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HomeME Savings Account 5.35% p.a. Interest on Balance up to $1,000,000 ($2,000/Month Deposit Required) @ ME Go App

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HomeME Savings Account 5.35% p.a. Interest on Balance up to $1,000,000 ($2,000/Month Deposit Required) @ ME Go App
Go to Deal
Hiphopopotamus on 02/06/2026 - 13:03 mebank.com.au (119 clicks)
Balance up to Base Interest Rate Bonus Interest Rate With Bonus Interest
$0 - $100,000 0.05% p.a. +5.30% p.a. 5.35% p.a.
>$100,000 to $1,000,000 0.05% p.a. +5.30% p.a. 5.35% p.a.
> $1,000,000 0.05% p.a. N/A 0.05% p.a.

Meet the monthly criteria by opening a combined HomeME Savings and SpendME everyday account – and follow this simple step.

Deposit $2000+
Every month into your SpendME account – it can be your pay or salary, or just money deposited from an external bank account. The SpendME account to which money is deposited must be held in the same name (sole name account) or names (joint names account) as your HomeME account.

To help you get your savings off to a good start, you’ll earn bonus interest for the first month of your account being opened – as soon as you deposit funds into your HomeME account.

From Thursday, 4 June 2026, all savings products will increase by 0.25% per annum (p.a.) for new and existing customers.

Financial Bank Account Savings Account

Related Stores

ME Bank
ME Bank

Comments

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  • tof on 02/06/2026 - 13:11

    If you don't need a transaction account or Osko then Judo Bank offers the same 5.35% rate up to 250k with a lower $300 monthly deposit requirement.

    • 3
      • tof on 02/06/2026 - 13:46

        Apples vs. Oranges…

        It seems people don't know how to compare welcome/introductory rates vs. on-going rate.

        • 3
    • silenthillrocks on 02/06/2026 - 15:14

      No osko on judo. That $300 will be in their coffers for longer. With me can just transfer $2k in and out instantly to meet the minimum.

      • 5
      • arcticmonkey on 02/06/2026 - 15:50

        I transferred $200k from Judo to Credit Union SA and it was all done the same day.

        Much easier than BankWest/CBA trash.

        • 0
        • AlphaC on 02/06/2026 - 15:55

          How did you manage to do this - is some call/manual form filling required?

          • 0
          • arcticmonkey on 02/06/2026 - 15:59

            @AlphaC: A phone call but they answered very quickly and processed it fast (the guy sounded local too).

            I had to wait months and get AFCA involved to get my money out of BankWest/CBA but Judo were extremely easy to deal with.

            • 0
            • AlphaC on 02/06/2026 - 18:46

              @arcticmonkey: Thanks for sharing! Was hoping no manual intervention required (eg call/branch/forms) but looks like that's unavoidable. Good to hear it was painless tho.

              Yes, I have issues with the majors hanging making withdrawals difficult.
              On the same note - I also detest the fact that they dont credit your funds on the same day you sent it even if you sent it at 6am in morning.
              Feels like they deliberately hold the credit for 1 day to avoid having to pay out interest on that 1 day.

              • 1
      • pandadude on 03/06/2026 - 08:59

        I have to agree with your assessment. Strictly speaking the 2k and 300 are similar but you can instantly transfer the 2k out where the 300 take a couples of hour either way.

        Will be interesting if Judo increases the rate or not.

        • 0
    • heysi on 02/06/2026 - 13:20

      Welcome Bonus Rate for up to 4 months then 5.10%

      • 4
    • tof on 02/06/2026 - 13:21

      4 month intro rate only before it drops to 5.10%.

      If we are comparing welcome rates then Rabo Bank at 5.90% is the best.

      • 3
    • Pcoder on 02/06/2026 - 13:22

      That's only a Honeymoon, four months bonus, then reverts back to 5.10%. Ubank has that stupid have to increase balance requirement, which I hate as you will have a month were say you have more bills, so will be net negative. Probably wise to have multiple accounts with different banks.

      • 1
    • Doesnotcompute on 02/06/2026 - 14:49

      Yes, couple small hurdles as others have mentioned.. still 0.50% is no small sum on certain balances.. ozbargainers have gone to greater lengths for credit card offers yielding a few hundred dollars worth of points

      • -2
  • Clear on 02/06/2026 - 13:23

    I'll always repeat how ME Bank and their customer service/managers insisted that Tiimley (formally tic:toc) aren't a real company and couldn't possibly have a lower rate than them when I refinanced. Never again.

    Though I do believe for new loans, ME Bank will be lower. Thankfully my current rate is lower :)

    • 0
  • vinhlong on 02/06/2026 - 13:42

    AMP Go has no requirements / hoops. And 5.10% rate constantly for up to $500k

    • 1
  • Looking4Bargians on 02/06/2026 - 14:07

    Wish I had 1 mil. even in Zimbabwian dollars :(

    • 0
  • arcticmonkey on 02/06/2026 - 15:51

    Be good if ME could just match Credit Union SA at 5.5%

    • 0
  • nownew on 02/06/2026 - 21:12

    BOQ also increasing in 2 days to 5.40%. - $1k deposit + 5 transactions, up to $250k.

    • 0
  • Nedkellyinthebush on 03/06/2026 - 15:06

    I just moved money out from Me to Up bank. Gonna move it back since there’s no growing requirement on Me

    • 0
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