Get $100 off a Single Coles Shop When You Apply for a Coles Low Rate or No Annual Fee Coles Mastercard (New Applications)

Get $100 off a single Coles shop When you apply for a Coles No Annual Fee Mastercard® and make a purchase in the first 30 days.*

No annual fee. Ever.
Included Collect 1 point per $2 on eligible spend.2
Included $10 off your Coles supermarket shop instantly at the checkout every time you redeem 2,000 flybuys points.1
Included Free delivery at Coles online using your Coles Credit Card.3
Included Free Coles Mobile Wallet App lets you view and activate flybuys offers with your phone, while keeping track of your purchases for your convenience and control.
Included Coles Mastercard and flybuys card in one so you only have to carry one card instead of two.
Included Up to 55 days interest free on purchases when you pay your full balance off each month.4
Included Interest rate of 19.99% p.a. on purchases and cash advances.
Included Security and fraud protection - the Coles Shield and Mastercard Zero Liability Gurantee gives you peace of mind.
Included Access your account easily online.
Included Additional cards available with one convenient statement.
Included Complimentary access to our 24/7 wordwide concierge.5
Included Complimentary Insurance - Protects the items you buy with your card in case they’re permanently lost, stolen or accidentally damaged.6
The features listed on this page apply to new applicants only. Please see our existing customers page if you already have a Coles Mastercard.

Credit criteria, terms and conditions apply.

*New customers who apply for a Coles Low Rate or a Coles No Annual Fee Mastercard between Friday 2 November and Friday 30 November 2018 and make a purchase (excludes cash advances) within the first 30 days of the card approval date, will receive $100 off a single Coles Supermarket shop. $100 off will be activated on your flybuys account and available for use within 3 weeks of your first eligible purchase. $100 off can only be activated on the flybuys account quoted in the application process. To redeem the $100 off, you must scan your flybuys barcode and spend a minimum of $100.05 after savings and discounts in one transaction at Coles Supermarkets (excluding gift cards, iTunes cards, tobacco and tobacco related purchases). $100 off can only be used once. Excludes Coles Express and Coles Online.

1 2,000 flybuys points are required to redeem $10 off at the checkout each time. Excludes Coles Express, Coles Local and Coles online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets and BI-LO (excluding smoking/tobacco related product purchases, and all gift cards).

2 flybuys points awarded for using a Coles Mastercard linked to your flybuys membership are in addition to flybuys points awarded by flybuys partners. The number of flybuys points awarded is calculated by reference to the Australian dollar amount of the transaction. flybuys points will be allocated by flybuys in accordance with the flybuys terms and conditions. An eligible spend is an Eligible Transaction as defined in the Coles Mastercard Rewards Terms and Conditions www.coles.com.au/rewards-mastercard/terms-conditions and means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges, transactions made using flybuys points and government related transactions. Whether or not a transaction is an Eligible Transaction will be determined based on information provided either by the merchant or the relevant financial institution. Standard flybuys Terms and Conditions apply, see flybuys.com.au. Note that partners’ earn rates vary.

3 Receive free delivery each time you spend $100 or more, after savings and discounts, with a Coles Credit Card at shop.coles.com.au. Offer can be withdrawn at any time. Offer excludes tobacco and tobacco related product purchases and remote delivery orders. To see if we deliver to your area, visit shop.coles.com.au and enter your postcode. Normal delivery terms and conditions apply.

4 The maximum 55 days Interest Free Period applies when you pay your outstanding balance in full for two consecutive months. If you carry a balance on your Account from month to month, the Interest Free Period does not apply and you are charged interest from the date you make a Retail Purchase. No Interest Free Period is available on Cash Advances or while you a have Balance Transfer.

5 Concierge is a complimentary service available to the Primary Cardholder of a Coles Platinum credit card. Refer to the Coles Mastercard Rewards Terms and Conditions. Concierge Services provided by Aspire Lifestyles (Americas), Inc.

6 If your Coles Platinum Mastercard was activated on or after 1 October 2003, the Complimentary Insurance cover provided to your Account under a master policy issued by Hallmark General Insurance Ltd ABN 82 008 477 647, AFSL 243478 (Hallmark General Insurance) to Wesfarmers Finance Pty Ltd, ABN 58 601 282 455, Australian credit licence 470916. The master policy terminated on 04 March 2018. From 5 March 2018 Complimentary Insurance cover is provided to your Account under a Group Policy issued by AWP Australia Pty Ltd ABN 52 097 227 177, AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 to Citigroup Pty Limited ABN 88 004 325 080, AFSL and Australian credit licence 238098 and is subject to Terms, Conditions, and exclusions, some limits may apply. For full Terms and Conditions of the cover applicable to you see http://www.coles.com.au/platinum-mastercard/insurance-terms.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Coles unsecured credit products are issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238098 Australian credit licence 238098 (Citi) and distributed by Coles Supermarkets Australia Pty Ltd ABN 45 004 189 708 (Coles). Coles receives commission for the introduction of credit business to Citigroup.