Find, Track & Get Notified of Subscription Payments from Uploaded Bank Statements: $9.99 Lifetime Access (Save $3) @ Subtracker

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AUSSIEAUSSIEAUSSIE

Hi all,

Recently I decided to start tracking all of my subscriptions so i can budget more effectively. I ended up going through six months of bank statements and found I was spending over $10,000 on subscriptions. Some I knew about, some I justified by thinking "ill maybe use it this month", others, i had completely forgotten about.

I spent around two hours manually entering every single one an existing app based on my bank statement. And the tracker itself was a subscription, which felt like quite ironic.

So i thought i would create one myself, so i can use it going forward. I've been using it for a few weeks and its genuinely saved me money and make me more conscious of my spending.

A quick rundown on how it works: you upload a bank statement (PDF, CSV, Excel, screenshot even) and it picks out every recurring charge automatically. You review what it found, keep what you want to track, and it sends you an email reminder the day before each renewal so you can cancel before you get charged again. It uses AI to do this - this is the only time your data leaves your device. The app never stores any of your data (other than the subscriptions).

I also wrote guides for Aussies to delete popular services. Because sometimes (most of the time), the cancel button is buried three menus deep or requires a phone call. Those are free on the blog for anyone to use, of course.

On the privacy side, your statement gets processed and then deleted. No bank login, no ongoing connection to your accounts, nothing stored.

I'm not a fan of software that charges you monthly and then cuts you off when you stop paying. You're basically renting it. So this is a one time payment and you keep access forever.

Normally $12.99 AUD, use code AUSSIEAUSSIEAUSSIE for $9.99.

Happy to answer any questions and im open to all kinds of feedback!

Thank you!!!
Chris

Disclaimer: this post was written wholly by a human being.

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Comments

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  • +17

    lol, lmao even.

    • -2

      LMFAO, if youre so inclined

      • Will you accept a ROFLMFAO?

  • Have you thought about a lower cost subscription model for access to future product improvements and helps avoid the higher upfront cost that some may be deterred by?

    • Thats an interesting idea. How much per month do you think is a good starting point? I can add it in as an option later if a lot of people would prefer it.

  • +9

    A subscription to manage my subscriptions 👀

    • It's not a subscription.

    • It says clearly that it's a one-off payment, not a subscription.

    • +1

      It's a subscription for life

  • +5

    and found I was spending over $10,000 on subscriptions

    If you're spending over $10k on subscriptions over a 6-month period, I am not sure if that is a positive selling point for a 'financial' app? I get the point that you're trying to communicate in that the cost of this app is just a fraction of expenditure that has been forgotten over time, but yea…

    Food for thought!

    • -6

      90% are subscriptions for my business. I forgot to mention in the post this is also for business owners who want a quick and easy way to manage their business subs

  • +9

    You spent $10,000 on subscriptions in 6 months? How much onlyfans do you need mate

    • hahaha gotta keep that top fan badge somehow

  • And here I was feeling good about saving $2 p.w changing spotify plans.

    • gotta start somewhere mate - how else are we ever gonna get to the 69 million in super and 20 investment properties by age 45 goal like r/ausfinance

  • +5

    I can tell this is vibe coded. I can just upload statements to Claude and get full list of subscriptions I can even automate notifications…

    • -3

      Yeah fair enough, if you already have a Claude sub and know how to set that up it works. This is more for people who want it done in 2 minutes without the setup

  • Which ai tool do you use to filter for the subs? Sure you may delete the document but it has to be processed somewhere and we have no idea where that is stored or how it is processed.

    Good luck with the endeavor. I know that banking info isn't all that useful as my data would well and truly be out there with all the hacks but I'm not adding an additional source for them to find it.

    The guide sounds useful though for those who don't know how to pick up a phone thanks to no "one click cancellation" laws being in place yet.

    You will own nothing and be happy

    • +1

      At the moment, Googles AI Gemini. This may change in the future though with new releases. But you are right, your data is sent to the AI provider, I wanted to make that clear in the post as some are uncomfortable with that. Its the most efficient method to get the job done in my opinion

      • +1

        Ignoring the security aspect of uploading banking details to Google, how do intend to cover the ongoing expense of Gemini's API usage with an on time "lifetime" charge to customers?

        • shutdown the company once:

          new revenue generated < ongoing costs

        • Good question. AI scans are capped at 20 per account, which keeps the costs manageable. But realistically most people scan once or twice then add new subscriptions manually as they sign up for them. The dashboard, tracking and reminders are unlimited and run forever.

  • I'll give you credit for not using those stupid emoji dot points in AI posts.

    • Thats an instant cmd+w if i see a post with emoji dot points

  • Find Your Forgotten Subscriptions

    Amoxicillin ?

  • Weird stuff.

  • +1

    $10,000 on subscriptions!!! can you share a peak into what amounts to 10k?

    • I can only assume multi-user agreement types like premium full user suite adobe for multiple users, simpro for multiple users, myob for multiple users ..would stack up pretty easy for the $1667/month figure…or it could also just be a random attention grabbing number plucked out of nothing

    • Im a web dev: netaims WHOIS data, Gemini highest tier, foreplay (its a ad tracking tool haha), vercel hosting costs which make up the bulk of it, spyfu, similarweb. just to give you an idea. software as a service is my biggest category by far

  • -1

    use justcancel dot io, thank me later!

    • Haven't used it myself. From what I can see its $5 USD per scan with no ongoing tracking. Sub Tracker gives you 20 scans, a dashboard to manage everything, and email reminders before renewals for $9.99 AUD total. They're quite different products but im happy for people to compare

  • Wow, I am NOT about to upload my bank statements into an AI model.

    • Completely understandable!! I am currently in the process of allowing users to create an account and manually add everything in for free!

  • +2

    Classic AI thin wrapper…making quick bucks repackaging AI model. Anyone capable of uploading a file to this tool already knows how to do the same thing directly in Claude, ChatGPT, or Gemini. Hard to see how this is sustainable long-term.

    • The value is the persistence. You set it up once, get notified via email before renewals, manually add or cancel subs, visualise your spending. You can't get that from a one off ChatGPT prompt without significant time setting it up yourself.

      I built this for my own use and its helped me. The goal isn't really to make money, if it was I'd charge a subscription price every month

  • Keen to purchase this.

    The code keeps coming up as Invalid when i enter it?

    • My apologies for the glitch and the delayed response mate. Ive gone in and made sure that everything is working. Go ahead and try again, it will work now. Thanks for your support!!

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