naritas » user profile

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Member Since 02/07/2015
Last Seen 08/12/2019
Location Sydney
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In our experience in submitting mortgages to ANZ they have been nearly uniform in approving these rebates. If the loan size is...
27/02/2019 - 16:54
Preface: We're not IT security experts, just happen to have a working knowledge of the basics to protect financial information given our...
04/02/2019 - 13:15
@MrBear LOL - funny but true. Given the number of factors at play, it verges on impossible to get this prediction right to the basis point...
04/02/2019 - 10:26
Have you checked that your router is not infected? We've had clients that have experienced hacks that occurred because their router got...
04/02/2019 - 08:17
Some general thoughts on themes amongst lenders when it comes to using AirBNB income for mortgage servicing: 1. They'll typically ignore...
01/02/2019 - 20:45
@cheapjunkie you're probably right for a lot of people. This is definitely not a 'free lunch' scenario and any potential borrower really...
31/10/2018 - 14:23
> Regarding #1, does it mean that if limit is 3k and consistently use 2k each month, it is worse than spending 2k but on 10k limit? Ceteris...
09/05/2018 - 21:16
Great question! The answer is somewhat complicated - so it heavily depends on the specifics of your individual circumstances (which is what...
09/05/2018 - 14:05
In our experience (as finance brokers), Newcastle Permanent has been quite popular for combination loans. Check out their Premium Plus...
15/04/2018 - 18:16
[@Tipu](/comment/5841171/redir): > Any deal and cashback for investment loan? Many thanks for the question :) We have a number of deals...
13/04/2018 - 11:00
> Andrew - how long is the financing process with BOS these days? @dasher86, many thanks for the question :) From January up until the past...
13/04/2018 - 10:23
[@Stahh](/comment/5841042/redir): Thank you for sharing your experience. If you refinanced using Naritas please feel free to send us a PM...
13/04/2018 - 07:43
> It's a very typical strategy of small lenders, always offer low rate on variable product and then change significantly in a short...
12/04/2018 - 22:25
[@JetBombat](/comment/5840391/redir): LOL - alas, we're fully Australian owned and operated - but if you know anyone in the M&A team at...
12/04/2018 - 21:13
Great question In our experience, the majority of applicants experience $0 in one off fees. Generally speaking, our experience with BOS is...
12/04/2018 - 21:10
[@Gandalf the Thrifty](/comment/5840333/redir): In our direct experience with this organisation it has a very ethnically diverse corporate...
12/04/2018 - 21:02
Great find OP. We presently have this promo available on our website with up to a $1500 eGift card. As BOS accredited brokers, we'd be...
12/04/2018 - 20:31
+1 Speaking from the perspective of being credit advisers that see large volumes of requests for home loan approvals daily, we can confirm...
10/04/2018 - 09:08
> Is the Citibank 4.09% for interest only (investors)? If so I am keen to look into it. Yes, it is for IO investors :) If you wanted any...
23/03/2018 - 17:33
> Excellent, thanks You're most welcome. Hopefully you have a good experience with the refi if you decide to pull the trigger on this deal...
23/03/2018 - 16:57
> Any deals on interest only investment loan? The most competitive investment IO lending under $500k is largely being priced ad hoc at...
23/03/2018 - 16:43
> Okay to refinance to this? Refinances are okay. > What's the minimum loan amount? Minimum loan amount = $300,000 Hope this helps.
23/03/2018 - 16:34
[@Stix](/comment/5771775/redir): Oh yes! LOL - the confusion surrounding that deal was best summarised by the comment...
23/03/2018 - 13:28
[@Stix](/comment/5771696/redir): > Thanks - and any deals like this around? You're most welcome and thanks for the questions. From the...
23/03/2018 - 13:09
> Assuming applications need to be successful to get the gift card? LOL - apologies, yes, *successful* applicants. The basics of the offer...
23/03/2018 - 12:57
Accredited broker here. Can confirm this has been an extremely popular product for us. We actually have an existing offer that couples to...
23/03/2018 - 12:49
Generally speaking, there are many lenders that will consider applicants in probation if the primary applicnt's probationary period has 3...
14/02/2018 - 14:01
[@thatonethere](/comment/5635488/redir): > I just renegotiated my loan with ANZ, they just needed 3 months worth of payslips. They didn't...
14/02/2018 - 13:51
Ah [Bankworld](https://vimeo.com/100483495) - an all time classic for being so spot on ;) hahaha
04/12/2017 - 12:35
> Does anyone know a rough total when it comes to changing lenders? Generally speaking a range of $300-700 in aggregate (total of exit fee...
21/11/2017 - 19:01