Qantas Ultimate AmEx Vs Qantas AmEx Business Rewards

Hi all,

Looking at opening up a cc for a business. Couple of questions that aren't clear cut to me;

1) do Amex's line of personal cards allow for business transactions?
2) Why would I open the Business Rewards card when in comparison to the Ultimate, they offer the same signup bonus, but the Business Rewards card is an inferior points per dollar, + lack of travel cred/free flight every year?
3) Or have I just answered my own question; that its not allowed and therefore I have to use the Business rewards option.

Many thanks

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Comments

  • 1 thing is that personal cards would be reliant on personal income / approval.

    • and Business would be dependent on business income?

  • Hello, I am having the same questions as you right now. Have you got an answer to this?

    For me I’m only interested in getting the business rewards cards for the sake of Access line feature.

  • if you are a sole trader get a personal card as you said better sign up bonus and credit vouchers. but if you are pty ltd and want to keep it all separate get a business card but they still require a personal credit check and income info. if your business spends over 100k check out the biz explorer you get 50000k in points and link it to another ascent amex personal card so you earn membership ascent points instead of gateway points. ps also check out https://www.westpac.com.au/business-banking/credit-cards/ the gold visa one $0 annual card fee for the first year you can convert points over to Qantas 1= 1 qff point. wbc keep waiving fee every year when I call up to cancel it.

    Mod: Removed referral solicitation

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