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AmEx Shop Small - Spend $20 and Get $10 Statement Credits (up to 5 Times) [November 2017]

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This year, you can earn $10 statement credits from up to 5 different participating small businesses, as opposed to 10 like back in 2016, 2015 and 2014.

Registration Link

Edit (2/11): 100,000 card enrolments reached.
Edit (3/11): 18,000 more cards can be enrolled.
Edit (6/11): 118,000 card enrolments reached.


Terms and Conditions:

  • Save the offer to your eligible Card between 31 October 2017 and 30 November 2017.
  • Limited to the first 118,000 Cards to save the offer.
  • Spend $20 or more on the eligible Card in one transaction in-store at participating small businesses listed
    on maps.americanexpress.com/aushopsmall between 1 November 2017 and 30 November 2017 to receive a $10 credit. Offer is limited to five credits per registered Card, with no more than one credit per participating small business.
  • Excludes transactions where you do not spend directly at participating small businesses. For example, purchases made through a third party such as a department store (e.g. David Jones, Myer or PayPal).
  • Excludes online purchases and gift cards.
  • Business Cards that are affiliated with a wholesaler partner, American Express Business Travel Accounts, Government Cards, Corporate Purchasing Cards, Corporate Meeting Cards, Corporate Cards and David Jones Storecards are excluded.
  • Credit is not redeemable for cash or other payment form.
  • Credit should appear on your billing statement within 5 business days from date of qualifying spend.
  • Credit will not be applied to your Card account if your Card has been suspended or cancelled.
  • Credit may be reversed if your qualifying purchase is subsequently refunded or cancelled.

Full Terms and Conditions
OzBargain Shop Small Event Tag. Past deals, forum discussions etc.
Shop Small Map & Wiki including Opal & Myki Top Up Locations
Spreadsheet of locations thanks thydzik

Referral Links

Business Explorer Card: random (2)

Referrer: 40,000 Reward Points
Referee: 110,000 Rewards Points with $3,000 spend in 3 months

David Jones Card: random (21)

Referrer: 15,000 Reward Points
Referee: 25,000 Reward Points with 3 purchases outside DJ in 1 month

Related Stores

AmEx Statement Offers
AmEx Statement Offers
Marketplace
American Express
American Express

closed Comments

    •  

      It's called "Shop Small" for a reason!

    • +1 vote

      Terms and conditions have been updated and they've scrapped the bit mentioning Opal/Myki top ups.

    • +5 votes

      Why were you getting negged??? upvoted to neutralise.

  • +3 votes

    OMG !!!!

    Free money!!

    •  

      OMG!!!

      Free Sydney property!!!

      Thanks AmEx!!!

      • +1 vote

        I'd like to split payment onto my 50,000 Amex cards, thanks.

  •  

    it's back again!!! time's flying!

  • +1 vote

    Looks like Velocity Escape Card and Qantas discovery have no more bonus points on sign up?

    •  

      Yep looks like it. Referral still give points I think

  • +1 vote

    No opal top ups? What?!? How can they check?

    • +1 vote

      well at least suits aren't excluded.

    •  

      Need someone to test it out.

    • +2 votes

      How can they check?

      I doubt that they can/will, via their current systems. Give it a shot. My guess is the only way they could realistically 'disallow' Opal top-ups would be to politely ask vendors not to allow peeps to pay for them using an Amex card during the SS period. Which would be ridiculously counter-intuitive (i.e. it would make zero sense to run a promotion designed to encourage merchants to accept Amex, then instruct them not to accept it).

      •  

        One of the newsagency from last year wasn't happy when I topped up with Amex. Almost to the point of refusing my payment.

        • +1 vote

          Almost to the point …

          Only an amateur/naive/silly retailer would 'almost' refuse to do something. Any reasonably trained retailer/staffer would simply either do something, or POLITELY state that they could not do it. There is nothing worse for business than ambiguity/'almost'. In future, just ask them in advance if they will be HAPPY to do it/take your money, or not.

        • +7 votes

          Android pay is wonderful for those situations.

          "And just on the card thanks.". Hold phone at eftpos terminal. BEEP

          Bored cashier never needs to know if it's Amex or not.

        •  

          @jasonb:

          problem is android pay - amex, usually can't pay pass at alot of retailers. i think the terminals require you to insert card. one retailer told me it was so they could see or you couldn't get away with paypassing amex where it isn't accepted.

          That and does this work through android pay given the t & c says no intermediaries e.g. paypal - i assume android pay doesn't count?

        • +1 vote

          @SaberX:
          Only places I've ever had a problem with Paypass (and thus Android pay) not working on my Amex is the post office, and petrol at BP and Puma. None of these are going to qualify for shop small :-) YMMV obviously but I've been able to do it almost all the time anywhere else.

          Android Pay still processes the transaction as the merchant itself (they process through their own facility, using the virtual card number Android Pay gave their terminal), unlike Paypal which processes through their own system (and comes up on your statement as Paypal) - so yes, Android Pay definitely triggers Amex offers including Shop Small.

    •  

      just read the terms and conditions again, no mention of opal tops not allowed. so happy topping up =)

  •  

    They might instruct the merchant - No Amex card for opal top up.

    •  

      No sweat; I'll use my AMEX at Woolies and Coles for my Opal card and use the five offers on food xD

      •  

        i don't think amex counts at woolies and coles as the small biz merchant, does it?

        •  

          Well no obviously. I meant that since apparently we can't use the Shop Small for Opal, I'll just use my five Shop Smalls on food instead and continue to top up at Coles and Woolies …

        •  

          @kerfuffle: coles can topup opals?

        •  

          @caomei: Yes but the number of stores that do it is miniscule compared to Woolies.

  •  

    Thanks

  • +1 vote

    With the new law shops can't charge us $2 or 3 to top up just $20 into opal.

    • +3 votes

      This is actually probably the kicker.

      As people above have pointed out, AMEX likely have no way to actually know whether an opal card top up has been done, but can only tell merchants to not accept AMEX for opal top ups.

      Furthermore, the days of charging $1-3 for opal top ups should be over as they are not supposed to be allowed to do that anymore…..

      in which case, a merchant either charges us 2-3% surcharge (i.e. $0.40-0.60) as stipulated, or has to refuse to allow AMEX.

      Interesting.

    • +5 votes

      This does not apply to AmEx issued cards, only bank issued AmEx cards.

      Merchants are still allowed to apply surcharges to payments using BPAY, PayPal, Diners Club and American Express cards if they wish. While these payment surcharges are not subject to the ban, and therefore the ACCC cannot take action if they are excessive, these payment systems may have rules or terms and conditions that seek to limit the surcharges merchants can impose. If you have concerns about a surcharge for paying using one of these systems you should contact that system directly.

      Source: ACCC

      •  

        Do you really think retailers will know/bother to check if your card is bank issued or not?

      •  

        Actually, it doesn't apply to any American Express cards.

        The exclusion applies to the network, not the issuer.

      •  

        "Covered payment types are:

        American Express “companion cards” (American Express cards issued through an Australian financial service provider, rather than directly through American Express)."

        Looks like bank issued Amex cards are covered?

  •  

    i can only see the premium bank issued cards what about the classic and platium amex bank issued cards aren't they eligible any longer?

    •  

      nope they are not. Please see Willy's comment above, he included links of the eligible cards.

  •  

    Love my Amex Plat edge card, Now I just shop around for visa master card cards with bonus offers for some bills and surcharges etc.

  •  

    Can you bump the deal again before 31 Oct? Would be better if it's brought to everyone's attention instead of using the reminder.

    •  

      The deal will be stickied on the homepage when registrations open.

  •  

    Pity the ANZ Amex is no longer valid.. there goes 2 x 5 x $10 rebate options!! Had a look and good to see some regulars still listed. Hoping they honour the $10 rebate without me chasing Amex every time as previously.

  •  

    hi post….see you again in 2 months ;)

  • +1 vote

    To my recollection if you spend say $20 you get reward points for $20 even though they have rebated $10 to your account.
    Also, just for interest - I spoke to a couple of the shop small stores before and asked them how they can afford the amex fees and they said that they get a special lower fee from AMEX. And so possibly all of the shop small stores get a special lower fee from AMEX.

    • +1 vote

      To my recollection if you spend say $20 you get reward points for $20 even though they have rebated $10 to your account.

      Correct.

    •  

      I know small business retailers who pay less for Amex than Mastercard and Visa due to the lower fee.

  •  

    How do you enroll?

    •  

      wait till 31st October and a link to enrol will be in the opening post.

      • -1 vote

        31st october 2018?

  •  

    Very early notice

  • +4 votes

    For those people who redeem their Amex Essential points to pay off the bill, they're worth significantly more when paying off Shop Small purchases - $9.63/1000 points vs $7.41 normally.

    •  

      Thanks for that. I was going to use some to pay a bit off my bill, but held off.

  •  

    AmEx ShOp SmAlL - So nice. See ya!!!

    • +1 vote

      are you 12?

      •  

        Over 15.

  •  

    Only got 2 amex cards.. died a little after seeing the, up to 5…

    what opal or myki???

  •  

    Hi everyone,
    Very new in the game of Amex as i received my first amex card with two supplementry last week. Why is everyone so excited abt this deal?? If you go by the article you need to to spend money at the small shop then you will be rewarded or rebate. What is opal??
    Hoping for someone reply with explantion.
    Thanks

    •  

      It's exciting because you effectively get ~50% off your purchases/services. Think dry cleaning, shoe repairs, meals, the list goes on….

    • +2 votes

      Welcome to the world of amex.

      Have a + vote to balance out the - that someone else gave you.

    •  

      Opal cards are used for public transport in NSW (Trains, Buses and Ferries).

  •  

    So who pays the $10 - is it AMEX or the retailer?

    • +3 votes

      AMEX will pay this $10; like PayPal will give discount codes and they offer the discount.

      Many restaurants allowed bill split - we always ask for it. And it's win win for restaurant + us as we pay half price.

      • +1 vote

        It's only a win for the restaurant if the promo dictated your decision to dine there, otherwise if you were gonna dine there anyway, arguably there's a slight time loss of having to split the transaction :P

  • +5 votes

    The dude that extracted the locations into a txt format last year - are you around? That was awesome what you did!

    • +8 votes

      Thydzik was the genius who exported to excel, saved all of us considerable time.

      https://www.ozbargain.com.au/node/266732

    •  

      Indeed, paging thydzik!

    • +43 votes

      leave it with me. I'll try to release something next few days.

      • -1 vote

        You are da bomb.

      • +1 vote

        Have a plus vote. The world needs more people like you thydzik.

        •  

          plus plus from me. Thanks Thydzik.

      •  

        You are a gentleman and a scholar.

      •  

        Thanks thydzik. Shop Small starts in 56 days. Take your time!

      •  

        bump :-)

        it's below this about 20 posts

  •  

    I'm hoping they have a mini shop small in September like they did last year.

  •  

    Can someone help me verify whether the DJs amex is a participant? It hasn't been excluded in the past but the terms state "David Jones Storecards are excluded"

    •  

      Yes. David Jones Storecard and David Jones American Express are two different cards.

      •  

        Oh I see - thanks for helping me clarify! Strange they would put that in their terms as the Storecard isn't an AMEX at all…

        •  

          The Storecard is essentially an AMEX that can only be used in David Jones, hence the distinction.

        • +1 vote

          @kerfuffle: Right, got you. Thanks :)

    • +6 votes

      did you even bother to read the title or the description?

        • +8 votes

          you're stupid?

  • +2 votes

    old wiki on shop small

    https://www.ozbargain.com.au/wiki/amex_shop_small_guide

    hopefully we have some people update it once deal goes live.

    • +1 vote

      That IS interesting. I see that the RSPCA has been verified 2 years running, and I see that it is currently showing on the shopsmall map. When I tire of running around the shops I will donate there. $20 X ? tax deductions coming up! Save the woodpecker!

  •  

    IT IS FINALLY HERE!

  •  

    Thanks OP. Been waiting for Shop Small November 2017 ever since they skipped both May and September!

  •  

    Well, should be interesting this year given the T&C updates around Opal and Myki, and the law change regarding surcharges…

    I think the T&Cs should at least now give merchants the right to refuse to process Amex top-ups even though there's nothing TECHNICALLY that would prevent them from doing so.

  •  

    My local newsagents is on the list so I will buy $20 of lotto/scratch-its and hopefully win big!

    • +1 vote

      Sometimes buying lottery tickets with a credit card charges you the cash advance fee and is exempt from the interest free period. Got stung by that a couple of months ago, not sure if it applies to all cards but it definitely does to some so might be worth checking first

      • +1 vote

        If you get it from the newsagent, Amex would have no way of finding out what you bought. If it was online lottery, well that is a different story altogether.

        •  

          Depends on the machine that they put it through. Certain lotteries are charged through a specific machine, not the newsagent POS.

        •  

          in my case it was from a newsagent I'm afraid

  •  

    Noticed in the old SS wiki and old comments that people donate to charities, effectively giving the charity $20 but costing you $10.

    For the purposes of tax time, does the primary account holder claim a deduction for all the cards (including supp cards)? Or would the person named on each supp card have to make the deduction?

    • +1 vote

      Not financial advice: my guess would be under the primary cardholder.

    •  

      My Opinion:-
      When you contribute to the charity, you insert 1. Any name & details that you like as the contributor. (A receipt will be sent to THIS person)
      And then
      2. You use any card in any name that you are authorised to use.
      Deduction will go to 1. IE the name of the contributor who is not necessarily the card holder.

    • +1 vote

      I am not trying to give financial advice. But I feel comfortable organising my own affairs this way (unless/until I find out otherwise, from an expert/actual ATO rule etc.)

      It does not matter, so long as you do not double-claim. Claim it against the person which yields the most deduction. Just keep the actual donation receipt with the tax return of whoever you are claiming against.

      My reasoning would be: this supp card holder is already someone the primary card holder is willing to bear expenses for. They themselves can have agreements, arrangements and understandings etc.

      E.g. if the supp holder pays, but claimed under the primary card holder, if queried, just explain that supp card holder was asked by primary card holder to do it on his/her behalf. And other scenarios/arrangements … you get the drift …

      •  

        You can only claim a deduction for the donation if you are the person listed on the official tax invoice you get from the charity.

        so if your name is the "donor" then you can donate, even if the supp card was used to pay. but if there's another name, then no you can't just give it to the person who gets the biggest deduction.

  •  

    Shame it's only 5 transactions per card this year and not 10!

    •  

      x3 different amex and booyah!