Reporting ATM Free Withdrawal in Bali

fozzie on 29/04/2024 - 14:03
Last edited 29/04/2024 - 18:47

Hi all, I just got back from my first trip in Bali. While there I used my UP card all the time.
I could withdraw money from Mandiri totally free. You can withdraw $200 worth already at the airport. I tried another bank (I can’t remember the name) and they warned there was a fee (I think about $5 to withdraw $300 so pretty hefty but I needed cash so I had to pay) If you use UP at Mandiri there are 0 fees and that’s going to save you to bring cash, negotiate etc. I also tapped often and again no charges.

Photo showing I withdrew 750.000 and cost me $71.54

https://ibb.co/drGDryB

Travel Asia Bali Indonesia

Comments

  • Dollar General on 29/04/2024 - 14:33
    -4

    Hi.

    I just got back from the shops. No cost to withdraw at the register

    • CodeXD on 29/04/2024 - 16:06

      But which card?

  • simplystu on 29/04/2024 - 15:00

    Plenty of other options than UP.
    I'm with ING … Which has $0 international withdrawal fees - for my specific a/c.

    Can confirm …. Most ATM's have a screen - which says you will be charged $X for this withdrawal … So nothing new there.

    But ING then refund said fee back to your a/c.

    Struggling to grasp OP's post … Other than spruiking UP ???

    • bazingaa on 29/04/2024 - 15:50

      ING … Which has $0 international withdrawal fees - for my specific a/c.

      hasn't they changed this policy recently ? I got an email sometime back

      • fozzie on 29/04/2024 - 18:48

        Yes they have, also you need to move in money and do 5 local transactions. Because of that I just use UP or Suncorp now.

    • tebbybabes on 29/04/2024 - 17:47
      +1

      ING now only refunds their own foreign transaction fee for ATMs. That, and it's limited to 5 fee attracting transactions in a month.

      If the foreign ATM puts a fee of their own on top, then that will no longer get reimbursed.

    • fozzie on 29/04/2024 - 19:00

      @simplystu I just posted to help people. I’m not associated with any banks. In the past I used Ing too but they scrapped the free overseas ATM a few months ago. I just wasn’t sure about the fees other banks charge, good tip about ATM always telling you.
      I also have a Suncorp (which gives free overseas transactions), but since Up worked I didn’t bother. They also immediately send message about transactions so safer.

      My friends go to Bali all the time and they bring cash and exchange locally, which seems painful. I am just posting so people are aware. It could well be that also Suncorp and other cards make you withdraw for free, but I’m just writing about my experience.

  • brendanm on 29/04/2024 - 17:33
    -1

    Dear diary…

  • HappyPants on 29/04/2024 - 17:40
    +2

    OP, thanks, I appreciate the post.

    • fozzie on 29/04/2024 - 18:49
      +1

      No worries! Have a great trip.

  • donga100 on 29/04/2024 - 18:12
    +1

    Cheers, going to Bali in June and was going to look up my best options. This saved me at least 15 minutes.

    • fozzie on 29/04/2024 - 18:48

      Enjoy!

  • Budmiester on 29/04/2024 - 18:41

    Can anyone confirm this? Cause this is a pretty good perk.
    ING USED to refund both charges but now only refund their own charge. (5 times, then you cop both charges)

    • fozzie on 29/04/2024 - 18:44

      I can confirm, just got back! I took money out at least 10 times. I only used Mandiri because it worked the first time. I will upload a screenshot.

      • Budmiester on 29/04/2024 - 19:06

        Please do. Although in my experience ATM fees charged by the ATM are normally bundled into the charge, not separate.
        So unless UP adds a refund tag, I'll have to take your word.

  • VQLD on 01/05/2024 - 22:22

    How about Citi (now Nab) debit card?
    Should be no fees as well?

  • gomertose on 01/05/2024 - 22:45
    +3

    Trip to bali 2 months ago and withdrew with the NAB debit card (forced change from Citibank Debit) from several different atms without any additional charge.
    BRI and BNI were some of the ones used.

  • MITM on 13/05/2024 - 22:08

    who, what or where is Mandiri ?

    • ol mate on 14/05/2024 - 16:45

      https://gprivate.com/6b6dw

    • donga100 on 14/05/2024 - 22:10
      +1

      It's a bank and they ATMs all over the island.

      • MITM on 16/05/2024 - 12:26

        Thanks for the context. Thought it may have been a Shopping Centre or hotel with a “free” ATM.

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