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ING Direct - Bonus $75 When You Open an Orange Everyday Bank Account

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ING Direct - Bonus $75 When You Open an Orange Everyday Bank Account
Go to Deal
cowiie on 17/12/2015 - 16:57 campaigns.ingdirect.com.au (3469 clicks)
Last edited 28/07/2016 - 19:19 by 3 other users

Update (14/1):

The T&C of their latest email state:

If you use this offer in a manner that is not satisfactory to us or in line with the intent of the offer (such as sharing your referral code on the ‘OzBargain’ website or other similar websites), we may refuse to pay the $75 cash bonus (including in respect of any or all referrals made in relation to the offer). This includes conduct on your part which is designed to undermine the fair and intended operation of the offer.

Referrers may not receive $75 from other users clicking on any referral links from OzBargain. Those who have used the OPs referral code/link (referees) from 7/1/16-present, will not receive the $75 according to this comment by the OP.

It's back everyone! Merry Christmas!

Free $75 when you sign up for an Orange Everyday account. If you also sign up using a friend's referral code the friend will also get a bonus $75. Limited to the first 4000 eligible applicants.

Sign up here: https://www.campaigns.ingdirect.com.au/75bonusoffer

  • Enter your details in the registration box (if using referral code, enter it in here)
  • Open an Orange Everyday bank account using the same details.
  • Deposit your pay of $1,000 or more within a calendar month into your new Orange Everyday by 31 January 2016 28 February 2016 31 March 2016 30 April 2016 31 May 2016 31 July 2016 31 October 2016.

Mod: Removed referral code per this comment.

Rules suggest comments cannot have referral codes, sorry guys!

Update your referral codes in your OzBargain account: My Account - Edit - Referrals or click the edit link to the bottom right of the box below (non-mobile users).

Financial Bank Account Transaction Account

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closed Comments

  • RichardL on 17/12/2015 - 18:00

    Does ING still do the PayPass rebate? If so, what percent?

  • a1234my on 17/12/2015 - 18:00

    pay salary? can i pay my self without filling the salary pay form?

    • Wormetti on 17/12/2015 - 18:57
      +1

      Yes, any external account will work. It doesn't need to be salary.

  • unelectric on 17/12/2015 - 18:00

    To confirm, you must make a $1000 payment in December, and another again in January?

  • amsaini15 on 17/12/2015 - 18:01
    +4

    Not received email with the code :(

  • SimbaGirl on 17/12/2015 - 18:02

    I've updated my referral code in my OZB profile too. Merry Christmas and Happy New Year to everyone (and especially to anyone who might wish to use my referral code) :D

  • shaktipatro on 17/12/2015 - 18:02
    -1

    What is the wiki link where we can post our referral code. Meanwhile, as I can't see the referral link, I am posting my referral code here. Sorry, if it is against the rule. But, please share the link where we can post our codes before removing the comments.

    My referral code is: Mod removed

    Cheers,
    Shakti

    • unelectric on 17/12/2015 - 18:03
      +1

      My Account > Settings > Edit > Referrals

      • shaktipatro on 17/12/2015 - 18:05
        -1

        I can't access the link that you provided…

        • unelectric on 17/12/2015 - 18:10
          +1

          It's not a link? Go to the top of the page and click my account, then click on settings, then click on edit, then click on referrals. Sigh

        • shaktipatro on 17/12/2015 - 18:12

          @verapa:

          Thanks Verapa - Got it…

  • wildstone on 17/12/2015 - 18:03
    +1

    So is this like the ME deal where you don't get bonus if you already have an account? Hard to imagine any ozbs left that DO NOT have an ING account from previous 5% rebate offer.

    • nulled on 17/12/2015 - 21:51

      me

  • Nonnu on 17/12/2015 - 18:04
    +1

    I'm already an account holder but haven't got any referral code.. just wondering how they are generated or they are targeted from Bank..? If anyone can clarify this please.. Thank's

    • easternculture on 17/12/2015 - 18:06
      +4

      It's a targeted promo. I never received the promo nor referral code.

      When I called them to inquire they said it's targeted

    • bargin424 on 17/12/2015 - 19:49
      +1

      I would like to know this as well!

  • shopper06 on 17/12/2015 - 18:07

    What does your pay into account mean? Can I just deposit $1000? Or ask my friend to send $1000. Will that satisfy conditions?

    • SimbaGirl on 17/12/2015 - 18:16
      +1

      As long as the $1,000 comes from an external bank account (i.e. you can't just transfer money back and forth between a couple of linked ING accounts), then it doesn't matter what the source is, and it doesn't have to be done in a single deposit, it could be several deposits as long as the total is at least $1000 and it's within the same calendar month. As per the terms and conditions of this offer, the deposit doesn't have to be into the Orange Everyday (OE) account - it can be deposited into ANY ING personal account (except for Living Super) so the money could go into a Savings Maximiser account and start earning high interest straight away.

      • b-hunterr on 17/12/2015 - 18:20

        Does the $1000,- need to remain in the account till the end of January? In other words, in total $1000,- needs to be deposited and no withdrawals can be made?

        • trilogy on 17/12/2015 - 18:21
          +1

          You can withdraw the $1000.

        • SimbaGirl on 17/12/2015 - 18:23
          +2

          There's nothing in the Ts & Cs for this offer stating that there has to be a certain closing balance, and I think other similar offers have been the same. As long as the deposit requirements are met, then it qualifies, as far as I'm aware and you don't have to leave the money in the account.

      • shopper06 on 17/12/2015 - 18:23

        That's cool..looks like ING is making an impression.

  • Chall5 on 17/12/2015 - 18:07

    Couple of questions :-

    do you have to close an account to open this one

    when transferring money to another bank how long does it take ? Is it same day or does it take a couple of days ?

    • SimbaGirl on 17/12/2015 - 18:26

      If you mean do you have to close an account with another bank, then no, you can have as many bank accounts as you want - but the Ts & Cs do state: If your friend has previously held an Orange Everyday bank account between 14 December 2013 and 13 December 2015, then both you and your friend are ineligible for this offer.

      I've usually found ING transfers to be pretty quick - transfers to CBA and NAB done in the morning are usually same day or at latest, the next (working) dayr. Transfers to Citibank sometimes take a day or two. Of course it varies from bank to bank and I think transfers to credit union accounts usually take a bit longer.

  • imolared on 17/12/2015 - 18:11
    +3

    Have made over $300 last year in PayWave rebates alone, plus no ATM withdrawal fees from any ATM… why would anyone use something else. Highly recommended.

  • eggboi on 17/12/2015 - 18:18
    +2

    where do existing members find their referral code to give to a friend?

    • b-hunterr on 17/12/2015 - 18:22
      +3

      e-mail, and apparently as mentioned previously in the thread it is a targeted offer.

      • eggboi on 17/12/2015 - 18:23
        +2

        cheers. i sort-of pieced that together after going through the comments. lame! i guess they cottoned on to the fact that i haven't used my account since opening it a year ago..

  • bargainslut on 17/12/2015 - 18:21
    +1

    Important Information

    Orange Everyday $75 Bonus Payment Offer (December)
    To be eligible for the $75 bonus payment, you must:
    register your details for the promotion,
    open an Orange Everyday bank account (using the same details used to register for the promotion with us), and
    deposit $1,000 or more within a calendar month from an external account into any personal ING DIRECT account in your name (excluding Living Super), collectively the 'Eligibility Criteria'.
    The offer commences 14 December 2015 and is only available to the first 4,000 eligible applicants who satisfy the applicable Eligibility Criteria by 31 January 2016.
    Maximum of one $75 bonus payment per person (this includes any payment made to an account jointly held by you). If you have previously held an Orange Everyday bank account between 14 December 2013 and 14 December 2015, then you are ineligible for this offer. For eligible applicants, the $75 will be deposited into the applicant's Orange Everyday the month after you meet all applicable Eligibility Criteria. Where the eligible applicant holds the Orange Everyday account in a joint capacity, only one payment of $75 will be made to that account under the offer. Customers who have registered for the separate ING DIRECT 'Orange Everyday New Customer Movie Offer' are ineligible for this promotion.
    This offer is available for a limited time only and is not applicable in conjunction with any other promotional offer unless expressly indicated. ING DIRECT reserves the right to withdraw this offer at any time at its sole discretion. If withdrawn, ING DIRECT will honour all registrations entered before the offer is withdrawn, provided that applicants satisfy all the Eligibility Criteria.
    ATM Rebate Offer for Orange Everyday customers
    The ATM Rebate offer will apply for the next calendar month when a deposit of at least $1,000 from an external bank account is made to any personal ING DIRECT account in your name (excluding Living Super) by the last day of the preceding calendar month. The ATM fee charged by the ATM operator is rebated immediately following the transaction. The ATM Rebate offer may be changed or withdrawn at any time at ING DIRECT's sole discretion.

  • [Deactivated] on 17/12/2015 - 18:26
    +1

    EDIT: Confirmed as targeted offer.

  • fryandlaurie on 17/12/2015 - 18:27
    +6

    Thanks to everyone that participates. I really adore the Ozbargain community for helping each other out. Also, ING Direct has been a wonderful bank for me so far and would not have known about it without everyone's help and recommendation here.

  • cch24 on 17/12/2015 - 18:28

    Thanks OP have added my new referral code under my referral settings. During the last campaign two people used my code and it was a lovely surprise getting a $150 bonus. Awesome promo by ING.

  • Talonparty on 17/12/2015 - 18:38

    Sweet this is what I've been waiting for, I'll hook me and the mrs up

  • fcukinky on 17/12/2015 - 18:54

    My code came in a t 4:56 maybe check your spam folders as well if you can't see it.

  • Flow220 on 17/12/2015 - 18:57

    Thanks OP, also added the updated referral code under the referral settings.

  • Tnetennba on 17/12/2015 - 19:20
    +2

    I swear there must be something wrong, I never get any referral emails or anything anymore :|

  • jabroni on 17/12/2015 - 19:22

    applied but no referral code email and im an ing home loan customer!!

  • Ion on 17/12/2015 - 19:27

    Thanks

  • robb6014 on 17/12/2015 - 19:29
    +1

    Thanks will use it to buy $75 of dick smith shares - easy come easy go

    • bargainslut on 17/12/2015 - 19:45
      +1

      Maybe short them instead, dick getting a pounding….

    • nulled on 17/12/2015 - 21:58

      Was thinking of it too, but what's the cheapest brokerage?
      Some charge you around $20 per trade, which is exorbitantly high.

  • lnq on 17/12/2015 - 19:36
    +1

    Where is my referer code? 3 emails come to my inbox, but I cant find anywhere of my referer code !

  • ozjaki on 17/12/2015 - 19:42

    I've updated my referral code in my account now. Hopefully I get some random hits. :)

  • bargin424 on 17/12/2015 - 19:43

    where can i find my referral code?

  • lnq on 17/12/2015 - 19:45
    +3

    Congratulation to cowiie for earning 75,000$ from referring!

  • Unorthodox on 17/12/2015 - 19:45

    For those of you who use gmail, check your promotions tab :)

  • Paulb5 on 17/12/2015 - 19:50

    Ok sorry for being an idiot but I would like to sign up. Apart from OP how do I get someones referral code.

    • Moderatorhamza23 on 17/12/2015 - 19:54

      Below the post you will see:

      Referral Links:  cowiie or random (276)

      Click on the random link.

      • Paulb5 on 17/12/2015 - 19:56
        +5

        Thanks, chose a random one. No offense Cowiie just wanted to share the love as you've probably had multiple sign up.

  • Mr Frodo on 17/12/2015 - 19:56

    Someone should try getting the 8 Free Movie Tickets using the last ING deal which seems active still. I unfortunately can't because am an existing ING customer.
    https://www.ozbargain.com.au/node/215372

    • nubzy on 17/12/2015 - 20:05

      Referred two people with that in October and still, don't have my tickets. Sent a msg to ING and they had a different friend code recorded for me than what was sent in email. Now awaiting their response.

  • soan papdi on 17/12/2015 - 20:00

    I'd like to use one of your referrals but I can't see anyone's referral code in your profile. All I see are in this pic:
    https://www.dropbox.com/s/01o0lmny0b5bchx/Screen%20Shot%2020…

    what am I missing?

    • Moderatorhamza23 on 17/12/2015 - 20:06

      You just want to use a referral code to sign up to the deal?

      If so, below the post you will see:

      Referral Links:  cowiie or random (281)

      Click on cowiie to use the posters code or random to use a random members code. That will take you to the ING sign up page.

      Let us know if any problems.

      • soan papdi on 17/12/2015 - 20:10

        Thanks, not sure how I missed that.

  • hetzjagd on 17/12/2015 - 20:13

    Just went to update my referral code and it says "Last Click: 1 hour 21 min ago". I think that means I missed out on $75 0_o

    • hamza23 on 17/12/2015 - 20:16

      Possibly missed out, you don't know if the member who clicked it was signing up or just having a look :)

    • b-hunterr on 17/12/2015 - 20:29

      Agree with hamza23, don't worry about it too much, I doubt everyone that clicks actually signs up. Hope remains!!!

    • hetzjagd on 17/12/2015 - 20:52

      ^cheers to you both. I don't feel regret for having booked a haircut after work now. normally I would have been home and have updated my referral code before that click had registered

  • [Deactivated] on 17/12/2015 - 20:41

    WHAT'S THE CATCH?

    Why free money?

    Can you sign up, get the $75, and then withdraw everything and cancel account?

    • hetzjagd on 17/12/2015 - 20:53

      no catch. it's to attract business. not everyone wants to just rort the $75 and peace out. Remember you get 2% cashback on paywave purchases with your Ing card so if you don't have anything better going on with other cards then that is a nice little discount to have in your wallet.

    • dazweeja on 17/12/2015 - 21:28

      I'm sure there's a lot of people that realise this is probably the best savings account around after signing up. No fees, good support, good app, 2% cashback on PayWave and use any ATM for free.

  • cloudy on 17/12/2015 - 20:57

    ING has had so many good promos, doesn't everyone already have an account with them? Is there a single ozbargainer that hasn't got a account with them???

  • HardQuiz on 17/12/2015 - 21:21
    +3

    Used the random referral link to help fellow OzB earn $75

  • ce5himm on 17/12/2015 - 21:49
    +1

    not receive the email. guess i am not been chose. have to ask my friends to wait until next round.

  • WatkinTench on 17/12/2015 - 21:52

    Got my referral today and as mentioned by someone above it was in the promotions tab in gmail, have updated my profile if anyone needs a code ;0

    • ce5himm on 17/12/2015 - 21:56

      my gamil does not have promotions tab. do not know why

  • Cave Fire on 17/12/2015 - 21:56

    Erm… I think the People's Choice referral is still going? https://www.ozbargain.com.au/node/203368
    And you don't need a thousand dollars, just $3 for $50 for each person. I think opening an account online is harder than ING, but if you have a credit file, should go through.

  • F-22 on 17/12/2015 - 22:02

    Got to be in it to win it. Referral updated.

  • Sally Cinnamon on 17/12/2015 - 22:08

    Received the email… I have been very happy with ING :)
    Updated referral.

  • zealotman on 17/12/2015 - 22:09

    I received the e-mail from ING Direct this afternoon. Updated my referral code in my profile. You are welcome to use it. Merry Christmas and Happy New Year. :-)

  • nulled on 17/12/2015 - 22:12

    Limited to the first 4000 eligible applicants.

    Is there any way to know that you will receive the bonus as there may be 4000 who already signed up.

    Also, it's a bit unclear from the following how the eligibility is determined for the first 4000.

    The offer commences 14 December 2015 and is only available to the first 4,000 eligible applicants who satisfy the applicable Eligibility Criteria by 31 January 2016.

  • Sex on 17/12/2015 - 22:23

    I also got the $75 offer email today. Updated my referral code in my profile if anyone would like to use it! :)

  • T-man on 17/12/2015 - 22:54

    The most recommended bank in Australia.

  • CandyMan on 17/12/2015 - 23:16

    An ad banner popped up on my screen offering $160 of movie tickets for free for new ING Orange Everyday Customers, but I'm unable to open the link (maybe due to antivirus settings). Does anyone know how this works?

    Edit: fine print on the banner as follows: To be eligible, open an Orange Everyday bank account and deposit $100 or more within a calendar month before 31/12/2015. New customers only. Each adult ticket has a RRP of $21. Further conditions apply. Consider the terms and conditions at ingdirect.com.au issued by ING Banks (Australia) Limited.

    Hopefully it stacks with the referral bonus.

    Edit 2: Appears to be a separate promotion for new customers as well so its one or the other.

    Here's the link to the promotion and heres the T&C's

  • gilbert151 on 17/12/2015 - 23:35

    Does this work for signing up a joint account instead of individual?
    Updated my settings with my code - fingers crossed it gets clicked :)

  • Mysterious on 17/12/2015 - 23:38

    ING Direct is the best bank in Australia.

    3.5% savings interest
    2% paywave cashback
    All ATMs FREE Australiawide
    You can enable zero fees on your super balance (most other super companies have these ridiculous admin fees even if you don't work)
    Great customer service

  • Sydney87 on 17/12/2015 - 23:50

    Guys,
    I have updated my referral code. Wish me a merry Christmas :)

  • umoddbro on 18/12/2015 - 00:08
    +6

    Just signed up using a random referral code. Merry xmas to whoever it was.

  • dan111 on 18/12/2015 - 00:45

    ceebs

  • brendongl on 18/12/2015 - 01:05
    +1

    Can anyone give me a honest review of this bank?

    Ive been with Westpac most of my adult life but these seems pretty good with the 3.5%pa interest on the everyday saving account along with $0 ATM fees across ALL banks with a minimum deposit of $1000 a billing cylce…as well as cashback with paywave.

    I'm guessing they don't have mobile tap and go, but that's something i could live without.

    • YLC on 18/12/2015 - 01:24
      +2

      It is one of the best to be honest.

      I have got accounts with Bankwest, Nab, ING, ME, HSBC and Citi; ING and Bankwest are the best (in terms of customer service and web interface) and Me bank being the worst.

      Bankwest has physical branches and good customer service but their saving interest rate is pretty crap.

      With good interest rate, good customer service, 2% cash back, free coffee/drink from Coles Express servo, free atm fees, no bank can beat ING at the moment =)

      p.s. And no, i don't think they have tap and go app but it is relatively insignificant for me.

    • neil on 18/12/2015 - 01:51
      +1

      The link for free coffee. It's pretty awful but meh it's free.

    • Nighteyes on 18/12/2015 - 07:28

      I made the switch from ING to Commbank and I couldn't be happier. All the benefits you mentioned were all pluses to me too and convinced me to switch. Now that I am with them for the last 3 months, I haven't found any issues with them.

      If you don't heavily rely on westpak bricks and mortar branches,there is no reason for you not to switch. ING response time is great via email and phone. Additionally their mobile app is nice and easy to use. ING actually have loyalty bonuses like the this one, but a big bank couldnt care less in giving something back to their customers.

      • dn4hc on 18/12/2015 - 08:12
        +5

        Read your first line :)

        • Nighteyes on 18/12/2015 - 09:14
          +1

          Lol note to self, don't comment early in the morning xD

    • ajdlinux on 19/12/2015 - 00:26

      The savings interest is great, the ATM rebates are really useful - it's so much easier to just grab some quick cash when you don't need to worry about finding a specific ATM. Their online banking and mobile apps are better than some of the Big 4 (personally, I think CommBank has by far the best online banking systems, but ING is quite usable). I've had no particular issues with them and don't regret anything.

    • Ryxxi on 24/12/2015 - 16:33

      They are really good and have 24/7 Customer service and get back to you super fast if you message them on FB. Last time they had this offer, I ended up not getting the $75 because the referral code I used was a dud. But after talking to them they deposited the cash into my account.

      Not sure about their Chargeback/Dispute services though.

  • sintro on 18/12/2015 - 08:25

    I just got my $75 offer email.
    Updated my referral code in my profile, please let me know if you used it! Thanks! :)

  • BargainBender on 18/12/2015 - 08:54

    Thanks a lot, Cowiie!! Another $75 heading your way mate :-)

    • cowiie on 18/12/2015 - 08:57

      I appreciate that! Merry Christmas

      • BargainBender on 18/12/2015 - 09:04

        Merry Christmas to you as well

  • auspunkrocker on 18/12/2015 - 09:10

    Thanks for the tips all (didnt know about that referral section) now i do and my code added to my profile.
    Santa, if you are browsing and choose to use mine i promise to spend any bonus i may receive on only the finest case of beer (to that value anyway), and I'll damn well drink every single drop of it, you can even skip my joint as you fly over in return. Deal?

  • justvas on 18/12/2015 - 09:11

    My code is added to my referral link. Any picks???

  • cosmic on 18/12/2015 - 09:16

    Received the targeted email and updated my referral code.

  • SuperFly 420 on 18/12/2015 - 09:16

    I have a joint account me and my partner.

    If a create a new account just for myself, am I eligible for this $75?
    And if I refer to my partner and she also opens an account, are we both eligible for more $75?

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