Travelling to Dubai and Vietnam. Should I Pay Using The Credit Card or Cash or Travel Card or Any other digital method such as Wise, Revolut, etc? If in cash, where do I convert AUD to AED and VND? Here in Sydney or at the respective locations?
Travelling to Dubai and Vietnam. Should I Pay Using The Card or Cash or Travel Card and Where to Convert?
funduguy4u on 19/11/2025 - 15:40
Poll Options
- 61. Australian credit card
- 42. Cash
- 73. Revolut, Wise, etc.
- 04. Travel card (don't know if that's still the thing)
- 05. Other (if any)
Comments
- Credit card with favourable exchange fees for any credit card purchases (eg no Forex fees, MasterCard/visa spot rate type cards, eg Bankwest platinum)
- Debit card with favourable exchange fees for cash withdrawal from local atm (eg no Forex fees, no or little afm fees, mastercard/visa spot rate type cards, eg Macquarie debit card)
- 3
Travelling to Dubai
Sorry to hear
- 3
Travelling to Dubai
For chocolate?
Should I Pay Using The Card or Cash or Travel Card
Make a WISE choice.
- 2
Going up da Tower? Online price is worth checking vs turning up. Yankee cards accepted.
Vietnam: No need to Dong the dogs before eating them. They seem to taste better paid by cash.
- 1
Use UPMoney open the account they are cheap in asia.
- 1
Macquarie debit card. Also fx-fee free and does not suffer from Wise's lowly $350/month withdrawal limit. I used mine traveling across central Europe and withdrew in various currencies with no issues.
Dubai: I spent 2 days in Abu Dhabi recently and paid by card 100%. Hotels, Uber/Careem, museums and even restaurants. It's been a while since my last visit to Dubai but it should be the same, if not better. Withdraw some cash if you plan to go to smaller shops away from the center but otherwise everything central to the Burj Khalifa/Dubai mall will accept cards.
Vietnam: 100% you will need cash. If you end up bringing Wise, you will quickly hit that cash withdrawal ceiling and start paying additional fees to Wise.
- 1
For Vietnam, I took a Wise card and AUD. I only used the AUD (card was a backup) and converted it at a gold shop with reputable rates. They still very much use cash. Grab (Uber alternative) was linked to my Wise card though with some VND on it.
- 1
“ If in cash, where do I convert AUD to AED and VND?”
As for AUD to VND, you can change at gold shops or money changers at airports in Vietnam (Clean/ new and big notes for better exchange rates).- 1
sorry cant help you.
hope this helps- 0
May cost O.P. percents. Cheers.
- 0
Dubai was very much a cash society. I think for a lot of the smaller shops it still is.
The airport would accept cards and the larger shops but to get the real bargains you need cash.- 0
Wise
- 0
I've seen enough YouTube videos of tourists in Dubai to know you need cash.
- 0
where do I convert AUD to AED
Automated External Defibrillator ?
- -6