expired Qantas Staff Credit Union Platinum Visa - 30,000 Bonus Qantas Frequent Flyer Points

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  +3 votes

  asa79 on 11/12/2012 - 06:30 ¶

  Annual fee of $195 is a killer for it

  The 30000 points would be chewed up in next years fees and still probably not enough

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    +3 votes

    ParaBellum on 11/12/2012 - 06:48 ¶

    You can generally cancel the card before having to pay the renewal fee. Often when you ring up to cancel they'll offer you another free year just to keep you on the books. Don't know if it's the case with this deal.
    I'd like to know if the card comes with a pin number / pay pass. My qantas amex gives 1.5FFpoints/dollar but I have to sign for everything so it's more of a hassle at the supermarket etc.

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      travellinground on 11/12/2012 - 08:36 ¶

      ParaBellum, AMEX actually started using chip cards about March/April of this year, kind of a pain since I since up in Feb. Anyway, all you need to do is call up and say I want a chip card and it'll be mailed to you in about 5ish days. The only hassle is that it will have a new number so if you have any auto debits you'll need to change them to your new number BUT your old number and card will still work for about 60 days.

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        ParaBellum on 11/12/2012 - 09:41 ¶

        Thanks Trav, will call them now to ask about a new card and see what's happening with the renewal fee. This one looks like a good deal, probably have to shuffle some things around but worth it for another Perth-Melbourne round trip.

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    asa79 on 11/12/2012 - 07:45 ¶

    Just read it more that the 30k isn't a given, it's earn up to 30k bonus points

    At 2 points per $1 spent upto 5k point each month

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      +1 vote

      Holysmoke on 11/12/2012 - 07:54 ¶

      "make an eligible purchase with your card each month for the next 5 months and earn an additional 5,000 bonus points per month. If you don’t make an eligible purchase with your card, you forfeit your points for that month and all remaining months."

      Its seems just one eligible purchase is required for the 5000 bonus - although "eligible" is not defined.

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        +2 votes

        cooni on 11/12/2012 - 08:10 ¶

        Eligible purchase is quite simple actually. It really almost means any old purchase, with the exclusions of interest payments, cash advances and I think gambling related purchases iirc.

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        arend on 11/12/2012 - 10:11 ¶

        What are 'eligible purchases'?

        Eligible purchases means the purchase of every day goods or services from merchants accepting your Credit Card (including GST payable for those goods or services by you) and excluding the ineligible transactions listed below.

        What's an ineligible purchase?
        Balance transfers
        Cash advances
        Special promotions
        Purchases of foreign currency or traveller’s cheques
        Business Expenses
        BPAY transactions
        Any fee or charge, including any government charges or duties and any fee or charge for your membership of and participation in the Qantas Frequent Flyer Program
        Interest and finance charges payable or paid on your Card Account
        Enforcement expenses
        Transactions which are disputed, fraudulent or involve the abuse or unauthorised use of your QSCU Visa Platinum Credit Card
        Payments and purchases which are refunded or reimbursed; and
        Payments made by you to other QSCU loan accounts.

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  ozchilli on 11/12/2012 - 06:49 ¶

  i applied for it before and they wanted me to close my current bank credit card and amex before they can issue me one which i don't understand why…which is sux.

  • alchemist on 11/12/2012 - 07:07 Comment score below threshold (-6).
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    -1 vote

    jdr on 11/12/2012 - 07:15 ¶

    They wanted you to close both? I can understand that their credit assessment might be that the new card should not be in addition to the existing cards but to replace one of them. If they required closing of both then that sounds a bit strange on the surface of it.

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    +2 votes

    ozpete on 11/12/2012 - 07:22 ¶

    Alchemist - Making comments on individuals circumstances and quoting legalese, would be a little risky and unhelpful. Depends on factors like credit worthiness etc.

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  cooni on 11/12/2012 - 07:29 ¶

  Discussed at length here:
  http://www.australianfrequentflyer.com.au/community/current-...

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    cooni on 11/12/2012 - 07:30 ¶

    My points came through on time. Card was easy to cancel.

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  georgedn on 11/12/2012 - 08:10 ¶

  I applied for this a couple of weeks ago for the points.. they are a credit union, so they are pretty old school when it comes to documentation - you'll need to send in 3 months of bank statements, mortgage statements etc. which is a bit of a hassle compared to the fully online applications of the banks..

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  cooni on 11/12/2012 - 08:12 ¶

  Oh, also they sent me a $50 Cellar Masters voucher which I used to get a carton of Coronas delivered for less than $5 (despite the voucher's t&c's)

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  arend on 11/12/2012 - 08:32 ¶

  I got this card earlier in the year with the same deal.
  No problems signing up, although it took a while with all the checks/documentation and membership requirements.
  They wanted me to decrease the limit on my Amex which I could do online and was happy to do.

  Nearly got all of my points now - last set of 5000 comes in this month.
  Just make sure you use it regularly and there's no problem.
  Easy card which will be cancelled in Q2 next year to avoid annual fee after raking in ~40K free points (including purchases)

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  coxymla on 11/12/2012 - 13:15 ¶

  My experience was pretty painful I have to say.

  Have to send them a LOT of documentation. Last 3 statements for savings account, payslips, home loan, and EVERY credit card that I have.

  Even after that it still took over 2 weeks to get the card.