fallout » user profile

Member Since 16/06/2018
Last Seen 30/11/2018
Location NSW

Recent Activities

This helped me quit for good: http://kingpinlifestyle.com/how-to-quit-playing-video-games/ Yes go cold turkey but fill up your life with...
30/09/2018 - 20:25
Nice of them to put up the funds when you couldn’t get bank finance but cash rate plus 2.5% is far too high. A quick search on Canstar...
27/09/2018 - 08:16
Thanks OP grabbed 2 c&c I’ve got a hp spectre
27/09/2018 - 06:13
I got this one 12 months back hasn’t missed a beat https://www.bunnings.com.au/masport-486-3-n-1-catch-mulch-and-side-discharge_p3381259...
23/09/2018 - 07:29
Risks are here https://www.ratesetter.com.au/peer-to-peer-lending/risks
22/09/2018 - 21:43
Fair enough - if you haven’t read it yet, the barefoot investor is good reading at any age especially in your 20’s. It’ll put into...
22/09/2018 - 20:14
Another thing on longevity - if it’s not holding charge that well at approx 20 months (before 24 months) take it into Apple for a...
20/09/2018 - 07:08
> I'm 26 and I know I have accomplished quite bit ** But I feel that I am reliant on working like this to support a good life** If you are...
19/09/2018 - 06:25
5T9T20RBM90ARBD36
19/09/2018 - 05:56
What’s the strangest thing you’ve been asked to shoot / did you go through with it?
15/09/2018 - 22:18
I’ve got American Tourister and Samsonite luggage happy with both. The latest curio range by American Tourister looks good - hard shell,...
15/09/2018 - 19:18
This one looks good...
15/09/2018 - 08:42
looks like a nice car, some pretty happy customers on product review as well. Built in Korea....
14/09/2018 - 21:07
[@foxmulder](/comment/6362709/redir): Correct, divide by 11 From the TRS point of view you’re doing the right thing - explaining you only...
13/09/2018 - 23:16
Something similar happened to me with Ebay buying a camera lens - invoice higher than what I paid but in this case under threshold. I told...
13/09/2018 - 22:38
You mean as opposed to replicating exposure with derivatives? I don’t think that can be done on what they’re charging in fees. Best to...
13/09/2018 - 22:18
the most detail I could get out of them is at the bottom of this thread - can’t really tell much except according to their PDS the...
13/09/2018 - 21:00
Hey sorry for late reply got my exit statement yesterday. No exit fee. Be careful if you have death or tpd cover as part of BT and...
13/09/2018 - 20:55
Good point actually realised that - didn’t think there would be any more replies here. Dropped the defensive part to 8% by allocating...
13/09/2018 - 20:22
https://www.morningstar.com.au/ETFs/PerformanceTable http://www.etfwatch.com.au You can’t look at returns across funds and base your...
09/09/2018 - 23:10
Yes that is what they are doing. If you click on the header of the 1 year return it also says one year return is for the last year only....
09/09/2018 - 22:59
The returns are calculated on nav figures which take the fees into account. 1 year return percentage is the most recent 12 months, not the...
09/09/2018 - 18:43
No need for financial planner, you can sign up directly
01/09/2018 - 23:28
Yep anyone can join hostplus - I work in finance too. I think most of the industry funds are open to anyone eg cbus super.
01/09/2018 - 21:36
I didn’t neg it’s a good point that low fees are good. Not all passively managed funds are the same though - they can be constructed to...
01/09/2018 - 19:33
Thanks all - seems like a good deal I was completely unaware until I started reading barefoot, thought there might be some other gems out...
01/09/2018 - 19:27
Currently looking for a cheaper super fund - my current (BT) charges 0.55% pa and is getting outperformed by Hostplus index balanced which...
01/09/2018 - 18:03
Correct you could just sell on market, however buyback means you won’t have to pay brokerage. It should mention somewhere how they arrive...
31/08/2018 - 20:06
I have 3 of their wallets - designs are great but they’re overpriced unless on sale. Leather quality is okay not the best on their...
30/08/2018 - 22:19
Hassle free returns with CT as well - box comes with a returns slip for anything that you want to send back.
28/08/2018 - 21:26