Anyone Have Any Experience Insuring a Manual Swapped Car That Isn't Engineered?

Howdy

I'm looking at purchasing a manual swapped car but I'm unsure about insurance. Is it simply just the case of informing them or will they refuse to insure it if it isn't engineered or meets safety standards?

Cheers

Comments

  • As in an auto that has been converted to manual? I doubt any insurance company would go near it without an engineer's certificate or similar.

    The bigger concern is how you are going to pass a rego inspection to transfer ownership.

  • +4

    Read this, page 4. https://www.nsw.gov.au/sites/default/files/2021-02/RMS-13.46…

    "Fitting of any manual or automatic transmission or transaxle which does not fit within the
    original transmission tunnel and also bolts directly to the engine, original transmission
    mounting(s) and original tailshaft and/or driveshafts.

    Example requiring certification:
    • Fitting a manual or automatic transmission and/or transaxle which requires
    modification of the floor or the cross-members of the vehicle in any way.
    Example not requiring certification:

    Example not requiring certification:
    • Fitting a manual or automatic transmission and/or transaxle which fits within the
    original transmission tunnel and bolts to the engine directly, or by the use of an
    adapter plate."

    If you came under the latter, no engineering certification required. Make sure the RTA have it registered as a manual, and insure it as a manual. All legal and fine.

    • that's perfect, thank you mate

  • -1

    What colour is the car?

  • +2

    You should call up a few insurance companies to find out before considering.

  • +1

    Having a manual transmission is all good and well, but does it have roof racks?

  • Is it a stock gearbox conversion? Ie factory auto to factory manual? If it is as if it was built manual from the factory should be no problems, but you will need to inform the insurance co.

    I did this many years ago, switched the factory auto with pets from a matching model manual. it never ended up in a situation that required claiming on the insurance.

    • Yep it was bolts straight on

  • +2

    Which model commodore or falcon are we talking here?

  • +1

    For your peace of mind, why don't you call up a couple of engineering signatories and get a quote on how much it will cost to get it engineered? I would imagine it's a couple of hundreds at most, it's not like you're asking them to certify an ICV.

    If it's simply swapping the auto slushbox with the manual box that was available from the factory then you'd be pretty safe, gets a little interesting say for an auto A80 Supra to slot in the Getrag V160 as it needs an enlarged tunnel even though the box is available ex-factory.

  • +1

    I used to have an old ford fairmont (EB) with manual conversion (using standard falcon 5spd). Was insured with RACV third party, someone hit me and it got written off, had no issues getting paid out.

    With a straight factory conversion it's fine, even though that specific model was auto only

  • +1

    I converted an old HD Holden from auto to manual and bolt holes etc., were already there.

    The only issue was that I was unable to find a manual steering column replacement so I ended up putting in a floor shift.

    The insurance company wasn't interested as all parts except for the floor shift were genuine.

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