          I just checked again. It is not there. Apparently they took it out…was there last week…That is annoying.

  • Probably best discount from BUPA is 20% off a range of Garmin smartwatches etc.

  • +2

    why they don't show the exact processing fee?

  • Why no coles?! Many discounted provider have the woolworths gfc. Why is coles so arrogant?

  • +1

    Looks like bank payment option is back again… weird. https://i.imgur.com/4M3tQYJ.png

    • Can't see bank payment on mine today for that same product, bugger!

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