Earn 30,000 Velocity Points for Buying a New QBE Comprehensive Car or Home Insurance @ QBE

360
Earn 30,000 Velocity Points for Buying a New QBE Comprehensive Car or Home Insurance @ QBE
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BadDebt on 19/11/2025 - 14:20 qbe.com (2446 clicks)
Last edited 07/03/2026 - 21:39 by 3 other users

Home:
Earn up to 40,000 Points*
Earn 30,000 Points if you buy a new QBE home insurance policy online.*
Plus, receive a bonus 10,000 Points upon renewal.

Car: Earn up to 40,000 Points*
Earn 30,000 Points if you buy a new QBE Comprehensive Car Insurance policy online.*
Plus, receive a bonus 10,000 Points upon renewal.*

Points awarded within 95 days after start date of new policy and renewal (the Member must hold
the Eligible Insurance Product for at least 90 days). Ends 28.02.26. Please refer to the Terms & Conditions. (https://www.qbe.com/media/qbe/apac/australia/files/campaigns…)

Financial Car Insurance Frequent Flyer Home Insurance Insurance Reward Points Velocity Frequent Flyer

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Comments

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Search through all the comments in this post.
  • BadDebt on 19/11/2025 - 14:27

    from what i'm reading you shouldn't take out home and contents (combined). just home or just contents. also seems to be no restriction on taking out separate home and separate contents only to earn 30k points twice for home policies.

    • 0
    • oatslovemilk on 30/11/2025 - 16:33

      Receive a 10% discount for combining Building and Contents covers on the same policy

      • 0
  • evgpek on 19/11/2025 - 14:41

    Wow car insurance quote is 3 times more than Woolworths for me

    • 2
    • Manazuru on 30/12/2025 - 12:49

      Yes, might as well buy the points directly from Velocity considering how much the policy will cost.

      • 0
  • D0nny on 19/11/2025 - 14:42

    Literally twice the premium compared to my current provider RACQ - thanks but no thanks.
    If QBE turns out to be the cheapest option for you though, good deal!

    • 1
    • U777 on 20/11/2025 - 02:59

      Yep, double what I'm currently paying to Allianz.
      Expensive points!

      If you don't go through the velocity promo, it's cheaper but still not cheap enough.

      • 0
    • Manazuru on 30/12/2025 - 12:35

      Yep, not worth the bonus points at all. You're essentially paying directly for the points. Might as well buy points directly from Velocity…

      • 0
  • unhuman on 19/11/2025 - 14:44

    I am all for points but Qantas gives you 200k points lol. Not a deal.

    • -2
    • tresburrito on 19/11/2025 - 15:01

      that's for a home loan, very different

      • 1
      • unhuman on 19/11/2025 - 15:21

        They recently did 50k points for car and home insurance. Anything less than that is not worth it.

        • 0
        • VantageXL on 19/11/2025 - 20:15

          The Qantas Insurance offers are always 'up to X points' because it depends on how much you spend. With QBE it's a fixed bonus which can actually be a lot better if you have cheap premiums.

          • 0
        • lawyerz on 01/12/2025 - 21:01

          Yeah to get that 50k your annual premium needs to be over $2k. It's not a flat bonus

          • 0
          • unhuman on 01/12/2025 - 22:56

            @lawyerz: For two months tho?

            • 0
            • lawyerz on 01/12/2025 - 22:59

              @unhuman: yeah that's true - i guess you could take the hit for 2 months.

              • 0
  • ezza on 19/11/2025 - 15:30

    I'm going to play devils advocate here.. I'm not that interested in moving insurers but did a quick quote for contents only… came up around $20 p/month.

    The T&C's state that QBE Contents Insurance is eligible, and the points will land in 90 days
    "for the Acquisition Sign-Up Velocity Points offer (as defined at item 8 below), the Member must hold the Eligible Insurance Product for at least 90 days and make at least 1 premium payment in full under that insurance policy for the Eligible Insurance Product;"

    So technically I'd be forking out 3-4 months of cover which is $60-$80 for 30k Velocity points.. in my opinion that's a good return!
    I did something similar when Coles had the Pet Insurance Flybuys offer just to get the points some years ago.

    Or have i got something wrong here?

    • 4
    • meowmeowmeow on 19/11/2025 - 18:25

      Interesting. I can't get mine under $50 per month lol. For $20 per month that's a great deal!

      • 0
    • b0b0 on 19/11/2025 - 19:47

      Edit: oh no you are right, it is 30k for Contents policy!

      • 2
      • meowmeowmeow on 19/11/2025 - 20:23

        Also 30k for landlords contents I think

        • 0
    • BadDebt on 20/11/2025 - 06:07

      yep nice one. contents only policy for those just wanting a good deal on points!

      • 1
    • ryefig on 21/11/2025 - 14:25

      $20 per month!!! How did you manage that!

      • 0
    • cloudspires on 23/11/2025 - 11:34

      Did you already sign up? How was the process?

      • 0
    • Manazuru on 31/12/2025 - 10:26

      The contents insurance is very reasonably priced unlike the car insurance. I signed up to QBE contents insurance and I'm paying roughly the same rate as what I did with Qantas Insurance, but in addition will receive 30K Velocity points.

      • 0
  • meowmeowmeow on 20/11/2025 - 10:50

    Got myself the lowest level of landlord insurance. Just about $30 a month. So $90 for 30k velocity points. Not bad. Looks like you need to call to cancel, they don't seem to have a customer portal for managing insurance…

    • 1
  • cloudspires on 21/11/2025 - 17:38

    I've never had contents insurance before. Just wanted to check if there's any downsides to signing up to get the points and then cancelling? Like does it affect credit scores or anything like that?

    • 0
    • BadDebt on 21/11/2025 - 23:08

      dosn't affect your credit score. the only obvious downside is paying the premium.

      • 0
  • starburstyellow on 29/11/2025 - 04:47

    What's stopping me signing up myself for contents. Then my wife signs up separately on hers, for the same house?

    • 1
    • BadDebt on 29/11/2025 - 10:06

      they might not honor it if its the same address. but why not? give it a go…

      • 0
  • OzFrugie on 30/11/2025 - 13:39

    anyone know if it's only for new customer?
    I have an existing insurance with them.
    I wonder if I need to cancel and reapply with them to be (still) eligible for the sign up bonus points?

    • 0
    • BadDebt on 05/12/2025 - 05:52

      Yes you need to 'sign-up' to a new policy. Though it's not limited to new customers only. So in theory you could cancel and reapply to get the points.

      • 1
    • gembel on 04/05/2026 - 23:42

      did you cancel and reapply and got the bonus points?

      • 0
  • lawyerz on 01/12/2025 - 20:39

    Contents only insurance seems like the way to go

    Note the regular link gives you 10% off and zero mention of velocity pts so there's def some trade off there

    Quoted $277 regular link and $308 velocity link for contents

    I'd happily pay that difference for the 30k pts but that 10% is from a $300 base. If you had a big insurance quote I'd imagine 10% becomes bigger too

    • 1
  • svanaut on 02/12/2025 - 18:16

    Literally more than 2 times bingle for third party. :/

    • 0
    • svanaut on 07/12/2025 - 13:32

      Still bought both contents and comprehensive. 30k x 2 points in 90 days then pro rata refund aint bad. Without the points not a good deal but not too shabby with them. Will prob stick contents its not bad deal.

      • 0
  • neme on 02/12/2025 - 20:55

    Can I buy two car insurance policies and grab 30k points for both?

    • 0
    • BadDebt on 05/01/2026 - 11:11

      yes

      • 0
  • Miroslav on 05/12/2025 - 03:19

    Does anyone know how much is the fee if QBE car insurance is cancelled early?

    • 1
    • BadDebt on 05/12/2025 - 05:43

      typically a pro-rata refund for cancellations. check t's and c's.

      • 1
      • Miroslav on 05/12/2025 - 13:13

        T&Cs are not clear: "If you’ve paid your premium in advance and your Policy is cancelled, we’ll refund you the proportion of the premium for the remaining period of insurance, less any non-refundable government fees, duties or charges."

        • 1
        • BadDebt on 05/12/2025 - 13:19

          yepp, pro-rata refund

          • 1
          • tigerjie on 04/03/2026 - 20:54

            @BadDebt: Do they retain any portion of the initial annual premium paid (e.g. GST/Stamp duty)?

            • 0
            • BadDebt on 04/03/2026 - 22:48

              @tigerjie: Yes, they retain premium for 'time on risk'… GST and stamps are also calculated pro-rata for time on risk.

              • 1
    • meowmeowmeow on 05/12/2025 - 13:21

      You can also keep it simple and pay monthly…

      • 0
  • Manazuru on 30/12/2025 - 12:33

    Wow, car insurance quote is like twice what I'm paying at the moment. Certainty not worth the bonus points. Sometime bonus points are worth it, but this isn't the case at all…

    • 0
  • starburstyellow on 05/01/2026 - 00:18

    OP actually deal expires 28/02/2026

    • 0
  • gembel on 12/01/2026 - 15:43

    has anyone signed up to home and contents separately and received 2 sets of 30k points?

    • 0
    • ts13 on 14/01/2026 - 20:31

      doubt it. deal was posted on 11 Dec. that was 64 days ago. t&cs say points will come within 95 days from start date. but not before 90 days as you need to hold for 90 days.

      • 0
    • abhiz on 23/01/2026 - 21:26

      I signed up on 19/11.. will chase them closer if points are not credited.

      • 0
  • Dinjay on 04/02/2026 - 15:18

    I got a home insurance quote from the main QBE page and another quote from the above Velocity QBE subpage. The Velocity quote was around 12% more expensive than the quote from the main page - I suspect may be due to a 10% online discount being applied to the main page quote but not the Velocity quote.
    FYI - QBE is the best Choice rated VIC home insurance provider.

    • 0
  • Kadow on 15/02/2026 - 13:58

    Signed up to 2x insurance policy. Not bad $125 for 60k points. I’m getting “points pending” on my velocity account. Does anyone know how long until the points drop?

    • 0
    • ezza on 16/02/2026 - 08:44

      Where are they showing as 'pending' in Velocity.. I checked my history I can't see anything there.
      In transaction history? dated as 'pending' on the day you took out the policy.. or somewhere else?

      • 0
      • Kadow on 16/02/2026 - 22:54

        It’s showing in velocity “my activities”. Pending on the date I took out the policy, but says processed by velocity a couple of days after I took out th policy.

        • 0
        • ezza on 17/02/2026 - 08:22

          Interesting.. it didn't appear in mine.

          But the points landed in my Velocity account today!

          • 1
          • a1234my on 17/02/2026 - 09:23

            @ezza: Is that touch out of 90 days?

            • 0
            • ezza on 17/02/2026 - 10:16

              @a1234my: I signed up on 19 Nov.

              • 1
            • a1234my on 24/02/2026 - 14:59

              @a1234my: Have one shown in velocity as - and another shown as 0 .
              Not 90days yet.

              • 1
          • tonyhklo on 13/06/2026 - 08:25

            @ezza: Did you get any tracking in velocity account before the 90 day mark? Took out on Thu, still nothing in my account.

            • 0
      • ganeshrjune on 04/03/2026 - 07:53

        Applied in 6th Feb. Got qbe velocity pending with 0 points today in velocity activity. How long to receive points?

        • 0
        • BadDebt on 04/03/2026 - 22:51

          circa 90 days from sign up (assuming you meet all requirements)

          • 1
  • meowmeowmeow on 18/02/2026 - 06:40

    Signed up November 20 and got my points overnight. Now to call and cancel my policy lol

    • 2
    • cloudspires on 22/02/2026 - 17:24

      So right on 90 days?

      • 0
      • meowmeowmeow on 22/02/2026 - 19:05

        Yep. Also managed to cancel via email and it was processed the same day.

        • 1
        • mjkwon74 on 23/02/2026 - 14:16

          I just got points for my car and small business insurance. But, it's very hard to call them…long queue….Did QBE cancel policy via email?

          • 0
  • mjkwon74 on 25/02/2026 - 16:54

    Promotion has been extended to 30/6/2026.

    • 0
  • Laundryboy on 27/02/2026 - 02:11

    Can I buy contents insurance for my home and my investment property? So I get 2 sets of points?$20-30 x2 pm for 60k points is a good deal!

    • 0
    • BadDebt on 27/02/2026 - 08:14

      yes

      • 0
  • starburstyellow on 03/03/2026 - 02:10

    Anyone else going to cancel and reapply?

    • 0
    • a1234my on 03/03/2026 - 10:10

      Why cancel reapply?

      • 0
      • starburstyellow on 03/03/2026 - 10:53

        To get the bonus again? esp for the contents insurance.

        • 1
    • Miroslav on 02/05/2026 - 23:51

      +1 Has anyone cancelled their insurance after receiving points and reapplied for another 30,000 points?

      • 0
      • gembel on 04/05/2026 - 15:22

        have you done this?
        ive cancelled today, they will refund via bank cheque. going to re-apply

        • 0
        • a1234my on 04/05/2026 - 16:14

          you got the point? before you cancel ?

          • 0
          • gembel on 04/05/2026 - 16:33

            @a1234my: received 30k+30k points today

            rejoined but this time not showing pending in my velocity account

            • 0
  • csi-lk on 17/03/2026 - 07:53

    Quoted 32% more than what I’m paying with ING

    • 0
    • ltwo on 02/04/2026 - 13:03

      I think the key is not keeping the policy for the full 12 months.

      • 0
  • ganjadeals on 22/04/2026 - 16:59

    Got two quotes for Home & Contents from QBE. One with the promo code 10HOME19 and the other with the promo code VFFLAUNCHPOINTS. The one with the 30,000 Velocity Points came up $250.00 more than the other one. Are 30,000 Velocity Points worth $250.00?

    • 0
    • ltwo on 22/04/2026 - 17:02

      Depends how you use the Velocity points. $250 for 30,000 points equates to 0.83 cents per point (assuming you keep the policy for a full year). Most people who use Velocity points wisely would value them at least 1 cent per point. So it's a winning strategy.

      • 0
      • ganjadeals on 22/04/2026 - 17:04

        I'm thinking of cancelling the policy after I've received the 30,000 points (~95 days). I am hoping this would make the deal a bit better.

        • 0
        • ltwo on 22/04/2026 - 17:18

          That would make it roughly 75% better.

          • 2
  • punkel on 01/05/2026 - 16:51

    Thanks - purchased Home Contents policy for $31 a month. Bumped the excess up to $5k.
    Will cancel after 3 months.
    30k VFF for $93 is a excellent deal!

    • 2
  • Miroslav on 02/05/2026 - 23:50

    Can one Velocity account receive 60,000 points (two cars or car + home insurance)?

    • 0
  • gembel on 04/05/2026 - 12:48

    Received 60k points (30k + 30k for separate home and content insurances).
    Now will cancel both and re-purchase the insurances again for another set of points.

    • 1
    • Miroslav on 04/05/2026 - 23:03

      Will you be using a different VFF account (partner's, parent's)?

      • 0
      • gembel on 04/05/2026 - 23:15

        I joined again with the same VFF. The T&C does not specify any restrictions, only mentions New Insurance Policy. So, worth a shot.

        • 1
    • starburstyellow on 18/05/2026 - 11:21

      Did you get the "pending" in velocity like last time for the new one? Person above said they didnt so not tracking.

      • 0
      • gembel on 18/05/2026 - 11:26

        got the pending entry the day after. so all good

        • 0
        • starburstyellow on 18/05/2026 - 11:32

          Thats great! Just so I mimic yours. Did you cancel today, and sign up tomorrow? or cancelled and signed up same day?

          Im just on hold with them on phone atm, may they take forever.

          • 0
          • gembel on 18/05/2026 - 11:35

            @starburstyellow: I cancelled via online chat, refund confirmed via cheque. Then signed up again afterwards immediately.

            • 0
            • starburstyellow on 18/05/2026 - 11:59

              @gembel: Wow big brain move with the signing up straight afterwards. Finally got through via calling.
              Previously I did both separately, I'm debating if I should be cautions and just doing it combined instead. I know its more exp, but tad worried. I'm assuming you did both separately again, home and contents separate?

              Did manage to get some information for others. Cancellation via email can be done via these 2 addresses, goes to same place apparently:

              directcustomerservice@qbe.com
              Enquiries@qbe.com

              • 0
              • tonyhklo on 03/06/2026 - 21:38

                @starburstyellow: Did they have to ask for a bunch of details to validate/identify you via email? Or they just did it based on email address?

                • 0
                • starburstyellow on 03/06/2026 - 23:06

                  @tonyhklo: Tbh I cancelled via calling. I listed the above contacts (to help others) in case someone wants to do it via email.

                  • 0
    • yjxdl on 18/05/2026 - 16:29

      Do you mind sharing the purchase date? Assuming end of January?
      I bought 18/Feb haven't received anything yet, pending still shows 0

      • 1
      • starburstyellow on 19/05/2026 - 02:40

        I can share mine. Bought 13/2 got the bonus on 14/5.

        • 0
      • ggfatty on 20/05/2026 - 23:37

        did u receive urs? I bought on 18th Feb as well but nothing yet

        • 0
        • yjxdl on 21/05/2026 - 14:28

          i received mine on 19th May

          • 0
  • AKJJ on 11/06/2026 - 17:57

    Cheapest I can get is $47/month for contents only, $25k insured (lowest possible) and $5k premium (highest possible). How have others got cheaper?

    • 0
    • Micky14 on 11/06/2026 - 18:04

      $35/m for content and $16/m for landlord.

      • 0
    • Azro on 13/06/2026 - 17:26

      Same, $45/mo is the lowest I could get. Do they even need proof of address or proof that you are a landlord? I think it depends on the location.

      • 0
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