My car was parked on the street parking in front of my workplace.
Later, found my car was hit and lucky the nice man had left a note on my windscreen.
I rang the guy and he was really nice and was apologetic and he mentioned my car was on his blind spot and he couldn't see when he was reversing his truck, basically said to send him a bill and he'll pay for it.
Need some suggestion here, how do I proceed as it's the first time this has happened to me?
Visit some smash repairs and send him those quotes?
or contact my insurance company and go from there?
Do I have to pay the excess if I go through my insurer?