Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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Two Free Village Cinemas Tickets if You Book a Phone or Face to Face Appointment with ME Bank Rep about Home Loan

expired Two Free Village Cinemas Tickets if You Book a Phone or Face to Face Appointment with ME Bank Rep about Home Loan

For a limited time, ME’s giving you two free cinema tickets if you have an appointment either over the phone or in person with a ME home loan specialist. Link to book an appointment: …

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Bankwest Home Loans - Fixed 3.48% (CR 3.75%), Variable 3.68% (CR 3.79%) & up to $1,500 Cash Back @ Azura Financial

expired Bankwest Home Loans - Fixed 3.48% (CR 3.75%), Variable 3.68% (CR 3.79%) & up to $1,500 Cash Back @ Azura Financial

Bankwest Home Loan – ‘Under the table’ fixed & variable pricing! Azura Financial is pleased to announce to the OzBargain community we have access to new promotional pricing from Bankwest …

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Tic: Toc P&I Live-in Home Loan Variable 3.27% (3.28% CR) (Optional Offset $10/M) + $1000 Cashback (UPDATED)

expired Tic: Toc P&I Live-in Home Loan Variable 3.27% (3.28% CR) (Optional Offset $10/M) + $1000 Cashback (UPDATED)

Update: Variable rate now dropped 0.2% to 3.27% (new and existing) $1000 cashback offer. $1000 cash to customers when they settle any Tic:Toc home loan (regardless of whether it's variable, …

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Virgin Money - New Home Loans (Including Refinancing) - Double Bonus Velocity Points

expired Virgin Money - New Home Loans (Including Refinancing) - Double Bonus Velocity Points

Virgin Money is offering double Velocity Frequent Flyer Points on settlement for eligible new home loans. Customers who apply for a Virgin Money Reward Me Home Loan with an LVR of 90% or below will …

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Citibank Basic Variable Home Loan 3.55% (CR 3.60%), Mortgage Plus W/ Offset 3.63% (CR 3.98%)

expired Citibank Basic Variable Home Loan 3.55% (CR 3.60%), Mortgage Plus W/ Offset 3.63% (CR 3.98%)

Hi OzBargainers, Nick here from Azura Financial in Double Bay, Sydney. Here at Azura, we help homeowners negotiate the best interest rate and fee structure available with a lower interest rate and …

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Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin

expired Suncorp Fixed Rate Home Loan 3yrs P&I Owner Occ 3.49% (CR 4.25%), I/O Investment 3.69% (CR 4.5%) + $1,000 Refinance CB @Cape Fin

For an undisclosed period, Suncorp Bank are offering the below 3 year fixed rate specials, with the first year package fee ($375) being waived. We think the interest rates alone are pretty sharp but …

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3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback

expired 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback

OZBFIXAPR

SPECIAL OZBARGAIN PROMO CODE: OZBFIXAPR (No other cash back applies with this promotion and $50 Bunnings Voucher applies to OzBargain customers entering promo code only with all conditions met) NOTE …

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$1500 Cashback Offer When You Refinance Your Home Loan to Regional Australia Bank

expired $1500 Cashback Offer When You Refinance Your Home Loan to Regional Australia Bank

Finally a customer owned bank offering a refinance offer! Get $1500 cash when you refinance your home loan of $200,000 or more from another financial institution and partner it with a CGU Insurance …

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Athena Home Loans 3.49% Owner Occupier, P&I / 3.51% Comparison Rate Refinance Offer w/ Auto Rate Match (No Back Book Pricing)

expired Athena Home Loans 3.49% Owner Occupier, P&I / 3.51% Comparison Rate Refinance Offer w/ Auto Rate Match (No Back Book Pricing)

Cracking launch rate from brand new home loan provider, Athena - provided you can meet the 80% LVR requirement. Offer is for refinances only. No fees (Except for Third Party Fees) and no redraw …

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$2,000 Cashback on Mortgage Refinance @ Bank of Melbourne

expired $2,000 Cashback on Mortgage Refinance @ Bank of Melbourne

Receive $2,000 cashback^ when you refinance to a new Owner Occupied (Principal & Interest) or Investment home loan under the Advantage Package. $395 annual package fee and $250k minimum loan size …

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$2000 Refinancing Home Loan Rebate (250k Min Loan Size and $395 Annual Package Fee Applies) @ Westpac

expired $2000 Refinancing Home Loan Rebate (250k Min Loan Size and $395 Annual Package Fee Applies) @ Westpac

Looks like Westpac are trying to entice some more home loan customers. Not sure about their interest rates, but if they can match or beat your current rate it could be a good deal. Rates …

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$400 Cash Back for Every $100k of Home Loan Balance Mortgage Refinanced @ Base Finance

expired $400 Cash Back for Every $100k of Home Loan Balance Mortgage Refinanced @ Base Finance

$400 Cash Back per $100k Settled I ran this promotion last year and helped many Ozbargainers (https://www.ozbargain.com.au/node/359523). Post the Royal Commission I'd like to assist as many …

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Free $100 Gift Card (When You Apply for an Online Approval to Re-Finance Your Home Loan) @ Realestate.com.au Home Loans

expired Free $100 Gift Card (When You Apply for an Online Approval to Re-Finance Your Home Loan) @ Realestate.com.au Home Loans

Saw this promo offer on realestate.com.au so thought I'd share. When you apply for an online conditional approval to re-finance your home loan on realestate.com.au Home Loans - you get a $100 …

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Citibank <80% LVR Home Loan Owner Occupied P&I 3.55% (CR 3.57%) > $500,000 Balance + $800 Cashback @ Obtain Finance

expired Citibank <80% LVR Home Loan Owner Occupied P&I 3.55% (CR 3.57%) > $500,000 Balance + $800 Cashback @ Obtain Finance

Greetings fellow Ozbargainers. We have access to a discounted Home Loan Offer from Citibank that may be of interest to some of you. To further help offset your switching costs a further cashback of …

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Owner Occupied Home Loan 3.44% @ Reduce Home Loans

expired Owner Occupied Home Loan 3.44% @ Reduce Home Loans

I have been searching for a good home loan deal from UBANK to do refinancing and appears that Reduced Home Loan @ 3.44% Owner Occupied rate with $0 upfront fees is very competitive as well as other …

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Get $300 Visa Card If We Can't Beat Your Home Loan Rate @ Challenge My Rates

expired Get $300 Visa Card If We Can't Beat Your Home Loan Rate @ Challenge My Rates

hi, one of our client's websites have an offer until next week, so if your in the market for an new home loan or refinancing your current loan, give CMR ago, they are based in Kent Town, …

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Bank of Queensland Intro Rate Home Loan 3.59% (CR 4.19%) + 0.15% trail back for 2 Years from Mates Rates Mortage Brokers

expired Bank of Queensland Intro Rate Home Loan 3.59% (CR 4.19%) + 0.15% trail back for 2 Years from Mates Rates Mortage Brokers

Anyone looking for a super cheap home loan ? Mates Rates Mortgage Brokers offer a CASHBACK that credits monthly lender commissions back to the borrower, helping to potentially save Tens of Thousands …

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$1,500 Cash Back on All Home Loans >$400k, Variable: 3.59% (CR 3.6%), Fixed: 3.69% (CR 3.7%) @ Finsure

expired $1,500 Cash Back on All Home Loans >$400k, Variable: 3.59% (CR 3.6%), Fixed: 3.69% (CR 3.7%) @ Finsure

This is an OzBargain exclusive - $1,500 cash back for every loan settled* Variable rate: 3.59%pa Comparison rate: 3.60% pa Fixed rates from 3.69% pa Comparison rate: 3.70% pa Free Offset …

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Home Loan Double Refinance Offer = $1,250 Cash Back Per Property AND Velocity Points @ Cape Finance

expired Home Loan Double Refinance Offer = $1,250 Cash Back Per Property AND Velocity Points @ Cape Finance

A Big 4 Bank whom we are not allowed to openly name, has just released a strictly under the table offer for home loan refinance applications submitted by Sunday 30th September 2018 and settle by …

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ANZ Fixed Home Loan - 3.75% Fixed Interest Rate for 2 Years (New and Existing ANZ Breakfree Customers) @ ANZ

expired ANZ Fixed Home Loan - 3.75% Fixed Interest Rate for 2 Years (New and Existing ANZ Breakfree Customers) @ ANZ

As recently the big four have increased the home loan interest rate for the peasants, I did some hunting to find a better deal and avoid some uncertainty in the financial markets. ANZ just before …