(a) Reward
Subject to these terms, you can receive the reward for each person you refer ("Friend"), when the Friend does all of the following (the "Eligibility Criteria"):
- OPEN: Opens an Orange Everyday account during the Promotion Period, and accurately enters your unique promotional code at the time of account opening; and
- DEPOSIT: Makes deposits totalling at least $1,000 into their new Orange Everyday from an external source (such as their pay) within a single calendar month during the Promotion Period;
- SPEND: Uses their new Orange Everyday card to make 5+ settled (not pending) purchases* within a single calendar month during the Promotion Period; and
- HOLD: Either holds a Savings Maximiser account, or opens one and makes a deposit of any amount into it during the Promotion Period.
This offer does not apply where:
- the Orange Everyday account opened by the Friend is opened as part of an application for an Orange Advantage Home Loan; or
- the Friend has held an Orange Everyday account at any point since 1 July 2019 (even if the account is now closed).
You will be eligible for a Reward each time a Friend satisfies the Eligibility Criteria. So, for example, if two of Friends each satisfy the Eligibility Criteria, you can receive double the reward. For privacy reasons, ING will not tell you which friend met the Eligibility Criteria.
The Friend can also receive a maximum of one Reward where they meet each of the Eligibility Criteria.
Any Reward will be paid within 30 days after the Friend meets all Eligibility Criteria, although in some cases this may take longer.
*Card purchases include in store purchases, online purchases, regular card payments, payWave, Apple Pay, and Google Pay transactions made with an Orange Everyday card. When using the phrase 'settled' card purchases in a calendar month, we mean that the purchases made on the card must be fully processed by the end of the last day of that month.
(b) Bonus Referral Reward
Subject to these terms, if you are eligible to receive a Reward for referring five (5) or more Friends during the Promotional Period, you will also be eligible to receive $500 ("Bonus Referral Reward") in addition to any Reward earned.
You can only earn the Bonus Referral Reward once during the Promotional Period.
The Bonus Referral Reward will be paid within 30 days after 31 May 2026, although in some cases this may take longer.
Mod: Comments sharing your referral code will be removed, comments mentioning that you have the offer or similar will be removed as referral solicitation.
Account penalties can apply for those not following these instructions, you won't be part of the referral system until the penalty is finished.


Also ing must be desperate for new customers with how often they’re running referral bonuses lately. I guess the barefoot investor hype for them has faded away.