[[fee_free_atms]]
Differences
This shows you the differences between two versions of the page.
|
fee_free_atms [2018/04/28 09:40] kipps [ATM Direct Charging Fees] |
fee_free_atms [2023/03/09 20:17] (current) stirlo |
||
|---|---|---|---|
| Line 7: | Line 7: | ||
| [[http://www.ozbargain.com.au/node/10225|Ozbargain Thread]] | [[http://www.ozbargain.com.au/node/10225|Ozbargain Thread]] | ||
| - | ==== **Big 4 Banks drop ATM fees** ==== | + | After October 2017 the four major banks (CBA, NAB, ANZ and WBC) announced that they would no longer charge the direct ATM fee for other Australian cards. See: |
| + | * [[http://www.abc.net.au/news/2017-09-24/commonwealth-bank-and-westpac-axe-atm-fees-for-non-customers/8979250?section=business|Big 4 Drop ATM fees]] | ||
| - | [[http://www.abc.net.au/news/2017-09-24/commonwealth-bank-and-westpac-axe-atm-fees-for-non-customers/8979250?section=business|Big 4 Drop ATM fees]] | + | * [[https://www.ozbargain.com.au/node/331539|Ozbargain Thread regarding Commonwealth Bank]] |
| + | * [[https://www.ozbargain.com.au/node/331575|Ozbargain Thread regarding Westpac, NAB and ANZ]] | ||
| - | As from the 23rd September 2017 Commonwealth Bank removed ATM withdrawal fees. | + | This means that if you want to use an ATM not from a major bank you may still be charged foreign ATM fees - unless your banking product rebates the fee (see, for example, ING Direct and Macquarie). |
| - | [[https://www.ozbargain.com.au/node/331539|Ozbargain Thread]] | + | ====== Fee Free ATMs ====== |
| + | ATM transactions with your own bank are almost always fee free. You can also use the following ATMs fee-free: | ||
| - | Westpac, NAB and ANZ dropped their ATM withdrawal fees in October 2017. | + | ^ Your Bank ^ You can use these ATMs in Australia fee free ^ |
| - | + | ||
| - | [[https://www.ozbargain.com.au/node/331575|Ozbargain Thread]] | + | |
| - | + | ||
| - | + | ||
| - | + | ||
| - | + | ||
| - | ====== Fee Free Foreign# ATMs ====== | + | |
| - | + | ||
| - | ^ Bank ^ Fee Free Foreign# ATMs ^ | + | |
| | All Australian Issued ATM Cards | ANZ, Commonwealth Bank, NAB, Westpac | | | All Australian Issued ATM Cards | ANZ, Commonwealth Bank, NAB, Westpac | | ||
| + | | AMP (2) | Any | | ||
| | Arab Bank Australia (3) | rediATM and co-branded rediATM/NAB machines. | | | Arab Bank Australia (3) | rediATM and co-branded rediATM/NAB machines. | | ||
| - | | Bankwest | Commonwealth; Commonwealth, Westpac, NAB & ANZ with Zero account | | + | | Bankwest | Commonwealth, Westpac, NAB & ANZ with Zero account | |
| | Citibank | Westpac, St. George, BankSA & Bank of Melbourne (except at BP service stations) | | | Citibank | Westpac, St. George, BankSA & Bank of Melbourne (except at BP service stations) | | ||
| | Commonwealth | Bankwest | | | Commonwealth | Bankwest | | ||
| | Heritage Bank | Westpac, St.George, BankSA, Bank of Melbourne | | | Heritage Bank | Westpac, St.George, BankSA, Bank of Melbourne | | ||
| - | | HSBC* | Westpac, St George, BankSA and Bank of Melbourne (except at BP service stations) | | ||
| | ING Direct (1) | Any | | | ING Direct (1) | Any | | ||
| - | | Macquarie Personal Transaction | Any | | + | | Macquarie Personal Transaction (2) | Any | |
| - | | Member's Equity Bank (2) | Westpac, St George, BankSA and Bank of Melbourne | | + | | ME Bank (2) | Any | |
| - | | NAB | RediATM| | + | |
| | Savings & Loan* (3) | rediATM and co-branded rediATM/NAB machines. | | | Savings & Loan* (3) | rediATM and co-branded rediATM/NAB machines. | | ||
| | Suncorp | Bendigo Bank | | | Suncorp | Bendigo Bank | | ||
| | Westpac | BankSA, St. George | | | Westpac | BankSA, St. George | | ||
| - | * Note: Particular account types may have a limited number of fee-free foreign ATM transactions per month, after which any further transactions will attract a fee. | + | * Note: Particular account types may have a limited number of fee-free non-affiliated ATM transactions per month, after which any further transactions will attract a fee. |
| - | [[https://www.hsbc.com.au/1/2/personal/savings/best|HSBC accounts]], for example, may offer unlimited transactions at affiliated ATMs, or have specific limits on transactions. | + | |
| - | (1) ING Direct has no own brand ATMs. They will instantly rebate the transaction fee for any ATM withdrawals within Australia, if you deposit $1000+ per month into your Orange Everyday from an external account. From from 1 March 2018 you also need to make at least 5 card purchases using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions). ING will also rebate international ATM fees if you meet the above criteria. | + | (1) ING Direct has no own brand ATMs. They will instantly rebate the transaction fee for any ATM withdrawals within Australia, provided you deposited $1000+ per month into your Orange Everyday from an external account and made at least 5 card purchases using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions). ING will also rebate up to 5 international ATM fees per month if you meet the above criteria. |
| - | (2) EveryDay Transaction Account has 15 Free ATM transactions per month. Subsequent transactions incur a $1.50 fee. | + | (2) Any ATM fees in Australia will be refunded. |
| (3) NAB ATMs located in Coles Express service stations are or have been transitioned out of the rediATM network. | (3) NAB ATMs located in Coles Express service stations are or have been transitioned out of the rediATM network. | ||
| - | |||
| - | # Foreign: ATMs belonging to a different bank/operator. | ||
| ====== Number of ATMs across Australia by Banking Group ====== | ====== Number of ATMs across Australia by Banking Group ====== | ||
Last edited by stirlo on 2023/03/09 20:17