GuyfromMelbourne » user profile

| Member Since | 01/12/2018 |
|---|---|
| Last Seen | 1 hour 55 min |
| Badges | 2 |
| Location | Melbourne |
Recent Activities
GuyfromMelbourne replied to
VerticallyIntegrated on Apple iPhone 16 128GB Black $889.99 Delivered @ Costco (Membership Required)
Should have tried horizontally in second attempt.
GuyfromMelbourne commented on ASICS Metaspeed Sky Tokyo Running Shoes (D Width) $239 (RRP $380) Delivered @ Runners Shop
Hi Op, I up voted anyway because it’s a good deal but please don’t ask for likes as that’s against OzB rules.
GuyfromMelbourne replied to
KH234 on $2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop
It’s IMB.
GuyfromMelbourne posted a deal iPhone 17 256GB $1308 + Delivery ($0 to Metro/ OnePass/ C&C / in-Store) @ Officeworks
Looks like office works caught up to price beats from good guys and digidirect. Can combine with gifts cards from [this…
GuyfromMelbourne replied to
star-ggg on $2,000 - $6,600 Mortgage Broker Cashback (Paid on 13th & 25th Month of Loan) @ My Approved Finance Group
I never said my broker or any broker can get better rates. Banks normally avoid channel conflicts, so neither staff nor broker has an…
GuyfromMelbourne replied to
star-ggg on $2,000 - $6,600 Mortgage Broker Cashback (Paid on 13th & 25th Month of Loan) @ My Approved Finance Group
Mate, there is nothing to prove. You can either learn or argue.
GuyfromMelbourne replied to
star-ggg on $2,000 - $6,600 Mortgage Broker Cashback (Paid on 13th & 25th Month of Loan) @ My Approved Finance Group
Also, some brokers will tell you they got a "better than advertised" rate but are actually just deducting a portion or whole of their…
GuyfromMelbourne replied to
Anonymous101 on $2,000-$4,000 Cashback on Home Loan Refinance (Minimum Loan $250,000, LVR < 80%) @ IMB Bank
That’s comparison rate, they are pretty much useless. Rate is 5.79%. For the offset product advertised is always high. Staff or broker…
GuyfromMelbourne replied to
dan76n on $2,000-$4,000 Cashback on Home Loan Refinance (Minimum Loan $250,000, LVR < 80%) @ IMB Bank
I think that’s before rate increase but I guess one could negotiate. Or find a broker to do and offer broker cashback.
GuyfromMelbourne posted a deal $2,000-$4,000 Cashback on Home Loan Refinance (Minimum Loan $250,000, LVR < 80%) @ IMB Bank
IMB is offering 2k-4k cashback for refinancing your home loan. Have to stick around for a year at least. Previous post had IMBs 3k max…
Your repayments in bank calculation for home loan are 5.5K. Living expenses as per bank would be 3k plus. And you bring in 8.6k monthly.…
GuyfromMelbourne replied to
mxlmxlmxl on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $2,000 Broker Cashback @ ME Bank
Shame on you mate. Asking for all of the commission. Read thru his posts. He has an outstanding record of attending to his customers. Not a…
There plenty here on OzB, just type in Mortgage Broker in search. Doesn’t sound too complex from the limited information available but…
GuyfromMelbourne replied to
hopper on Bushmills 30 Year Old Single Malt Irish Whiskey 700ml $2,665.00 (RRP $3165) Delivered @ BoozeTime
“EMI” - Indian
GuyfromMelbourne replied to
clubhonda on $5,000 Cashback on DEEPAL S07 SUV EV MY24 + 3 Years Free Servicing (worth $1231) @ Deepal
Honda guy explains Indian and Chinese, that’s true multicultural nation. Well done.
GuyfromMelbourne replied to
costas60 on amaysim 12-Month 320GB (240GB + Bonus 80GB) Prepaid SIM Starter Pack $199 (Was $320) + $60 Cashback via TopCashback AU @ amaysim
It says includes 5g on their website.
GuyfromMelbourne replied to
Talos on Lenovo Legion R45w-30 44.5" Dual QHD VA 170Hz Curved Gaming Monitor $899 Delivered (Was $1299) @ Amazon AU
I don’t game but agree with the rest. Had to buy an arm though. The stand is huge.
GuyfromMelbourne replied to
DeeArrow on [Refurbished] Dell UltraSharp U3415W 34" 3440x1440p, IPS 60Hz Curved Monitor & Monitor Arm, $199 + Delivery @ BPC Tech
I have had this for 6 years too. Curious which one did you change to?
GuyfromMelbourne commented on Kogan Infinity 38" Curved Ultrawide WQHD+ 144Hz 1ms FreeSync USB-C Gaming Monitor - $649 ($629 with FIRST) Delivered @ Kogan
Can anyone please share their opinion comparing to [this](https://amzn.asia/d/1vqxUTz), I know it’s VA panel but does that matter if…
GuyfromMelbourne commented on Kogan Infinity 38" Curved Ultrawide WQHD+ 144Hz 1ms FreeSync USB-C Gaming Monitor - $649 ($629 with FIRST) Delivered @ Kogan
Op, can you return for change of mind and are there charges in that case?
GuyfromMelbourne replied to
fredblogs on Kogan Infinity 38" Curved Ultrawide WQHD+ 144Hz 1ms FreeSync USB-C Gaming Monitor - $649 ($629 with FIRST) Delivered @ Kogan
KVM I know. That one acts as hub and superior quality but it’s $1k+ difference. So I stuck with decisions too.
GuyfromMelbourne posted a deal Select Wild Rhino Boots or Casual Shoes $129 a Pair Delivered @ Wild Rhino
Recently saw these on special at a shopping centre. Lasted well when I bought them last time.
GuyfromMelbourne replied to
jv on Shockproof Silicon Case Cover for iPhone 15/14/13/12/11/XS Pro Max/6/7/8 Plus - $2.99 Delivered (Was $3.99) @ Hms1116 eBay
JV, you have done it again.
GuyfromMelbourne replied to
The Wololo Wombat on $100 off Conveyancing Fees ($990 + Disbursements) @ KHI Partners if You Use KHI Brokerage in July
There are plenty of good and great brokers on OzB sharing huge chunk of their commission as cashback. Discount of $100, are you serious?…
GuyfromMelbourne commented on McLaren Vale Cabernet Sauvignon 2024 $120 / 12-Pack Delivered (RRP $336) @ Wine Shed Sale
Ordered last time. Highly recommend.
GuyfromMelbourne replied to
RTX9090Ti on Variable Rate Home Loan from 5.43% p.a. (CR 5.81%), Up to $3,000 Bank Cashback Extended to 31/7 @ Bank of China
Mate that one has 4K cashback. 2k from bank and 2k from broker. Maybe more, depending on loan amount.
GuyfromMelbourne commented on Variable Rate Home Loan from 5.43% p.a. (CR 5.81%), Up to $3,000 Bank Cashback Extended to 31/7 @ Bank of China
[This](https://www.ozbargain.com.au/node/906347) is a better deal I reckon. Way better cashback from broker, unless your loan is between…
GuyfromMelbourne replied to
Iwantfly on Variable Rate Home Loan from 5.43% p.a. (CR 5.81%), Up to $3,000 Bank Cashback Extended to 31/7 @ Bank of China
Copy paste error.
GuyfromMelbourne replied to
prophet on Dell S2725QC 27" 4K UHD 120Hz USB-C Monitor $399.41 Delivered @ Dell
The @prophet has spoken. :)
Purpose of loan is the deciding factor not the security.
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