Best Strategy for My Situation - $85 Allowance for a New Phone Contract with Goal to Acquire New Handset in 12 Months

Lr5y46u8 on 12/05/2024 - 15:29
Last edited 12/05/2024 - 15:32

Hi,

I currently use Aldi's $19 Mobile Plan with my own handset. However, I'm in need of a phone upgrade and my company now offers an $85 monthly reimbursement for phone bills, which I'd like to take advantage of.

The challenge is finding a 12-month plan close to the $85 reimbursement. I'm confident I'll be with the company for at least this time. Options for a recent phone like the Apple iPhone 11 64GB exceed this budget, costing $118.58/month for a 12-month plan. Is there a way to maximize this allowance while sticking with Aldi mobile, or any other suggestions on how to make the most of what my company offers? Is there such a thing as a device only plan?

Thank you

Mobile Phone Plan

Comments

  • altomic on 12/05/2024 - 15:42
    +2

    recent phone like the Apple iPhone 11 64GB exceed this budget, costing $118.58/month for a 12-month plan

    Whilst i understand it is not your money , but that plan is terrible.

    Look at what telstra/optus/etc offer

  • r5y46u8 on 12/05/2024 - 15:44

    Thank you altomic. This is true, my issue is that any plan which includes a handset is much higher than $85 a month. If there was a way of having a 'device only' plan and me maintaining my Aldi SIM-only plan, then this would be ideal.

  • AustriaBargain on 12/05/2024 - 15:53
    +2

    Telstra. Their plans aren't cheap, but they do offer 36 month terms so you might get it to just over 85 a month. You can cancel early whenever you want and just pay the handset cost, I think interest free as well.

  • snapper17 on 12/05/2024 - 16:00
    +1

    apple provide financing through lattitude
    https://www.apple.com/au/shop/browse/financing

    you could go on a 12 month plan on finance

    the big telcos all have ridiculous monthly plans

    jb hi fi also do financing
    https://www.jbhifi.com.au/pages/interest-free-finance

    I kmnow its not exactly what you wanted but
    https://www.jbhifi.com.au/pages/upfront-mobile-plans
    thats a decent deal but its 24 month plan.

    they have deals on at the moment on iphones

  • Godric on 12/05/2024 - 16:01
    +1

    What does your username mean?

    • Daabido on 12/05/2024 - 16:17
      +1

      All the good license plates have been taken.

  • cheaplee on 12/05/2024 - 17:56
    +1

    Those JB deals with a $69 plan and $400 voucher would probably get you something close to half price..

    Get the highest plan they are offering and accept you might not be able to use every dollar of the allowance.

  • r5y46u8 on 12/05/2024 - 20:15

    Thank you everyone for the advice

  • sumyungguy on 12/05/2024 - 21:16
    +1

    Optus iPhone 12 (currently backordered) 12-month device payment plan $83..22 per month

    • r5y46u8 on 12/05/2024 - 22:46

      Thank you. I still need to take out a plan on top of this.

      • sumyungguy on 12/05/2024 - 22:52
        +1

        I figured that but you'll still end up owning a handset for less outlay than if you had purchased outright without your employer subsidy. iPhone 12 is the earliest model to support 5G.

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