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Join or Switch to Qantas Health Insurance & Hold for 180 Days, Get up to 150,000 Qantas Points @ Qantas Health Insurance

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Join or Switch to Qantas Health Insurance & Hold for 180 Days, Get up to 150,000 Qantas Points @ Qantas Health Insurance
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X91 on 13/01/2026 - 10:22 insurance.qantas.com (488 clicks)
Last edited 13/01/2026 - 11:06 by 2 other users

Earn up to 150,000 Qantas Points when you join or switch to Qantas Health Insurance and hold your policy over 6 months. Points are paid in stages based on your level of cover held over time.

Terms and conditions

  1. Qantas Frequent Flyer members (QFF) who purchase a Qantas Health Insurance policy between 12 January and 11:59pm AET 16 January 2026 will earn up to 150,000 sign on Qantas Points over 6 months. Qantas Points will be awarded to the primary policyholder in two stages and will be based on the level of cover held at each stage: (1) up to 120,000 Qantas Points after the same level of cover has been held for 60 continuous days, (2) up to 30,000 additional Qantas Points after the policy has been held for 180 days. If no continuous level of cover has been held, Qantas Points will be awarded after the policy has been held for 180 days. During this time 150,000 is the maximum number of sign on Qantas Points that can be earned upon purchase of combined Gold Top Hospital and Top Extras Cover for Couples, Single Parents and Families. Each Qantas Health Insurance policy has a maximum number of points that can be earned upon purchase. Offer only available if you buy your policy through the Qantas website or call centre. Not available to customers who have: held a Qantas Health Insurance policy at any time in the previous 12 months; or who have held a health insurance policy with nib, AAMI Health Insurance, Apia Health Insurance, GU Health, Suncorp Health Insurance, ING Health Insurance, Priceline Health Insurance, Real Health Insurance or Seniors Health Insurance at any time in the previous 6 months. Qantas may withdraw or extend this offer at any time.

Qantas Insurance Referrals

Health Insurance: random (41)

5000 points for referrer and referee on select products. Details

Qantas Wellbeing App: random (467)

150 Points for the referrer (up to 20 times) and referee for signing up to the app.

Financial Frequent Flyer Health Insurance Insurance Qantas Frequent Flyer Reward Points

Related Stores

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Comments

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  • cpho on 13/01/2026 - 10:39
    +12

    Points earning matrix is available here - click the "find out more"
    Essentially need to hold couple/family gold cover and top extras for 180 days to get the full 120,000 + 30,000 points.

    Couples/Family Bronze Hospital + Basics Extras only yields 40,000 (32,000 + 8,000) in which case, Medibank 6 weeks free plus $200 worth of points seems like better value (assuming quotes being similar)

    • drillvoice on 13/01/2026 - 10:56

      Yeah, looking at the top options it would be about $1600 over 2 months to get about 120,000 in points. The points value is I guess worth about 6 weeks free in that sense, especially if you could redeem it on flights, but it is hard to justify.

      In the past I think the points were based on the level of cover at the 60 day mark so you could sign up on a cheap plan, then bump it up, claim lots of points, then bump it down or cancel. I think they've closed this loophole so the deal is much less attractive.

    • Jadeja on 13/01/2026 - 11:30
      +2

      You saved my time. Thanks heaps

  • batrarobin on 13/01/2026 - 10:53
    +2

    Bumping up the cover on the 57th day hack, is that still working?

    • runamuck on 13/01/2026 - 12:50
      +1

      Guess not as you need to hold the same cover for 60 continuous days.

      • batrarobin on 13/01/2026 - 13:22

        Yes but still not sure if they just updated the T&Cs or have actually patched the system.

  • jlien on 13/01/2026 - 11:37
    +4

    Holding overpriced insurance for 180 days to get 150k points is a daft idea.

    Holding it for 60 days for 120k points, ehhh maybe?

    Lets see

    120k points is for family/couples holding gold level hospital cover.

    What's that cost? well a quick quote on the qantas site says $800/month.
    What's that compared to other providers? a quick quote on bupa says $600/month.

    I'm not going into fine print to figure out how the two stack up, but they're both gold and one is $200 more than the other.

    Hold that for 2 months and you're overpaying by $400 to make 120k points. Which actually isn't terrible.
    But that assumes you've already got and are paying for hospital cover today, and if your premium is lower; say $500/month then you're overpaying by $600*

    If you don't have insurance at all, then you're now paying $1600 that you didn't before to get 120k points; which again is a bad idea.

    • Oh Daddy on 13/01/2026 - 16:41

      Yeah the overpay comes from 1600 - your current cover. On average you are looking at about 800 overpay for 120k points which isn't that terrible either when you look at it. 120ks cash value is 1200 but it's redemption value ranges from 1.5c-3c which is 1800- 3600

  • Tony-Abbott on 13/01/2026 - 11:41

    How strict are they on the 12 month thing? Could a partner end up joining and it would work?

  • jaygee on 13/01/2026 - 12:29
    +1

    So as a Single person, the most I can earn is 60k points?

  • Saints on 16/01/2026 - 16:51
    -1

    whats their exclusion period?

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