[Hack] 800 Free Qantas FF Points via Qantas Car Insurance/Wellbeing Rewards @ Qantas Insurance

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[Hack] 800 Free Qantas FF Points via Qantas Car Insurance/Wellbeing Rewards @ Qantas Insurance
Go to Deal
theHMASfriendship on 08/02/2026 - 20:31 insurance.qantas.com (1435 clicks)
Last edited 09/02/2026 - 19:19 by 2 other users

Friends, I have a neat way to get 800 Qantas frequent flyer points using the wellbeing rewards app which only costs you your time.

  1. Sign up to a Qantas car insurance policy, with a starting/payment date in the future. Ensure your QFF is linked.
  2. Even though the insurance date begins in the future, the bonus points on the Qantas Wellbeing app for car related items is unlocked.
  3. Complete all the ones you can which should add up to 800 points and wait for the points to hit your QFF account, usually the next day.
  4. Cancel your car insurance policy before the insurance starts and before making a payment.
  5. Enjoy your 800 points.

Q&A

Is this worth my time?
This is purely for the committed bargain pursuement enjoyers and point accumulator aficionados.

Won’t they take the points back?
Alan Joyce’s goons have yet to cancel my account or take the points back. I have only done this twice, I’m sure if you abuse it they might.

What will you do with your 800 points?
Probably become financially independent, retire on a nice island somewhere, start a cult.

What 5 albums would you take with you to that island?
5 copies of Shrek 2: The Motion Picture Soundtrack

Please direct any further questions and calls for Albo’s resignation for allowing this loophole to happen on his watch to @jv

Qantas Insurance Referrals

Health Insurance: random (42)

5000 points for referrer and referee on select products. Details

Qantas Wellbeing App: random (472)

150 Points for the referrer (up to 20 times) and referee for signing up to the app.

Travel Car Insurance Insurance Reward Points

Related Stores

Qantas Insurance
Qantas Insurance

Comments

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  • beatthatflight on 08/02/2026 - 20:43
    +11

    The hero that walks among us! :P

  • bootlace on 08/02/2026 - 20:46
    +9

    Upvoting for Shrek 2: The Motion Picture Soundtrack

  • cashless on 08/02/2026 - 20:48
    +1

    Will this get me into the Captains Lounge?

    • Jessie Ryder on 08/02/2026 - 21:28
      -8

      Joke doesn't hit when you don't know what lounge you are talking about "Chairman's"

  • CasinoChunks on 08/02/2026 - 20:48
    +34

    No way I can be arsed, but love that Q&A

  • paul11 on 08/02/2026 - 20:49
    +5

    Hey @JV, is Albo personally aware of this loophole, or is this his bold new cost-of-living relief package?

    • King Steuart on 08/02/2026 - 21:54
      +4

      I heard the coalition are back together again after a nasty break up. How long will this episode last?

      • try2bhelpful on 09/02/2026 - 05:52
        +4

        Albo called them MAFS but I think Love Island for ugly people is more like it.

        • Noblejoker on 09/02/2026 - 09:35

          You have my upvote

        • King Steuart on 09/02/2026 - 10:16

          If it's Love Island can we cull them like dingoes?

          • try2bhelpful on 09/02/2026 - 10:32
            +1

            @King Steuart: Nah, they will all just die from STDs.

            • Big L on 09/02/2026 - 12:17
              +1

              @try2bhelpful: Shagging on their desks, it's more like an Office x Love Island spinoff - "Parliament Love".

              Keep away from Bruce Lehrmann though!

              • try2bhelpful on 09/02/2026 - 12:34
                -2

                @Big L: Barnaby Joyce going on about how single sex marriage was bad for his girls then he schtupped the help, got her pregnant, then abandoned his old family for a younger model with a boy child. Ya can’t make this stuff up.

                OMG Lehrmann. The sense of entitlement there is unbelievable. Don’t get me started on Reynolds either. Just wrong on so many levels.

  • Think on 08/02/2026 - 20:58

    Are payment details required when signing up?

    • theHMASfriendship on 08/02/2026 - 20:59

      Yes

      • Think on 08/02/2026 - 21:09

        We shouldn't be charged as long as we cancel before the start dates.

        • timedzone on 09/02/2026 - 00:12

          You can just used an empty prepaid card or a lockable card so the payment can't be taken.

  • thrillhouseozb on 08/02/2026 - 20:59
    +6

    Have read worse Hack posts - 7/10 from me. Well done

    • theHMASfriendship on 08/02/2026 - 21:00
      +16

      Thanks dad I just want to make you proud

  • ezza on 08/02/2026 - 21:02

    With this setp:
    2. Even though the insurance date begins in the future, the bonus points on the Qantas Wellbeing app for car related items is unlocked.
    Are we referring to the 'Check-Up' tab of the Wellbeing app under 'Car Safety', tasks such as - Tyre Pressure Check, Brake Check, Service Check etc?
    Or a different set of tasks that appear when you take out car insurance and can be completed for the 800 points?

    • theHMASfriendship on 08/02/2026 - 21:16

      Yes those ones. Instead of only been a token amount of points they will be 100-300 each

    • lila56 on 08/02/2026 - 21:38

      So if you have already completed those recently and got the pittance of points for them, you won't be able to sign up and complete them again after taking out this policy?

      • notauser on 08/02/2026 - 23:16

        Worked for me

      • ezza on 09/02/2026 - 07:56
        +2

        This is exactly what I have - Mine were all completed already!
        Oh well I'll cancel the policy (would have been good to know beforehand)

        Note sure how… but someone should edit the description of the deal to add this in there.

        Edit.. Ughhh just tried to cancel it online and it states
        "You’ll need to speak with one of our friendly team members to cancel your policy."
        Annoyance ;-/

  • dantrax77 on 08/02/2026 - 21:16
    -1

    Someone will 100% abuse this now.

    Loophole closing in 3….2….1

    • IlIlIl IlI llIIIl on 08/02/2026 - 21:40
      +1

      Imagine getting slapped with a red flag with any insurance company for abusing this. Remember the question that asks whether you've ever been refused insurance or been convicted of fraud?

  • chrism238 on 08/02/2026 - 21:20

    Alan Joyce has left the building.

  • lila56 on 08/02/2026 - 21:37
    +5

    Isn't this a good way to get your QFF account banned?

    • trotsky on 08/02/2026 - 22:44

      "minor downside risk, minor upside potential"

  • dukiin on 08/02/2026 - 21:42

    terrible guide, if you've already completed car related check ups, you cant re-do it.
    you now also have to call them directly to cancel your insurance

    • Save 50 Cent on 09/02/2026 - 07:55
      -1

      Why do people always say “call them directly”? Is there even an option to make a phone call indirectly? Can i collect-call qantas to make them pay for my stupid questions?

      • spaceflight on 09/02/2026 - 10:06

        Is there even an option to make a phone call indirectly?

        You tell AI and it will do it for you

  • alamodey on 08/02/2026 - 21:44

    how many times to do this to get a business class upgrade?

    • lunartemis on 09/02/2026 - 06:45

      Probably around 90 times

  • mreddie on 08/02/2026 - 21:48
    +2

    not sure id risk it

  • itoyjobed on 08/02/2026 - 22:13
    +1

    +1 for the effort but I would not go into the hassle of doing it.

  • starbearer on 08/02/2026 - 22:20
    +5

    I dont get out of bed for at least 1000 QFF points

    But I respect the hustle

    • Save 50 Cent on 09/02/2026 - 07:56
      +1

      You can literally do this first thing in the morning before getting out of bed.

    • CheapoLegend on 09/02/2026 - 08:47

      yeah too much hustle for roughly $3.5

  • capslock janitor on 08/02/2026 - 22:25

    how much is it worth

  • trotsky on 08/02/2026 - 22:41
    +5

    Most ozbargain thing I've seen in 2026 so far - props!

  • overlook on 08/02/2026 - 22:47

    only have 150 points

  • neonlight on 08/02/2026 - 23:42
    +5

    Hmmm does this not reduce your credit rating by cancelling contract under insurance…. Don't do it just for mere 800 QQF points… In fact even those special loophole paying termination fee on mobile contracts might also affect your credit rating

    • spaceflight on 09/02/2026 - 10:07
      +1

      No it doesn't

      • neonlight on 09/02/2026 - 12:40

        Accounts just as Afterpay, Early termination of contracts including late install payments of your credit card or loan all contribute your credit rating.

        A mere 800 QFF points hack by cancelling is not worth any risk IMO

        In what way it does not?

        The Credit Rating Impact (The Hidden Inquiry)

        If someone does this "hack" three or four times a year with different insurers, their credit report starts looking like a Christmas tree—full of inquiries. Frequent inquiries are one of the fastest ways to drop your score.

        If you sign up and cancel during the "cooling-off period" just to keep points, you are flagged in their system as a high-churn customer.

        The next time you actually need insurance (for a car or home), they may simply refuse to cover you, or they’ll hike your premium

        • spaceflight on 09/02/2026 - 12:46

          In what way it does not?

          Because early termination of contracts is not reported to credit agencies.

          • neonlight on 09/02/2026 - 12:48
            -1

            @spaceflight: Ok you do you. But you have a record on their system you previously applied. You can get blacklisted and insurers share databases these days.

            Is it worth 800 QFF which is nothing? Up to the individual

            The funniest part is that 800 Qantas points is literally the equivalent of buying a toaster and getting a $2 discount. People are risking a decade of credit history for the price of a ham sandwich.

  • Wiadro on 09/02/2026 - 00:35

    Its effort but if your really need the points sure

  • ethannguyen on 09/02/2026 - 01:55
    -1

    Points will only be awarded to the primary policyholder after the policy has been held for 60 continuous days.

    • theHMASfriendship on 09/02/2026 - 05:24

      That’s for the promotion points. The 800 points come through from wellbeing app and within a day or two of doing them

  • DingoBilly on 09/02/2026 - 08:26
    -1

    You shouldn't post things like this because some moron on here will create 100 accounts to abuse it and they end up shutting it down.

    • IlIlIl IlI llIIIl on 09/02/2026 - 08:29

      And bad things will happen to them

      • neonlight on 09/02/2026 - 14:38

        People will do what they can to score a bargain until is all drained and turns into thin air, that's the nature's call. You can't stop them, however yes bad things will happen, but who is to blame?

  • xiaozaocha on 09/02/2026 - 09:50

    Do I need to have a car?

    • spaceflight on 09/02/2026 - 10:07

      Do you feel generous and want to insure someone else's car?

  • Maki on 09/02/2026 - 11:32
    +1

    I believe this relates to the check-ups in the Qantas Wellbeing App and is not connected to Qantas Car Insurance. Most people who have installed the app would have already completed these check-ups, so there is likely no need to spend time signing up for the car insurance.

    • neonlight on 09/02/2026 - 14:39

      So these check-ups give you QFF points?

    • jrvb42 on 09/02/2026 - 19:28

      If you complete the check-ups without having Qantas insurance of some kind, the points are miniscule (around 1/10th of those gained when having an insurance product).

  • Mike0707 on 09/02/2026 - 14:05

    Nice work but tbh you lost me at the first point.

  • currentfad on 10/02/2026 - 10:07

    Somehow Qantas comp insurance is cheaper for me than every other provider I've done a quote with so this works out haha

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