I just got into a minor accident yesterday and it was my first accident after 5 years driving in Australia. I was confused and I still am.
So it was 5ish pm and I was on my way home. I was on the three lanes road and I was in the middle lane, then I switched lane to the left and got hit by a motorcycle. He was fine and it was his first accident as well so we exchanged our details then left the scene. As of QLD rules, I filed a traffic incident report to Policelink today to get the report number for my insurance company and because I only have third party insurance so I am not able to claim for fixing my car damage.
I am so confused now! Who's gonna investigate the incident to decide who was at fault? My insurance or his insurance, or both of them? What should I do next?
All your help is appreciated.
Edit: Thank you for all your inputs.
FYI, I drive carefully, always had signal > rear/side mirror check > shoulder check > change lane.
I am not trying to argue who is at fault here and let the authorized party decide it.
But let's discuss.
So the left lane is Bus lane and I believe it ends when the continuous line ends as you can see in the footage. I stopped because I could see several cars had signal on and switching lane, so I waited and let them pass.
The problem is I cannot remember the motorcycle was in the middle lane or he already switched to the left lane. The distance is not much to tell.
Furthermore, he hit me when I was already in the lane (my car was completely in the lane) and this makes me confused. So what if he was in the middle lane then he switched lane and sped up?
Okay, guys. Let's stop discussing here as my questions are answered.
Thanks to the people who answered my questions and gave me advice as well as the people who pointed out what I should have done better to avoid the same incident in the future in a good manner.
As I stated, I did not ask who was at fault, but what should do with my insurance or what are the next steps because this was my first accident. But so many people focused on telling me it was my fault rather than giving me advice.
Look, people, nobody wants to get involved in accidents, but it's called "accident", right?
Thank whoever up above that it was a minor incident, and the rider was not injured.