All xero plans free for 6 months for new users. The text says it's for NAB customers, but you don't actually need to be a NAB customer to take advantage of the offer (there is no check).
You do need to enter either credit card or direct debit details, so they can bill you monthly beyond the 6 months.
Special offer for NAB Business customers. Try Xero free for six months when you sign up via the form on this page.* No promo code is required.
*This offer (100% off Xero’s then-current list price for six consecutive months) is only available to subscribers to new business edition subscriptions who redeem this offer via this pricing page. After 6 months, Xero’s then-current list price will apply. Xero reserves the right to change its list price, charges and billings terms at any time at its sole discretion. This offer cannot be redeemed in conjunction with third-party or other Xero offers. Prices are listed in local currency and inclusive of taxes (if any). This offer ends 30 June, 2026. Xero reserves the right to change or cancel this offer at any time at its sole discretion. This offer and use of the Xero services are subject to Xero’s terms of use.
Plan Comparison ($/mth after 6 months)
Small Business Plans
| Feature | Grow | Comprehensive | Ultimate 10 | Ultimate 20 | Ultimate 50 | Ultimate 100 |
|---|---|---|---|---|---|---|
| Price (AUD/mo) | $75 | $100 | $130 | $162 | $222 | $272 |
| Send invoices and quotes | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Accept online invoice payments^ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Enter bills | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Reconcile bank transactions | Auto-reconcile (Beta) | Auto-reconcile (Beta) | Auto-reconcile (Beta) | Auto-reconcile (Beta) | Auto-reconcile (Beta) | Auto-reconcile (Beta) |
| Track GST and lodge BAS | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Capture bills and receipts with Hubdoc | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| View real-time reports | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Automate superannuation | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Payroll | For 2 people | For 5 people | For 10 people | For 20 people | For 50 people | For 100 people† |
| Forecast cash flow (New) | 30 days | 90 days | 180 days | 180 days | 180 days | 180 days |
| Visualise performance with graphs (New) | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Customise performance dashboards (New) | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Claim expenses and mileage | 1 user (+$5/user) | 5 users (+$5/user) | 10 users (+$5/user) | 10 users (+$5/user) | 10 users (+$5/user) | 10 users (+$5/user) |
| Tailored financial health scorecards (New) | ✗ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Analyse KPIs and ratios (New) | ✗ | ✗ | ✓ | ✓ | ✓ | ✓ |
| Track projects | ✗ | ✗ | 10 users (+$7/user) | 10 users (+$7/user) | 10 users (+$7/user) | 10 users (+$7/user) |
| Use multiple currencies | ✗ | ✓ | ✓ | ✓ | ✓ | ✓ |
† Ultimate 100 payroll: $2/person after 100, maximum 200 people.
Self Employed Plans
| Feature | Ignite | Grow | Comprehensive |
|---|---|---|---|
| Price (AUD/mo) | $35 | $75 | $100 |
| Send invoices and quotes | 20 invoices† | ✓ | ✓ |
| Accept online invoice payments^ | ✓ | ✓ | ✓ |
| Enter bills | 5 bills | ✓ | ✓ |
| Reconcile bank transactions | ✓ | Auto-reconcile (Beta) | Auto-reconcile (Beta) |
| Track GST and lodge BAS | ✓ | ✓ | ✓ |
| Capture bills and receipts with Hubdoc | ✓ | ✓ | ✓ |
| View real-time reports | ✓ | ✓ | ✓ |
| Automate superannuation | ✓ | ✓ | ✓ |
| Payroll | For 1 person | For 2 people | For 5 people |
| Forecast cash flow (New) | 30 days | 30 days | 90 days |
| Visualise performance with graphs (New) | Basic | ✓ | ✓ |
| Customise performance dashboards (New) | ✗ | ✓ | ✓ |
| Claim expenses and mileage | ✗ | 1 user (+$5/user) | 5 users (+$5/user) |
| Use multiple currencies | ✗ | ✗ | ✓ |
| Tailored financial health scorecards (New) | ✗ | ✗ | ✓ |
| Analyse KPIs and ratios (New) | ✗ | ✗ | ✗ |
| Track projects | ✗ | ✗ | ✗ |
† Ignite: send quotes and up to 20 invoices.
xero sucks … go read any other thread anywhere on the internet about their relentless price increases.