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You're right, thats a fair point. The encryption-at-rest is real but the auth flow as it stands isn't fully zero-knowledge, the password…

Welcome, this is exactly the kind of long-term tracking Comma's built for. Two honest answers: QIF isn't supported directly, but Quicken…

To clarify, the ToS and Privacy Policy both exist. They were drafted, reviewed, and are live on the site. What was missed at go-live (in…

That's a absolutely fair flag. ToS gate getting added today. On the licensing point, the AI chat is positioned as analytical, not advisory,…

Fair points on both, bad UX and pricing changes have killed plenty of finance apps. The lesson I've taken from PocketBook and Mint is the…

Thanks for giving it a go, I appreciate it! The UX is something I'm working on and have a lot of ideas to make it better so it will get…

Fair point. I have looked at implementing Open Banking in some way, which honestly doesn't seem that hard, but it goes against the privacy…

Good question. Actual and Firefly are excellent if you're happy to self-host (which is me to some extent but Comma trades that for no…

Thanks mate, I appreciate it. Means a lot.

Thanks, genuinely appreciate this. Three good calls. The Dark UI default is deliberate (it's part of the visual identity I chose), but…

Haha fair. The gradient and colour choice were actually one of the few design calls that I've had since the first version I made. Guess we…

Thank you for the kind words! To answer your question, the short way: assume the server gets breached, design so the breach is useless. All…

Mate, I've already said elsewhere in the thread that the build was AI-assisted. Not hiding it. But a 20-minute meme-stock tracker vs. Comma…

To be very frank, "free" is how PocketBook ended up shut down, and what got Mint killed off. Server costs, time, and upcoming features have…

Two fair and valid points. CSV was a choice and is a deliberate trade. Open Banking means a third party (Basiq, Plaid) has persistent API…

Fair call and something I've been burnt by too. Lifetime deals get burned all the time, usually when subscription pressure or growth…

Monarch is solid, especially for couples and investment tracking, but the big difference and the reason I chose to build Comma was paying…

Fair call. Entirely architected by me (this started of as a personal project a long time ago) as an aside to my day job but AI-assisted in…

Hi all, founder here (declared as merchant rep). Launching today and OzBargain felt like the right place to talk about this. Comma is a…

Welcome aboard!