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100,000 flybuys Points (= $500) in 1st 90 Days & 40,000 Points in 2nd Year on The Coles Rewards MasterCard with $99 Annual Fees

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100,000 flybuys Points (= $500) in 1st 90 Days & 40,000 Points in 2nd Year on The Coles Rewards MasterCard with $99 Annual Fees
Go to Deal
gooddealmate on 23/10/2019 - 18:31 financialservices.coles.com.au (4321 clicks)
Last edited 19/12/2019 - 19:56 by 1 other user

So they've upped the offer since last month's popular 120,000 point deal.
Now 140,000 or $700 worth of Flybuys points over the first 2 years.

Unfortunately I just applied yesterday.

$99 Annual fee and 14 months 0% balance transfer.

Terms & conditions

Credit criteria, fees and charges, terms and conditions apply.

~New customers who apply for a Coles Rewards Mastercard by 31 January 2020 via the link above, enter their flybuys number in the application form and make purchases (excluding Cash Advances) to the value of $3,000 or more on the new Coles Mastercard in the first 90 days of the Account approval date will, within 3 weeks of meeting the required $3,000 spend, be credited 100,000 flybuys BONUS POINTS to the flybuys account linked to the Coles Mastercard. Plus, receive an additional 40,000 flybuys BONUS POINTS within 3 weeks of the first anniversary of Account approval date. Points will be forfeited if you close your Account before they appear in your flybuys account. The Account needs to be in good standing for the flybuys BONUS POINTS to be awarded. Standard flybuys Terms and Conditions apply, see flybuys.com.au. This offer cannot be used in conjunction with any other offer.

Financial Credit Card Reward Points

Related Stores

Coles Financial Services
Coles Financial Services
Flybuys
Flybuys

closed Comments

  • SBOB on 23/10/2019 - 18:46
    +1

    Always the way..literally applied last night

    • gooddealmate on 23/10/2019 - 18:47

      Same here, have you heard anything back off them? I've had no correspondence.

      • SBOB on 23/10/2019 - 18:49
        +1

        Only the confirmation of application and being reviewed.
        Showed approved online and submitted all the associated doco

        • cheapocheapo on 23/10/2019 - 20:06

          applied yesterday. approved today.

      • lily99 on 23/10/2019 - 20:42

        same here. I've received the card today after a few follow ups. Feel their customer service is not very good.

  • Happybird on 23/10/2019 - 18:51

    I closed my Coles Rewards Mastercard account 3 months ago, not sure if I am still eligible?

    • nico8amy on 23/10/2019 - 19:41

      Same here. Need some input

      • gadgetguy on 23/10/2019 - 19:42
        +2

        Call them?

        • nico8amy on 23/10/2019 - 20:55
          +12

          I'm too shy to do that. That's why I'm hiding behind internet

        • cheapocheapo on 23/10/2019 - 20:56

          Eventhough I have the exact same card, spoke to two different customer care, and both of them said, "yes you will get the bonus points"
          So hopefully i will get it.

    • kehuehue on 23/10/2019 - 22:33

      Was told I was. Closed in August.

  • [Deactivated] on 23/10/2019 - 18:55
    +15

    Are there any consequences to lying on a credit application form when they ask about other credit you have?

    Asking for my wife's boyfriend.

    • Happybird on 23/10/2019 - 18:59
      +3

      All your credit info is recorded in your credit file, they will know if you are lying.

      • Danstar on 23/10/2019 - 19:00
        +1

        ^ what he said

      • [Deactivated] on 23/10/2019 - 19:03

        So what you're saying is if it's not on your credit file it's not a lie when you fail to disclose?

        • gooddealmate on 23/10/2019 - 19:08

          Just because it's not on one credit reporting agency doesn't mean it's not on another..

      • [Deactivated] on 23/10/2019 - 19:14
        +1

        When I check my credit on those sites it doesn't report my credit limit. So can I just say "yes" I have an AmEx with a $6k limit even though it's higher and they wouldn't know any better?

        I = My wife's boyfriend

        • gooddealmate on 23/10/2019 - 19:18

          Have you checked both Experian and Equifax?

        • paraneoplastic on 23/10/2019 - 19:57

          equifax definitely reports it.

    • DrRalph on 23/10/2019 - 20:10

      Definitely. It's very transparent now.

    • starbearer on 23/10/2019 - 21:45

      They had us in the first half, not gonna lie

  • Danstar on 23/10/2019 - 18:59

    I just applied lay week to, got it today

    • [Deactivated] on 23/10/2019 - 19:09
      +1

      I applied and got what I can only assume is a rejection, even though it doesn't actually say that.

      Thank you for your recent application for a Coles Rewards Platinum Mastercard.

      In making this decision, we rely on a number of sources including information provided by you and credit reporting bodies

      and on it goes about accessing and correcting your credit report.

      For some reason Citi reject me every time.

      • gooddealmate on 23/10/2019 - 19:11

        Was that an immediate online response or a letter/email?

        • [Deactivated] on 23/10/2019 - 19:14

          email after submitting a bunch of documents.

      • raiseyoursteaks on 23/10/2019 - 20:08

        Hi very time you get rejected it creates a dent on your credit file.

    • kehuehue on 23/10/2019 - 22:34

      I applied and got approved at the beginning of this month, still havent received my card yet.

      • Danstar on 24/10/2019 - 05:36

        Something must've happened. My card came in 3 business days

  • cxy0614 on 23/10/2019 - 19:11
    +3

    I was rejected in earlier October, the reason is I don’t have 2 yr working experience in current industry. They said that’s fine before I submitted all my personal documents and then rejected me

    • Daddyhere on 23/10/2019 - 19:21
      -8

      HAHAHHAHA

    • [Deactivated] on 23/10/2019 - 19:26
      +2

      They actually told you that? All I ever get is "we can't discuss the specifics of our credit evaluation process…"

      • cxy0614 on 23/10/2019 - 20:28
        +1

        They did actually told me. And I asked is this in your T and C? The rep said emmmmm, he doesn’t know

    • Slut on 23/10/2019 - 19:50
      +1

      They told me it was fine as well and rejected me. Also have two credit enquires for the same day because apparently I opened two applications

  • horice on 23/10/2019 - 19:16
    +1

    frick - Applied on the weekend dammit still no response

    • Daddyhere on 23/10/2019 - 19:23
      +1

      U will get rejected just like me - obviously for no reason

      • freestyle18 on 24/10/2019 - 11:40

        The only reason I haven't applied heh

    • MNM on 26/10/2019 - 13:15
      +1

      I applied 3 weeks ago and got no response of any kind (email, SMS, etc.), rang them yesterday to be told I had been declined. I asked for the reason and got 'background checks' and 'we can't tell you for privacy reasons'. I am now waiting for a case manager to ring me and give me more excuses (based on feedback here).

      Prepare to be rejected for no clear reason

  • [Deactivated] on 23/10/2019 - 19:26
    +1

    Citi's rejection is pretty high along with NAB

  • Antares on 23/10/2019 - 20:03
    +3

    There must be some kind of cookie that the application site is using.
    If I open the deal from my normal browser, I still get offered 120,000 points. I clicked on the old deal.

    If I open the deal from an incognito browser, I get offered 140,000 points…

    • JoyBoy on 23/10/2019 - 20:17

      same here, even I switch to incognito mode in google chrome, it still shows 120,000 points, but if I open it with Safari, it shows 140,000 points…

  • Aerith-Waifu on 23/10/2019 - 20:27

    So how many annual fees do you get charged? Once or twice?

    • [Deactivated] on 23/10/2019 - 21:34
      +3

      If you want the second lot of points you pay the second annual fee.

    • NoDiggerty on 23/10/2019 - 21:51
      +1

      Two.

  • muncan on 23/10/2019 - 20:32

    Applied for the 100-150K QFF Citibank card today with $49 fee. I assume that's still a better deal? Prove me wrong please.
    Also I'm still not sure whether it's true I need to now wait 6 months before safely applying for another Citibank issued card (such as this one).

    • [Deactivated] on 23/10/2019 - 21:17

      Wait until my results come out. I have a Qantas premier (applied 3 months ago) but also applied for Virgin money this Monday.

    • cwongtech on 23/10/2019 - 22:19

      Yes it's a better deal because 100,000 qff pts for $49 (ignoring min spend, because life is expensive)
      100,000 flybuys can get you $500 off Coles, or $475-$480 in equivalent cash value (Coles e-gift can be purchased @4-5% off).
      100,000 FB transferred to velocity is 43500 velocity points.

      Your deal is $49 first year, but as it's signature tier, min income required is much higher.
      Flybuys card is $99.

      • virhlpool on 23/10/2019 - 22:51

        What's 43,500 Velocity points in $$ terms normally? How do you encash it?

      • dazweeja on 23/10/2019 - 22:52

        Unless you need to transfer in a hurry, you'd probably wait and transfer in a Velocity 15% bonus deal. That's what I always do. I prefer the Citi deal too though.

      • [Deactivated] on 24/10/2019 - 05:01
        +2

        But Citi has a $15k minimum credit limit compared to$2k on this one. Big chance of rejection on the signature card

    • agalea101 on 24/10/2019 - 10:25

      What about the 444 fee for 2nd year? Or canx after the 50k bonus is paid?

      • [Deactivated] on 24/10/2019 - 10:31

        Math is for the initial 100k points, the second lot is 40k (or 50k) for $49, which conveniently works out about the same cost per point. You have to pay the second fee to get the second lot of points, it credits 2 weeks after that.

  • drdarsh on 23/10/2019 - 22:32
    +11

    Just opened my email to find out flybuy number, there is an email offer with upto 150000 flybuy points, worth applying through that special link:)
    Happy to share the link as seems generic
    https://financialservices.coles.com.au/credit-cards/rewards-…

    • muncan on 23/10/2019 - 23:03

      I fiddled with the link and managed to drop it to 140000 points 🙃
      https://financialservices.coles.com.au/credit-cards/rewards-…

    • OZBholic on 23/10/2019 - 23:34

      I also see 150,000 points.. this is great..

    • Preet on 24/10/2019 - 07:51

      If I go to that link or the one below from muncan it's still 100k. I deleted cache, tried private browser too, nope 🙁

      • [Deactivated] on 24/10/2019 - 10:20
        +2

        I have to use a different browser entirely to get it to be 150k.

  • Tems on 23/10/2019 - 23:02
    +2

    Email I received states up to 150,000 points. When I click on link it gives the below.

    "Collect up to 150,000
    BONUS POINTS*
    When you apply for a Coles Rewards Mastercard®
    by 31 Jan 2020. Receive 100,000 BONUS POINTS
    when you spend $3,000 in the first 90 days from
    approval, plus get 50,000 BONUS POINTS after
    your first year.*"

  • lufee on 23/10/2019 - 23:12

    Can your partner use same flybuy number to apply if I already have this card?

    • Vietsoldier on 24/10/2019 - 06:04

      I'd like to know the same, can we use the same flybuys number on different Coles CC and still get the points?

      • [Deactivated] on 24/10/2019 - 10:28

        You should have (at least) 2 flybuys accounts anyway to get the best targeted offers IMO.

        There's also a maximum of 138k per year that can be transferred to velocity, so ending up with 200k plus in one account doesn't seem the best idea.

  • NaRaSaRang on 24/10/2019 - 10:07

    Silly question, but is this cc any good to use overseas? Like my ing debit card reimburses all the fees charged whenever I use it while travelling overseas.

    • Slippery Otter on 24/10/2019 - 10:22
      +2

      Used mine in America this month and the exchange rates were actually REALLY competitive thanks to MasterCard interchange rates. I went with G-Adventures tour and everyone wasn't prepared so I used my Coles CC for some of their purposes and got the money back later in cash. I never needed to withdraw cash from the ATM with my ING card. No fees! really surprised how good the rates were.

      • NaRaSaRang on 24/10/2019 - 10:34

        Cheers mate, really appreciate your prompt and detailed response.

  • B612 on 24/10/2019 - 11:56

    Is this card worth keeping to use as daily spending card?

    I am currently using the Qantas Premier and I much prefer getting Flyer points but Coles is my main shopping supermarket.

    • cwongtech on 24/10/2019 - 12:03

      I am currently using the Qantas Premier and I much prefer getting Flyer points but Coles is my main shopping supermarket.

      Why not buy Coles e-gift @4%-5% off, earn qff pts that way, then when you shop at Coles, earn FB points as normal?

      Sure, if you shop directly with this card you get 2 FB pts per $1

      But using the above alternate method, you get 4-5% off your shopping which would easily cast a shadow over the alternate FB points…

      • B612 on 24/10/2019 - 13:09

        How do you buy e-gift card for Coles?
        I know Woolies you can do that but not Coles from my understanding.

        • cwongtech on 24/10/2019 - 13:26

          Suncorp rewards is 4%.. many programs have a CC surcharge of 1% for coles egift now :(
          Coles is not easy to get, you can get them through work programs/private sellers

          • RichardF89 on 31/10/2019 - 16:21

            @cwongtech: I got a wethankyou account can buy 5% off coles card no fee with bpay. I don't know how I get wethankyou account.

    • His_Holiness on 24/10/2019 - 15:30

      The Coles Rewards MC is one of the best non-amex cards for Velocity. ~$1:1 velocity point if you transfer during a bonus period.

  • Lunarboogie on 25/10/2019 - 05:39

    Does anybody know if the qualifying spend excludes all government spend (as is the case with citi products)?

  • krisspy on 25/10/2019 - 10:17
    +1

    I just tried applying but it timed out on me while uploading the documents. When I go back to it, it's already submitted. Is it still gonna give me an opportunity to upload or is this rejected?

    • Duram on 28/10/2019 - 11:14

      Similar thing happened to me, I got an email saying to submit further documents but I'm not sure how.

    • Unacceptable on 28/10/2019 - 13:38

      Same thing happened to me, and I rang Coles and told I got rejectec. wtf

  • Danstar on 25/10/2019 - 10:42

    Anyone who has this card know how (or if it can) to make the app come up with a notification when a purchase is made

    Like the Amex app does

    I’ve turned on notifications in the app and in iOS already. Still not coming up

    • gadgetguy on 25/10/2019 - 13:58
      +1

      Mine's notifying me too much! Push and Emails for every transaction. I'm on android though.

      • Danstar on 25/10/2019 - 14:11

        Yeah I got the emails at the start. Not anymore, and just got a notification of a bill payment on my iPhone. Hit and miss atm lol

        • gadgetguy on 26/10/2019 - 13:47

          Can you turn the emails off?

          • Danstar on 26/10/2019 - 16:11

            @gadgetguy: I haven’t got any again since the first few … lol

            • gadgetguy on 26/10/2019 - 18:39

              @Danstar: I got them on chat and found the option, its under the "statements" menu. No wonder I couldn't find it!

  • Gaz1 on 25/10/2019 - 16:23

    One of the few cards with no international transaction fees that gives points.

  • Danstar on 28/10/2019 - 11:18

    Who ever got this card, did you get any information regarding the bonus points offer? I got none, found it a bit odd it wasn't in any of the paper work I received once approved.

    • gadgetguy on 28/10/2019 - 14:27
      +1

      They rarely do, just keep a screenshot of the offer page.

      Actually I'll be over the 3k this week - I'll let you know how I go with getting the points.

      • Danstar on 31/10/2019 - 11:15

        Yeh I’m close too it to. And with Xmas coming up … 😑

        • gadgetguy on 31/10/2019 - 12:28
          +1

          I went over the 3k a couple of days ago.

          Emailed them yesterday to confirm my purchases are all "eligible" and when I will get the points.

          • gadgetguy on 01/11/2019 - 13:49
            +2

            @gadgetguy: They've replied back today confirming I've met the criteria. Points to be credited "within 3 weeks".

            • gadgetguy on 07/11/2019 - 13:39
              +2

              @gadgetguy: 100k points have been added, 3 days after the above.

              • KeplersLaws on 07/11/2019 - 14:28

                @gadgetguy: Thanks for keeping us updated.

              • Danstar on 11/11/2019 - 10:54

                @gadgetguy: Live Chat couldn't confirm or deny if my purchases have all been eligible and just have to wait and see as it's all 'automated'

                He did mention that gift card purchases are not eligible (I didn't buy any gift cards)

                • bohn on 11/11/2019 - 15:05
                  +1

                  @Danstar:

                  He did mention that gift card purchases are not eligible

                  Wtf, since when. Nothing in T&C.

                  • Danstar on 11/11/2019 - 17:51

                    @bohn: That’s what the online chat guy said. Maybe it’ll you buy it from coles (and their related stores)

                    • bohn on 11/11/2019 - 18:05

                      @Danstar: Wouldn't like for them to exclude Woolies giftcards that Ozb love to buy online.

              • Danstar on 20/11/2019 - 21:38

                @gadgetguy: Got my
                Points now too

  • Dr Prepper on 28/10/2019 - 12:19
    +1

    Jesus! Every 5th comment on here is " I got rejected".

    • [Deactivated] on 28/10/2019 - 23:58
      +2

      I got rejected then out of the blue today i got a call from them asking me to submit more documents so they could conduct a review. Guess I'll see how that goes.

  • Unacceptable on 28/10/2019 - 14:55
    +1

    I got rejected and I know why now. It is owned by Citibank and I have Citibank QFF Citibank signature credit card that I got from the last deal.

    • RichardF89 on 04/11/2019 - 18:59
      +1

      I got rejected. I had the Citibank signature credit card as well. But I applied for my wife, not me.

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