BTK36
To be honest, I've never done balance transfer before, but seems like a very good deal, correct me if I'm wrong. If its a good deal, maybe take advantage and prepaying some utility bills or council rates.
Targeted Westpac credit card balance transfer offer.
Transfer up to 2 non-Westpac Australian credit, charge or store card balances to an eligible existing Westpac credit card and pay 0.99% p.a. for 24 months, with no balance transfer fee.
Use promo code:BTK36
Offer period:
3 February 2026 to 30 June 2026
Key details:
Targeted offer for eligible Westpac credit card customers
Must have received direct communication from Westpac
Transfer from up to 2 non-Westpac Australian issued credit, charge or store cards
Minimum transfer amount is $200
Maximum transfer is up to 80% of your approved available credit limit
Promotional rate is 0.99% p.a. for 24 months
0% balance transfer fee
Any unpaid transferred balance after 24 months reverts to the applicable variable cash advance rate
Not available for Flex Card or Westpac Lite Card
Not available with switches, upgrades, employee benefits or other promotions
Excludes PartPay transactions
Important note:
Westpac says a balance transfer may affect how payments are applied to your account. Also, to keep any interest-free period on purchases, you may need to pay the monthly payment balance shown on your statement by the due date. Best to avoid new purchases on the card unless you understand how repayments will be allocated.
Any deal for new customer？