It's a bad situation but I dropped my 11 month old iPhone XS Max, screen has cracked and there are now bad calling problems and image quality issues. So it looks like just a screen replacement ($250-$500) is not going to fix the problem. iPhone repair through Apple looks to be $939 at minimum. I am on a month to month plan with Optus but the phone bought through Optus still has around $1000 owing - You can buy a brand new one for cheaper on eBay now.
Does anyone know if I have any options or can anyone work out the best solution if there is one?
Addition: Thanks for the replies, especially the condescending ones. To clarify, it did have an almost $100 case but landed in a way it made no difference. 98% of the time it had a protective cover but it was removed to be replaced 2 days prior. Just bad timing in that regard. This is the first time in 20 years of owning a mobile phone I’ve broken one or even made a crack on any screen. Regardless I guess I’m just really irresponsible according to most people.