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Pay Your Bills with Sniip and Get 20% Cashback (Capped at $30 Per AmEx Card) @ American Express

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Pay Your Bills with Sniip and Get 20% Cashback (Capped at $30 Per AmEx Card) @ American Express
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currentfad on 21/04/2023 - 08:08 americanexpress.com (1747 clicks)
Last edited 21/04/2023 - 08:14

Save the offer to your eligible Card and get 20% back, each time up to $30 back when you pay your bill via the Sniip app by 21/07/2023. Limited to the first 20,000 Cards to save the offer. Exclusions apply.

OFFER TERMS

  • Prior to making payment, you must download the Sniip app and follow the steps to adding your Card as the payment method.

  • Excludes Sniip Business Payments.

  • Additional cards are not eligible for this offer.

  • Offer is limited to a maximum of $30 per Card to which the offer is saved and only spend on this Card counts towards the Offer.

  • Excludes transactions where you do not spend directly with your Card to which the offer is saved, via the Sniip app. Offer valid at Australian app only.

  • Excludes transactions made through a third party establishment or payment processor.

  • Credit is not redeemable for cash or other payment form.

  • Credit should appear on your billing statement within 15 business days from qualifying spend but may take up to 90 days from the offer end date.

  • Credit will not be applied to your Card Account if your Card has been suspended or cancelled.

  • Credit may be reversed if your qualifying purchase is refunded or cancelled.

  • Full Offer Terms available here

Referral Links

Business Explorer Card: random (3)

Referrer: 40,000 Reward Points

Centurion Personal Charge Card: random (8)

Referee gets 200,000 MR points. Referrer gets 150,000 MR points.

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closed Comments

  • Ash-Say on 21/04/2023 - 08:11
    +42

    I got spend $250 to get 1250 reward point. Worst offer!

    • whtsthenews on 21/04/2023 - 08:13
      +1

      same

    • kendo on 21/04/2023 - 08:16
      +1

      Same

    • zed264 on 21/04/2023 - 08:21
      +1

      Same

    • RoseJJ on 21/04/2023 - 08:33

      Me too! Wondering how much this is equal to….

      • CyberMurning on 21/04/2023 - 08:38

        same. so what is 1250 reward point thingie ?

      • samehada on 21/04/2023 - 08:45
        +2

        $6.25

    • ihbh on 21/04/2023 - 08:58
      +3

      Looks like if you've used the previous offer, you get this reduced offer.

      • fozzie on 21/04/2023 - 08:59
        +3

        I got nothing this round

    • FrugalDealSeeker on 21/04/2023 - 09:31
      +2

      Same here - $250 x 1.29% = $3.26. 1250 reward points = $6.25. You're still $3 in the green but not worth the trouble.

      • browser on 21/04/2023 - 10:02
        +1

        Good point, some people may overlook the fees. Actually lose money if bill is over $485, i.e. typical energy bills.

        • jasonb on 21/04/2023 - 17:02

          Yeah so you spend exactly $250 and pay the rest of the bill another way.
          This one may go in the too-hard basket though. I got the points on my Plat card. My wife got the 20% on her Velocity Amex and that's worth doing.

      • zed264 on 21/04/2023 - 11:16

        Well, you didn't count the reward points on the actual bills and fees ($253.26 in this case, so 506 points?), which is the primary purpose of Sniip and those services.

        • FrugalDealSeeker on 22/04/2023 - 09:51

          Paying extra for points and ending up with a net loss coz of the surcharge doesn't make sense to me. I am happy with direct debit whenever there is a surcharge for cards.

    • nokia3660 on 21/04/2023 - 11:21

      same, sigh

    • glyptothek on 21/04/2023 - 13:13

      Mee too ! 250 over 1 or more payments for 1250 MR Points Lousy , and only on 1 card, Amex Rewards Advantage Not on Plat Charge or Plat Reserve Credit

    • garbagetnt on 22/04/2023 - 14:51

      Ditto

  • ja912son on 21/04/2023 - 08:21
    +1

    Targeted.

  • cski on 21/04/2023 - 08:30

    They are not explicit if$30 limit is cumulative limit or per transaction

    • WookieMonster on 21/04/2023 - 08:57
      +5

      I think the terms are explicit.

      Offer is limited to a maximum of $30 credit per Card to which the offer is saved and only spend on this Card counts towards the Offer.

      • cski on 21/04/2023 - 09:32

        i read that as similar wording to many offers that can be either way,

        but if it is cumulative seems hardly worth the effort

  • Rally Dave on 21/04/2023 - 08:34
    +4

    I have AMEX and Sniip and cannot see the offer

    • CyberMurning on 21/04/2023 - 08:39

      you are not alone

    • Neoika on 21/04/2023 - 08:59

      I think the offer is only for those never used the card or did not use it for 12-18 months.

  • daanish on 21/04/2023 - 08:40
    +1

    Got it on my QF Discovery but not my VA Escape.

  • Koipanda on 21/04/2023 - 08:53
    +1

    Got this on the Qantas card

    • Maxdax on 21/04/2023 - 12:28

      Same

  • julesytime on 21/04/2023 - 08:56

    Got it on my QF premium.

  • Twilight1234 on 21/04/2023 - 08:57

    Got this on my QF Discovery

    • bdl on 21/04/2023 - 09:17
      +1

      shit post :)

  • penguinswillrise on 21/04/2023 - 09:04

    What other bill settlement services are there besides Sniip?

    • aaron3 on 21/04/2023 - 10:25

      Bill Fairies, Payment Logic, Beem, Post Billpay, DEFT

  • Slippery Otter on 21/04/2023 - 09:08

    I pay my business vodafone bill with SNIIP because its cheaper then Voda/TPG CC fees.

    • BargainGeezer on 21/04/2023 - 09:36

      Only realised this recently, but Vodafone do not charge a fee if you direct debit with PayPal.

      • Slippery Otter on 21/04/2023 - 10:22

        Does this apply to business accounts???

        • BargainGeezer on 21/04/2023 - 12:27

          https://www.vodafone.com.au/support/billing/pay

          Cant see anything on their site to indicate this only applies to personal accounts.

          Regardless, Vodafone changed their payment processor about 12 months ago and using Amex directly through them is cheaper than Sniip.

  • bdl on 21/04/2023 - 09:12
    +1

    Good when used to pay for circumcision bill

  • Neoika on 21/04/2023 - 09:17
    +6

    Maximum discount: A $148.09 bill payment before processing fee (1.29% for AmEx) taken into account.

    • arcticmonkey on 21/04/2023 - 23:34
      +1

      Plus extra $10 off for referral if first time customer so I overpaid my power bill for $160

  • FrugalDealSeeker on 21/04/2023 - 09:42

    I just don't see the point of using SNIIP at all. @ 0.5¢ / point even with Amex Platinum (2.25 points / $), you end up losing $13.05 for Explorer it's a loss of $27.71 for a $10k example spend, much worse for other Amex cards. The only way this could work is by converting to airline miles at 0.65¢ / point.

    • Neoika on 21/04/2023 - 09:58
      +2

      If you have the offer, the one-off deal is not bad.

    • Slippery Otter on 21/04/2023 - 10:25
      +1

      Only good for paying business related bills as the surcharge is tax deductable.

      • edman on 21/04/2023 - 14:14

        And payments where you don't get full points - government organisations incl ATO for example

        • clx on 22/04/2023 - 00:17
          +1

          FYI, ATO isn't covered by this cashback promo coz it counts as Sniip Business, which is excluded

          • hayne on 22/04/2023 - 23:06

            @clx: Yeah, the change in ATO rates for Sniip really sucks. Since Amex clamped down on Sniip (and other services), the value proposition of Sniip has gone down significantly. Pretty sure Amex has some ownership stake in Payment Logic, hence the move.

          • yht on 23/06/2023 - 11:23

            @clx: I was trapped with this promo !! Paid ATO and Amex denied the cash back. They cannot even let me know what is categorised as Sniip Business and what is not !!

      • FrugalDealSeeker on 22/04/2023 - 09:52
        -1

        Paying extra just coz it's tax-deductible is a poor business move.

        • hayne on 22/04/2023 - 23:04
          +1

          I think you're missing the point Slippery Otter is making. Since the surcharge is tax deductible, it lowers the effective cost of the points you're purchasing.

          If you can use your Amex personal card on some utilities or something similar that doesn't get classified as Sniip Business, then you pay 1.29% + GST. After the tax deduction, it equates to 0.97% + GST. Then it depends on how much a) your card earns and b) how much you value your points (https://www.pointhacks.com.au/rewards-points-valuations/).

          If you don't value your points (especially if you don't use them for premium cabin travel)… then, no, a service that exists solely to help you earn more points quite possibly won't stack up.

  • Lunarboogie on 21/04/2023 - 10:09

    Thanks OP. Received it in on my Qantas Discovery. Will come in handy for a big land tax bill that is due soon.

  • beOson on 21/04/2023 - 10:27

    Urban Utilities does not accept Amex?

    • Garrettau on 21/04/2023 - 11:44

      Seems yes. Not sure what bills can be paid by Amex

      • glyptothek on 21/04/2023 - 13:15
        +1

        Thats is the whole point of Sniip and Payment Logic so you can pay many bills with Amex that dont directly accept Amex

        • Garrettau on 21/04/2023 - 13:22

          Can I pay urbane utilities through Sniip using Amex?

        • beOson on 21/04/2023 - 13:26

          I just tried it with urban utilities but it said it doesn't accept amex

          • glyptothek on 21/04/2023 - 13:31

            @beOson: Did you try inputting bpay biller code into Sniip?

            • beOson on 21/04/2023 - 13:48
              +1

              @glyptothek: No? I simply scanned the Sniip qrcode shown on the bill PDF..

              Worked using your method, thanks heaps!

  • jwl81124 on 21/04/2023 - 12:02

    rego

    • bdl on 21/04/2023 - 15:21

      licence

      • JVHifi on 21/04/2023 - 16:10
        +1

        insurance

        • hayne on 22/04/2023 - 22:55

          parking tickets

  • aiyoyo on 21/04/2023 - 20:28

    1250 points for $250 spend😂

    • EatSleepOzBargainRpt on 22/04/2023 - 00:11

      I didn’t even get that. Seriously considering cancelling my Amex.

  • Niko123456 on 22/04/2023 - 10:07
    -1

    Wow, the fees are ridiculous and it's a joke they don't bother telling you until after you sign up.

    I think I'll stick with internet banking.

    • WookieMonster on 22/04/2023 - 10:41
      +2

      Their fees for personal payments (which excludes ATO and superannuation payments for all customers) are available here..)

      Their fees for business payments (which includes ATO and superannuation payments for all customers) are available here.

      I found these two pages after typing in Sniip Fees into Google and then navigating through the first search result. I did not require a Sniip account to view these two pages.

  • coolsteps on 22/04/2023 - 15:30
    +1

    where anyones Additional card holders targetted or i guess its only select basic card holder this time round?

  • coolsteps on 22/04/2023 - 15:49

    so is this the correct maths for both offers including $250 to get 1250 reward point offer>? $250 x 1.29% = $3.26. 1250 reward points = $6.25 depending on amex card used? what about the plat reserve? so for the lucky others who got the 20% offer its Maximum discount: A $148.09 bill payment before processing fee (1.29% for AmEx $1.91 fee) taken into account you get a $30 amex account credit.

  • payless69 on 22/04/2023 - 22:06

    $6.50 buys a lot of dog food.
    Can't hide from the bites of Amex, they still chase me for being an ex Masters Hardware victim.
    Speaking of dog food: The ACCC has taken notice of my donations and the naming error has been corrected!

  • unity1 on 22/04/2023 - 22:58

    So paying the bill via BPay qualifies for the AMEX rebate?

  • arcticmonkey on 23/04/2023 - 07:35

    I did this after the post yet no confirmation email from Amex yet. Did anyone get one?

    • thriftee on 23/04/2023 - 11:41
      +2

      I got email from AMeX that I had used the offer straight away.

    • bdl on 24/04/2023 - 14:39
      +1

      No confirmation from Amex yet

      • bdl on 26/04/2023 - 10:30

        update: The app shows the offer as being "Recently Redeemed", however no email notification or account credit as yet.

      • bdl on 28/04/2023 - 15:34

        update - still no email confirmation (only the app showing "Recently redeemed") - but just received my credit now from purchase made Apr 20

    • morristhehorris on 27/04/2023 - 09:21

      Did it on first day of promotion.
      No email from Amex after using
      $30 statement credit has showed up now in my transaction list in app.

  • tooblue on 04/05/2023 - 13:44

    I am late for the party but what is all the "1250 points for $250 spend" in comment about? Isn't the offer "Get 20% Cashback"?

    Btw, my primary Qantas Discovery card has it but additional cards not.

    • timhn on 13/05/2023 - 21:45

      The points offer is on different type of Amex card - eg Amex Essential.

  • ozbargainer888 on 08/06/2023 - 13:26

    So I got this 20% off offer. If I pay a $453 gas bill then I’ll pay about $5 in the fee from sniip but get back $30 from Amex as a credit. Am I understand this right?

  • [Deactivated] on 16/06/2023 - 09:00

    i received an email notification for using the offer but the rebate has yet to hit my account. how long is it taking for others to get back that 20%?

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