You may redeem your cashback once it reaches $10. So basically it's instant cashback.
More details in zip app.
I believe you've to tap through zip app rather than go straight to target website.
T&C:
To earn $10 cashback towards your Rewards Goal you must use your Zip account and spend at least $65 in a single transaction online only between 12:00 AM AEST 11/06/2026 and 23:59 PM AEST 13/06/2026. This offer is only valid once during the promotional period. Eligible cashback will be added to your cashback balance within 30 days after the offer end date and is redeemable when you reach the Rewards Goal. Any transactions you have made using your Zip account prior to receiving this communication will not be counted towards the qualifying amount. Zip reserves the right to extend or withdraw this offer at any time without notice. T&Cs and fees apply. Other charges may be payable. Zip Rewards Program and Promotion T&Cs apply.
![[ZIP] $10 Cashback for $65+ Spend in a Single Transaction Online with Zip @ Target](https://files.ozbargain.com.au/n/42/963042.jpg?h=67cbc804)




So I’m guessing you can’t buy giftcards?