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High Interest Savings Account 5.65% p.a. Interest on Balance up to $250,000 for 4 Months (New Customers Only) @ Rabobank

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High Interest Savings Account 5.65% p.a. Interest on Balance up to $250,000 for 4 Months (New Customers Only) @ Rabobank
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69dollars on 25/03/2026 - 12:35 rabobank.com.au (757 clicks)
Last edited 25/03/2026 - 13:26 by 1 other user

Effective 24 March 2026 -

Current 4 month introductory variable rate for new personal customers on deposits up to $250,000, commences on the day your BSB & Account number are issued not from when the account is funded. Rate subject to change. Not available where you have closed a Rabobank Online Savings account within the previous 2 years. Different rates apply to SMSF and Business customers.

Was looking for a new HISA as my current one with another bank ends this month. Rabobank have increased their HISA rates by 0.3% with no hoops, now matching ING with their accelerator account.

HISA Personal Variable rates Interest rate (% p.a.)
Standard variable rate 3.95%
4-month additional variable rate 1.70%
Total 4-month introductory rate 5.65%
Financial Bank Account Savings Account

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  • RichardL on 25/03/2026 - 12:40
    +6

    Just note that it drops to 3.95% after 4 months (which is below their PremiumSaver Account of 5.15%), so you'll have to move money to the PremiumSaver or another bank.

    • RTX9090Ti on 26/03/2026 - 11:31

      damn only 4 months, and need to split into 8 accounts.

  • Simon Beech on 25/03/2026 - 12:42
    +7

    judo ftw

    • toastpaint on 26/03/2026 - 08:40

      Seconded, Judo has been great. Easy sign up and so far so good.

  • Trishool on 25/03/2026 - 14:03
    +1

    How easy/hard is it to move money out from Rabo?

    • hokonfan on 25/03/2026 - 14:16

      Anyone know the amount of Max pay anyone per day

      • tunzafun001 on 25/03/2026 - 14:52
        +5

        Can move your full balance in one hit.

        But only to a single nominated and verified bank.

        Send $1 back the other way when you first set it up, so it's read to go.

        Then at the end of the 4 months ..send it on its way, then on to Judo being in the box seat currently.

        Also (not financial advice) but might be worth following Donald around with your cash. The guy is literally crashing and booming the market with bi weekly texts.

        • muwu on 25/03/2026 - 18:11
          +2

          … but might be worth following Donald around with your cash.

          What does that even mean? Are we short-trading Crude oil futures with this suggestion?

      • woozie3 on 25/03/2026 - 14:59
        +3

        "When you withdraw funds they must always go back to your Linked Account."
        "All Rabobank Online Savings Accounts have a $300,000 transfer limit out to the nominated linked account."

    • finbar on 25/03/2026 - 14:45
      +2

      Easy but it's not instant tho

    • nekro on 25/03/2026 - 14:54

      Extremely easy

  • AvidDealHunter on 25/03/2026 - 14:30
    +3

    Still waiting for BOQ to raise their savings interest rate…

    • K33N on 25/03/2026 - 15:22

      Same……
      They raised their home loan rate very quickly but nothing regarding the personal savings rate…..
      Also, the 50k limit is quite small, so I am moving those to Judo.bank.

      Was on Rabobank Premium saver for a good while, but:
      1. Updates to interest rate usually much slower than others like Macquarie, Ubank, ING, Judo etc. etc.
      2. Transfer not instant (but this is the same with Judo.bank)
      3. BUTT, Rabobank doesn't have notification either, and Judo does.

      • AvidDealHunter on 25/03/2026 - 15:26
        +2

        You can open multiple BOQ savings accounts to bypass the 50k limit btw.

        • K33N on 25/03/2026 - 15:34

          Really?
          I always read these as aggregate, doesn't matter how many savings accounts you have.

          Where do you read multiple savings accounts would increase the overall limit?

        • K33N on 25/03/2026 - 15:39

          aha, nevermind found some reddit posts12
          what is this ahahah

    • CloverSmith on 25/03/2026 - 16:02
      -1

      Be careful with BOQ and Virgin Money which they now own. Their support is horrendous and untrained whenever something needs to go to their internal team after their level 1 support.

      They make it very hard to transfers larger sums of money out.

      I don't trust them.

      Virgin money also reduced their hisa rate when every other bank increased it.

    • bird380 on 27/03/2026 - 15:17
      +1

      Just raised to 5.35% for 18-34 years old account, not sure about other account type

  • mreddie on 25/03/2026 - 15:21
    +2

    Judo Bank at 5.35% up to 250k, no honeymoon period..ongoing. https://www.judo.bank/savings-accounts/personal-savings-acco…

    • capslock janitor on 14/04/2026 - 00:11

      rabo honeymoon then judo afterwards ?

    • tunzafun001 on 02/05/2026 - 00:07

      Need to deposit $300 a month now by the looks of it.

  • mehow on 25/03/2026 - 15:48

    Closed an account with them years ago. Am I still eligible?

  • StJackal on 25/03/2026 - 16:34

    If you have had an inactive account for 2 or more years you can get to intro rate for a new account again

  • Asti on 25/03/2026 - 16:46
    +2

    I would make it illegal to do introductory rates on all services like banking and utilities. Smart consumers will waste their time (their own and the provider) and lazy/ loyal consumers get shafted. It's not good. If anything long term consumers should be rewarded, but that's not how the world works I guess

    • danzha on 25/03/2026 - 17:51
      +2

      I don't disagree with your sentiments, however it's pretty hard for businesses to claw new customers from competitors by only rewarding the loyalty of existing customers…

      • Lord Ra on 26/03/2026 - 00:14

        Wait, say again? Where do they reward existing customers? 😅

        • danzha on 26/03/2026 - 14:26
          +1

          They don't, instead long term customers pay the loyalty tax.

          • capslock janitor on 14/04/2026 - 14:10

            @danzha: even smaller/half the amount would make customers feelgood for staying. but no,, theyre preying on complacent laziness

  • drawkcab on 25/04/2026 - 08:07

    How long does it take to get your BSB and acc no?

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