GuyfromMelbourne » user profile

Member Since 01/12/2018
Last Seen 1 hour 55 min
Badges 2
Location Melbourne

Recent Activities

Should have tried horizontally in second attempt.
09/09/2026 - 13:04
Hi Op, I up voted anyway because it’s a good deal but please don’t ask for likes as that’s against OzB rules.
15/07/2026 - 12:40
iPhone 17 256GB $1308 + Delivery ($0 to Metro/ OnePass/ C&C / in-Store) @ Officeworks
Looks like office works caught up to price beats from good guys and digidirect. Can combine with gifts cards from [this…
20/06/2026 - 14:25
I never said my broker or any broker can get better rates. Banks normally avoid channel conflicts, so neither staff nor broker has an…
25/05/2026 - 23:53
Mate, there is nothing to prove. You can either learn or argue.
25/05/2026 - 22:08
Also, some brokers will tell you they got a "better than advertised" rate but are actually just deducting a portion or whole of their…
25/05/2026 - 17:40
That’s comparison rate, they are pretty much useless. Rate is 5.79%. For the offset product advertised is always high. Staff or broker…
16/05/2026 - 14:01
I think that’s before rate increase but I guess one could negotiate. Or find a broker to do and offer broker cashback.
16/05/2026 - 08:57
$2,000-$4,000 Cashback on Home Loan Refinance (Minimum Loan $250,000, LVR < 80%) @ IMB Bank
IMB is offering 2k-4k cashback for refinancing your home loan. Have to stick around for a year at least. Previous post had IMBs 3k max…
15/05/2026 - 20:41
Your repayments in bank calculation for home loan are 5.5K. Living expenses as per bank would be 3k plus. And you bring in 8.6k monthly.…
05/05/2026 - 07:17
Shame on you mate. Asking for all of the commission. Read thru his posts. He has an outstanding record of attending to his customers. Not a…
04/05/2026 - 21:57
There plenty here on OzB, just type in Mortgage Broker in search. Doesn’t sound too complex from the limited information available but…
18/04/2026 - 18:30
Honda guy explains Indian and Chinese, that’s true multicultural nation. Well done.
02/12/2025 - 19:53
I don’t game but agree with the rest. Had to buy an arm though. The stand is huge.
15/11/2025 - 21:08
I have had this for 6 years too. Curious which one did you change to?
01/08/2025 - 16:20
Can anyone please share their opinion comparing to [this](https://amzn.asia/d/1vqxUTz), I know it’s VA panel but does that matter if…
28/07/2025 - 23:34
Op, can you return for change of mind and are there charges in that case?
28/07/2025 - 15:13
KVM I know. That one acts as hub and superior quality but it’s $1k+ difference. So I stuck with decisions too.
28/07/2025 - 15:12
Select Wild Rhino Boots or Casual Shoes $129 a Pair Delivered @ Wild Rhino
Recently saw these on special at a shopping centre. Lasted well when I bought them last time.
27/07/2025 - 17:39
There are plenty of good and great brokers on OzB sharing huge chunk of their commission as cashback. Discount of $100, are you serious?…
02/07/2025 - 00:30
Ordered last time. Highly recommend.
21/06/2025 - 10:10
Mate that one has 4K cashback. 2k from bank and 2k from broker. Maybe more, depending on loan amount.
31/05/2025 - 12:43
[This](https://www.ozbargain.com.au/node/906347) is a better deal I reckon. Way better cashback from broker, unless your loan is between…
29/05/2025 - 12:48
The @prophet has spoken. :)
24/05/2025 - 08:23
Purpose of loan is the deciding factor not the security.
13/03/2025 - 21:20
Loading...