GuyfromMelbourne » user profile

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Member Since 01/12/2018
Last Seen Online Now
Location Melbourne

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Jassie I get your point that comparison rate is not specific to a particular scenario. And thanks for calculator link but how would someone...
10/05/2020 - 00:35
That is because his comission gets impacted by offset balance ๐Ÿ˜œ
19/04/2020 - 11:36
GuyfromMelbourne was awarded a badge.
14/04/2020 - 20:34
They are offering both...not to the same person though....
20/03/2020 - 22:42
No it won't. Mortgage is regitered against a title. Assuming it is only 1 property against both portions.
20/03/2020 - 18:25
I told you what to do in other thread. Is your LVR below 80? If yes, just call OP.
20/03/2020 - 16:37
If your loan is below that, you shouldn't bother much about interest anyway...
20/03/2020 - 14:24
Just 1 eaxmple for you. If you switch to NAB today with just 1 property, they will give you 4K bonus. Even if the rate is not best you may...
19/03/2020 - 22:20
Talk to a good broker bro.. I know some banks are giving away 4K for refinance... and if you get a good rate too...you should end up in...
19/03/2020 - 22:15
Have you got an Antivirus installed that is taking up the processing power?
20/12/2019 - 13:38
Same question here too. I have used soundpeats q30 and everything was hreat except the mic. People couldn't hear me on the other side.
13/12/2019 - 22:45
Just thought will give it a bit extra. Planning to claim TRS too, so rather do it now.
10/12/2019 - 14:36
Got approved in 1 working day. Only 1 payslip provided. And have citi bank signature card. Only got that 2 months ago.
10/12/2019 - 09:22
I upgraded to 512ssd and 16gb ram. Ended up paying almost same as this before cash rewards 11%.
09/12/2019 - 00:05
This looks better than e495, I already bought ๐Ÿ˜•
08/12/2019 - 20:32
Upgraded to 512 GB SSD and 16 GB Ram. Bought with BFSALE code instead. Worked out to be $897 before 11% cash rewards and TRS Claim.
29/11/2019 - 12:28
They are doing this because royal comissions happen and people blame banks for their own decisions.
02/11/2019 - 11:43
Applied on 2nd October. Approved with a ridiculously high limit. I was a bit worried that I will be declined but all good so far. Account...
03/10/2019 - 15:52
Stamp duty is to buy a property. Govt fees and is only paid when you buy new property. Not every time you refinance.
03/10/2019 - 09:51
MrNice, I can only guide you regarding the loan side of things. Regarding buying properties or which properties to buy. I am not the right...
29/07/2019 - 21:07
Salary slips should do. May be bank statements too.
29/07/2019 - 14:53
Wow.....I didn't know brokers were doing this... from what I can see. The broker is trying to attract more customers by letting the trail...
29/07/2019 - 14:52
I haven't heard about brokers doing it. If you can quote an example, I can probably clarify.
29/07/2019 - 11:16
Not with ANZ. Not sure about other banks though. This is where brokers have an edge ๐Ÿ˜Š.
29/07/2019 - 10:34
Answer to your question is below too. But keep in mind that CC limits bring down the borrowing capacity. So may need to be reduced before...
29/07/2019 - 09:16
Having a credit(PL or CC) does make a difference because ANZ can lend upto 97% LVR. Bank is willing to take extra because they can see you...
29/07/2019 - 09:14