expired RAMS Savings Account 5.75% as Ubank Drop Again Now down to 5.16%
This was posted 7 months 2 days ago, and might be an out-dated deal
I know a lot of OzBargainers out there have a Ubank Usaver account so this may interest you. Yes I know it’s been listed before but the difference in rates is a lot more now.
Ubank for dropped there rate again! so a total of 0.55% drop after the official drop of just 0.25%.
I have been very happy with ubank until now but there rate and lack of a bug free website has changed my mind. RAMS (part of Westpac) have a similar account with a current rate of 5.75% so 0.59% higher than ubank and they have a nice mobile website and the normal web site work great aswell.
You can’t withdraw any money to get the full rate but the rest of the rules are the same as ubank. I suggest if you have a ubank account that you still keep some cash in it so you can move it around as needed and put the bulk in a RAMS account. If the rates drop at RAMS move your cash on the 1st of the month to avoid any lost bonus interest.
I just started moving my cash so I expect to save an extra $2.50 per day with the current rate difference
Seems RAMS reviewed their rate and from 30 Oct it's 5.17%:
"New rate effective 30 Oct 2012: bonus variable rate of 5.17% p.a. Incl. 0.8% p.a. variable bonus if each month you deposit $200 and make no withdrawals"