Switch to a Combined Hospital and Extras Cover with HBF & Receive a $500 Digital Visa Gift Card (Limit 690 Claims) @ Finder

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Switch to a Combined Hospital and Extras Cover with HBF & Receive a $500 Digital Visa Gift Card (Limit 690 Claims) @ Finder
Go to Deal
dorikin on 26/10/2025 - 21:53 finder.com.au (3549 clicks)
Last edited 02/12/2025 - 13:30 by 1 other user

Similar to previous deal but now it's $500.

Finder is offering a $500 digital Visa card to eligible customers who switch their health insurance, including hospital and extras cover, to HBF through the Finder Comparison Service.

This promotion is only open to Australian residents aged 18 and over, and starts at 12.01pm AEST 10 October 2025 and ends at 11.59am 9 December 2025, unless withdrawn earlier ("Promotion Period").

  • To be eligible for the Offer:
    • Create a Finder member account if you are not already a Finder member.
    • Complete a health insurance quote on the Finder Comparison Service.
    • Click on the unique promotion link on the Finder Comparison Service
    • Sign up and start cover for an Eligible Cover via the HBF website after 12:01pm AEST on 10 October 2025 and before 11:59am AEST on 9 December 2025.
    • Maintain Eligible Cover until the Reward is fulfilled.
    • Be a new HBF policyholder or have not held an HBF policy (hospital and/or extras, including urgent ambulance) in the last 12 months (excluding dependents coming off a family policy).
    • Pay premiums monthly or fortnightly via direct debit and ensure payments are up to date at the time of the Fulfilment Eligibility Check.
    • Provide the email address used to obtain the health insurance quote on the Finder Comparison Service and to purchase the Eligible Cover on the HBF website.
    • Customer's first name, last name and email address must match exactly in the health insurance quote on the Finder Comparison Service and the purchase transaction on HBF’s website.
    • Only one Reward may be claimed for each transaction that meets the eligibility criteria.
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Comments

Search through all the comments in this post.
  • FrugalSquid on 26/10/2025 - 22:16
    +8

    got my $500 voucher from these guys couple months ago!

    • drogba on 26/10/2025 - 22:26
      +2

      Yeah same. I was impressed they came through with the goods.

      Combined with the free 12 weeks on top, was definately worth switching.

      • batrarobin on 26/10/2025 - 22:29
        +1

        Yep, I got the same. Stacked with 12 weeks free offer, was an awesome deal.

        • TheBargainFather on 19/11/2025 - 14:07
          +1

          how long did it take to get the gift card after signing up?

  • FrugalSquid on 26/10/2025 - 22:27
    +1

    well i got the free 8 weeks, you need to be signed for the full 12 months to get the other 4 weeks

  • vinhlong on 26/10/2025 - 22:36
    +3

    Tried several times, along with different browser, and with VPN off, but keeps on getting the error:

    "It looks like your request has timed out. Please try again. If issue persists please contact us."

    wonder if anyone is having the same problem and how to solve it.

    • Reveen on 26/10/2025 - 22:36

      Yes, same:

      It looks like your request has timed out. Please try again. If issue persists please contact us.

  • ricerocket on 26/10/2025 - 22:37

    Tried on mobile and computer after filling all sections and payment details.

    "It looks like your request has timed out. Please try again. If issue persists please contact us."

  • Lingnoi on 26/10/2025 - 22:48

    Sites cooked. Getting same error as everyone.

    Did 5 times. Rip

    • tm8ate on 27/10/2025 - 01:30

      I got the same error. I thought I wasn't going to get it to work, so I went and got the 6 weeks free + Everyday Rewards points deal with Bupa

      I just realised I got a "You’re so close to scoring $500!" email from Finder. Maybe you can complete the process using that?

      • Lingnoi on 28/10/2025 - 11:16

        We apologise for the inconvenience *****". We have been working with HBF to fix issue and it looks like it has not been resolved yet. I will escalate this with our team.

  • RichardF89 on 26/10/2025 - 23:07

    can i get the 12 weeks free as well? on bf website it gives 12 weeks free plus $200 gift card. it is not worth to use finder to get $300 more gift card but not 12 weeks free

    • realaccount627465746 on 26/10/2025 - 23:17
      +1

      12 weeks applied over 26 months

      it's 4 weeks after a month tho

      • tunzafun001 on 27/10/2025 - 00:23

        So pay 4 weeks, get 4 weeks free.

        How long for the $500 finder bux? Looks like 30th March!

        So pay for 5 months, get 4 weeks free and $500 giftcard (I couldn't use prior finder giftcards for council rates or water bills).

  • deniar214 on 26/10/2025 - 23:19
    +2

    What if 97 people have already signed up for this offer?

    I have never had a health insurance in the past and have been relying on my medicare.

    I don't understand how having insurance is better than medicare.

    But I am open to getting one to use this offer.

    • realaccount627465746 on 26/10/2025 - 23:21
      +6

      i just have it to avoid the medicare levy surcharge

      • cerealsmok3r on 27/10/2025 - 09:17

        I'm new to this buy why would you do this to avoid the levy surchage?

        I thought it would still be cheaper to pay it compared to getting private health insurance

        • realaccount627465746 on 27/10/2025 - 09:44
          +2

          do the maths rather than base it on vibes, for me the insurance is cheaper.

    • suzta on 27/10/2025 - 03:20
      +1

      If you're in good health, or young, or a low income earner, you probably don't need health insurance - neither hospital nor extras (ancillary).

      It's probably a good idea to get "emergency ambulance" cover though. This varies from state to state and is less than $50/yr. Ambulances often cost about $1000. You never know when you'll have an accident and need an ambulance. You don't want to be stressing about $ in an emergency. (The hospital stay will be virtually free, but not the ambulance to it.)

  • realaccount627465746 on 26/10/2025 - 23:20
    +5

    the deal started 2 weeks ago , chances you'll be one o the first 97?

  • giraffe28 on 26/10/2025 - 23:42

    Same question with the others, how will we know if we are still qualified for the first 97 customers? Just hoping it's a "still posted because it's still available" type of thing

    • olgagodo on 26/10/2025 - 23:59
      +5

      The offer is only available to the first 97 customers who sign up to an eligible HBF policy through the Finder Comparison Service in the same session. The offer will remain available on Finder until this limit is reached, at which point it will be removed.

      • b00tyman on 28/10/2025 - 09:46

        Offer still on website, does this suggest 97 customers has not been reached yet? Any way we can be sure that we will get the offer.

  • takeshi on 27/10/2025 - 01:57

    HBF is almost $40 more expensive than Medibank for the same cover.

  • r0xz on 27/10/2025 - 02:11

    So $500 via finder + (12 weeks free + $200 (family)) via hbf?

    • nightelves on 27/10/2025 - 13:31

      Didn’t think the $200 can be stacked.

  • Cptkirk93 on 27/10/2025 - 06:07

    Request times out at the end now. Not sure if finished.

  • Killua27 on 27/10/2025 - 07:23
    +1

    Timed out for me, looked like a great deal

    • tunzafun001 on 27/10/2025 - 11:02
      +1

      It's an awful deal if you are a churner.

      4 weeks free and maybe $500 after 5 months.

      Had to challenge Finder for the last one.

  • Jaystea on 27/10/2025 - 08:32
    +1

    Timed out too but was able to click the link that said “click here if not redirected” and continue with the sign up.

  • dinglejerry on 27/10/2025 - 09:03

    So we sign up via the HBF website but finder tracks it? Is that right?

    • dorikin on 27/10/2025 - 09:46
      +1

      Yes that’s right
      You have to organise a quote through Finder first and then click the link to take you through to HBF website to purchase the insurance, all in the same session

  • runamuck on 27/10/2025 - 09:29
    +1

    Fulfillment check on 30 March 2026. So we will need to stay for 5 months?

    • dorikin on 27/10/2025 - 09:43

      Correct, it’ll end up being 4-5 months depending on when you sign up

      • nightelves on 27/10/2025 - 13:36

        If offer is still on until 30th November then you’ll only need to pay for 3 months.

        • petestrash on 28/10/2025 - 17:14

          Don't think your math's works. pay for Dec, Jan, Feb, Mar. Need to be paid up on 26/3.

    • jrvb42 on 28/10/2025 - 17:53

      This "minor" point would be a worthy addition to the title me thinks.

  • RTY on 27/10/2025 - 09:47
    +2

    If I sign up (say today) and set start date as 30 Nov, and the limit is reached before 30 Nov, will I still be eligible for $500? My free weeks with nib is not over yet…

    • simo1919 on 15/11/2025 - 23:29

      same concern

  • johnmelb on 27/10/2025 - 10:48

    I keep getting

    It looks like your request has timed out. Please try again. If issue persists please contact us.

    One time it almost went through after pressing "purchase cover" but it didn't complete.
    Tried different browser, same thing.

    • grover77 on 27/10/2025 - 11:30

      Same error, at the very end after adding payment info etc…

  • koflok on 27/10/2025 - 10:55

    It looks like your request has timed out. Please try again. If issue persists please contact us.

    I assume it's over then

  • ussenterprize on 27/10/2025 - 11:02

    So the party is over?

  • pikesh20 on 27/10/2025 - 12:06

    Does it needs to be extras included?

    • Associatedrvsure @ HBF Health Insurance on 27/10/2025 - 12:08

      As per the deal title it needs to be combined hospital & extras cover.

      • pikesh20 on 27/10/2025 - 12:09

        ok got it. thanks

      • dealt on 29/10/2025 - 14:19

        @rvsure am I still eligible if I was with see-u by HBF health insurance till 30th June. Thank you

        • Associatedrvsure @ HBF Health Insurance on 29/10/2025 - 15:50
          +1

          As I mentioned in the earlier post, my word means nothing as I am not the official HBF rep. I would suggest to talk to customer support or live chat or phone. But my understanding is you are eligible as both are different brands owned by HBF and don't share the data.

          • dealt on 29/10/2025 - 15:51

            @rvsure: Thx that helps…need to contact finder customer support you mean ?

            • Associatedrvsure @ HBF Health Insurance on 29/10/2025 - 15:51
              +1

              @dealt: I would say HBF customer support.

  • Associatedrvsure @ HBF Health Insurance on 27/10/2025 - 12:11

    Has anyone been able to successfully claim this offer? Those of you getting the timeouts on purchase cover click, are you using bank account or credit cards for payment? Also, did you select a future start date for the policy or just the default? Trying to understand if this is a widespread issue or just for some users.

    • johnmelb on 27/10/2025 - 12:29
      +2

      CC, future start date, not successful
      bank account, future start date, not successful
      CC, immediate start date (default with default payment date), not successful due to "Please select a valid payment date"
      bank account, immediate start date (default with default payment date), not successful due to "Please select a valid payment date"

      For both immediate start date - I tried to select a different payment date, but all dates are greyed out for me.

    • dorikin on 27/10/2025 - 12:32

      I was able to sign up on Saturday without any issues so might just be some temporary technical problem with HBF.

      Note you must use direct debit to be eligible as per t&cs

      • johnmelb on 27/10/2025 - 12:36
        +1

        Note you must use direct debit to be eligible as per t&cs

        HBF:

        Which direct debit payment method would you like to use ?
        Bank Account Credit card

        I choose "direct debit" - "credit card" .. would like to see how they argue that credit card is not considered direct debit if it's one of the 2 "direct debit" options presented by them.

      • Kanjus on 27/10/2025 - 16:00

        Did you get email confirmation?

        • dorikin on 28/10/2025 - 17:41

          Yes I did, welcome email received with the policy and was able to set up login and account

  • tomwood on 27/10/2025 - 16:04

    I had no issues with it 'timing out' this morning, not sure why so many have 🤔

    • johnmelb on 27/10/2025 - 17:05

      I did it again now, and now it's working (didn't change anything though).
      Edit: to clarify, it went through, but I did not get a confirmation email from HBF.
      Signed my partner up, and did get a confirmation email for that …

      • Killua27 on 27/10/2025 - 22:23

        Keep getting the error. Are you starting it on a future date and with direct debit?

        • tomwood on 28/10/2025 - 05:13

          Yep I did

  • voo123 on 27/10/2025 - 20:01

    can't sign up on pc nor phone. Just wouldn't advance past the last payment stage at all.

  • puckman on 27/10/2025 - 20:45

    Putting aside the issues with the website, has anyone who did this promotion in the past combined it with another offer? It seems like the 12 week free coverage thing would not stack with the $500 card, but it's slightly ambiguous..

    • dorikin on 27/10/2025 - 20:48

      See above response to the first comment
      It should stack so long as the offer is displayed on the Finder quote, which it does

  • dealt on 27/10/2025 - 21:06

    I had held a see u by HBF earlier in this year, will I be eligible this? Ta

  • jamescon on 27/10/2025 - 22:17

    HBF's website no longer gives the timeout error, but on the last stage to process payment the button just doesn't do anything

    • Killua27 on 27/10/2025 - 22:23

      I’m still getting the time out error

    • tomwood on 28/10/2025 - 05:14

      I had to do it again and make sure things were typed manually for it to work

    • jbw87 on 28/10/2025 - 08:42

      Any suggestions from anyone who has got this to work? Have tried multiple devices with different browsers and get same timed out message….

      • Associatedrvsure @ HBF Health Insurance on 28/10/2025 - 09:44

        Can I DM you to quickly discuss this?

        • jbw87 on 28/10/2025 - 09:57

          Yeah sure!

  • Avi0001 on 27/10/2025 - 22:42

    eligible customers who switch their health insurance

    Is that mean if I do not have any other insurance and I am the customer with first private insurance so still will I get the $500 gift card?

    • tomwood on 28/10/2025 - 05:14

      Yes

  • Avi0001 on 27/10/2025 - 22:56

    Can we buy seperate private insurance cover even if we are a couple?

    • tomwood on 28/10/2025 - 05:14
      +1

      Yes

  • Empty-MT on 28/10/2025 - 10:13
    +1

    Getting this error on console:

    Access to XMLHttpRequest at 'https://prod.web-x.prod.aws.hbf.com.au/v1/api/quotes/purchase' from origin 'https://www.hbf.com.au' has been blocked by CORS policy: The 'Access-Control-Allow-Origin' header contains multiple values 'https://www.hbf.com.au,https://www-hbf-com-au.translate.goog', but only one is allowed.

  • ussenterprize on 28/10/2025 - 10:15

    Has the timed-out error been resolved?

    • Srenze on 28/10/2025 - 15:54

      still no luck

      • jbw87 on 28/10/2025 - 16:10

        Yeah same have tried a few times today

  • hatxihoi on 28/10/2025 - 11:47

    Tried dozen times, with different methods. All failed at the last step ( purchase cover) with the timed out issue

  • baydoti on 28/10/2025 - 21:02

    Still not working for me

    • skrvadivel on 29/10/2025 - 08:04

      If you have been attempting using Chrome, try edge

      • baydoti on 29/10/2025 - 11:03

        has this actually worked for you ?

        • skrvadivel on 29/10/2025 - 18:49
          +1

          Yes i was able to signup yesterday without an issue. Though the landing page in HBF from finder was selecting the wrong hospital cover in Chrome, managed to singnup without that issue in edge.

  • hatxihoi on 29/10/2025 - 10:42

    I received the message this time “sorry, we couldn’t complete your purchase. Please check your application details and try again…”. I do not know what errors are from the message.

  • jbw87 on 29/10/2025 - 16:43
    +4

    Had a bit of play around with it and found the below work around. After landing on HBF website from Finder, instead of clicking the Get covered in minutes button, remove one of the products from the cart (using the x button on the product card) and re-add it using the Add product link. Continue with the rest of the process. This worked for me.

    • baydoti on 29/10/2025 - 19:27

      This actually works! Thanks

    • 50centscheaper on 29/10/2025 - 20:49

      Thanks it worked for me too

    • voo123 on 29/10/2025 - 20:50

      Thanks, it actually worked!

  • cloudspires on 29/10/2025 - 21:54
    +1

    I had a read through of the t&cs and can confirm this stacks with the new HBF offer up to 12 weeks and $200 gift card:

    The Reward does not apply to: Any other offer or discount, except for the HBF new joiner offer.

    • dorikin on 30/10/2025 - 21:36

      Nice find. They updated the T&Cs when they increased the limit to 320 and made that clause clearer. Previously, it didn't state "HBF new joiner offer".

  • Cheepcheep88 on 02/11/2025 - 09:32

    How do i know if I'm still within the 320 limit? I assume the offer will be removed it it passes that threshold?

    • ussenterprize on 02/11/2025 - 16:24

      Following

    • dorikin on 02/11/2025 - 16:30
      +2

      It's mentioned in the original post and in the comments

      The offer will remain available on Finder until this limit is reached, at which point it will be removed.

      • Cheepcheep88 on 02/11/2025 - 17:58

        Thanks mate, missed that.

  • ussenterprize on 02/11/2025 - 17:30

    Is payment via credit card also direct debit as in the payment option on the HBF website asks for "Which direct debit payment method would you like to use?" and list both bank account and credit card as options.

    • dorikin on 02/11/2025 - 19:08
      +1

      Someone else mentioned this as well, see this comment. If in doubt, take a screenshot of the payment page incase your claim gets denied by Finder.

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