Hey everyone, I'm going to kick of some calls in the new year to shop around for the best lender for me. Wanted to get some ideas from here first. One factor is around how the banks will …
I'll be travelling on a Qatar Boeing 777-300ER and wondering whether I can charge my MacBook Pro 14" on the plane? From what I can see online the seat only has a USB-A port. It does have a …
Hey everyone, Trying to workout whether to buy vanguard ETFs on Commsec (CHESS) or direct with vanguard that’s not CHESS. In both cases my underlining holding is a Vanguard ETF. I wonder whether …
Hey I have the Gen 1 AirPods and thinking of upgrading to the AirPods Pro 2. My worry is that the silicon tips will be uncomfortable going into the ear. Did anyone else have this concern before …
There isn’t anywhere that shoes which players will be playing at which time for the Semi Finals. Is there a way to find out which pairs will be playing at the Afternoon and Night slot. Is Novak …
Question for you all, is Medibank really worth 19% less due to the news of its cyber incident? After an extended trading halt it's now trading 19% lower. The Gov have already said their …
There's a feature in Netbank to allow you to apply bonus interest on your Netbank Savers. At present there's an offer (may be targeted) for +1.65% for 3 months on top of the base interest …
Earn 110,000 bonus Qantas Points and $255 back to your new ANZ Frequent Flyer Black credit card when you spend $5,000 on eligible purchases in the first 3 months from approval. New card. T&Cs, …
Hey all, Asking you all to gaze into your crystal balls and share your insights here! I need to liquidate my shares for a large purchase in the next 3 months. I'm down $14,000 on the original …
Was having this conversation with a friend of mine and thought it would be worth sharing. There are lot's of reasons for our higher than trend inflation numbers including; supply chain …
Hi all, I'm on the market for a new King Mattress and am feeling a bit overwhelmed by the options! I've come to realise that there isn't a one option that will work for everyone, but …
Given recent interest rate changes what % do your after tax salary is made up of your home loan repayments? Is the 30% rule of thumb something you try to stick do? How much does this change between …
Hey everyone, For context, I have a credit card that earns 1 point for the first $10,000 per month then 0.5 points per $ thereafter and need to make a payment of $20,000. (It's a CBA credit …
Hi all, Has anyone found any creative ways of saving on Myki travel costs? I commute 3 days a week so a yearly isn't going to be a good option for me. I'm thinking options like cash …
Given the recent inflation pressures on everyday living costs I'm curious how much of your AFTER TAX income you use for rent? I'm having to revise up my budget for rent, I imagine some are …
Hoping this is an easy one to clear up. When you buy a an ETF unit for $100 then sell it for $150 then I expect to pay $50 as capital gains tax. However, when I received my annual statement it has …
Amex offer Velocity Platinum holders with a complimentary return domestic flight from their home city each year, which helps offset the $375 annual fee. I'm trying to find a flight combination …
I've always been a bit boggled by this, but does anyone know why AMEX still charge international transaction fees on their cards? I find it especially weird when it comes to their Explorer Card …
It's been a long time since interest rates have risen in Australia. For some mortgage owners/business owners this is the first time they've experienced something like this. The RBA is …
Hey, I was about to signup for the AMEX Platinum Charge with 300,000 points signup bonus. Problem is, I navigated away from the page and when I returned it's only showing the 200,000 points …
Howdy, I've heard that if you Qatar Business Class flight using qantas points you can't book your own seats! Is this normal, and does anyone have a clever suggestion to workaround …
Hi all, Two stackable promos running at the moment; 120,000 Velocity Points for the AMEX Velocity Platinum ($3,500 spend in 3 months) plus your choice of 40,000 Velocity points, Trial Gold Status …
I'm looking at purchasing a commercial property as an investment. Called CBA and they had no idea who I could talk to about this with them. Has anyone financed a commercial property before, is …
Hey, Wondering if anyone has recently had any luck getting the Amex sign up bonuses despite having an Amex within the last 18 months? I’ve heard some people having luck when applying for a charge …
Best AMEX Platinum sign up bonus I've seen in a while. Also comes with $450 AmEx Travel Credit per year. I've seen 350,000 bonus points but not with the $500 cashback. Eligibility: …
First time I've seen this but CashRewards have a $140 bonus for AMEX Platinum Edge card applications. This is on top of existing AMEX sign up bonuses so can stack up quite nicely. Current AMEX …
Hi all, I'm trying to buy something from Hermes in Singapore. What I'm looking for is only available in their stores, not Australia. They don't send to Australia, so I was wondering …
Hi all, I'm trying to buy the below iPad mini case: https://www.zugucase.com/products/ipad-mini-case-6th-gen-202... It only ships to the US, is there a creative way we can get this shipped to …
Seems to be a glitch, but the $150 prepaid sim only data pack is $120 when you put it in your cart and checkout. I've recently bought an iPad Cellular and was shocked at how much Telstra and …
Fantastic sign up bonus from AMEX. I haven't seen a bonus this large for the explorer before. As always, only for members who have not held a card in the past 18 months. This card really …
Hi all, I logged into Commsec this afternoon and saw that their “CommSec International Trading Accounts“ product will now charge a negative interest rate on cash balances in the following …
Hi all - I’m getting a new car and was wondering what everyone’s thoughts are on Paint Protection? Is it worth getting? The car will be spending most of it’s time outside so I was leaning …
Hi all, I'm wondering, if someone buys as an Owner Occupier and after year 1 decides to rent it out as an investment, how does that work with the fixed rate? Do they need to tell the bank, and …
If you and a small group were to go travelling and stay at an AirBnb for example, how do you split the cost? Divide cost of accomodation by the number of people staying Split the cost of the …
Hi all, I'm in Melbourne and trying to buy a bike which only seems to be in stock interstate. The store in Ashgrove, QLD advised they don't ship the bikes, as the bike needs to roll out …
Hi everyone, Just wondering if anyone has had any luck getting a signup bonus from AMEX for a Charge card when they've already had a regular Credit Card with AMEX within the past 18 months? I …
I'm selling my car I bought in 2017 and wanted to get your thoughts on the best way to sell it, should I trade in? Have you had any experiences trading in your car? If so where gives the best …
Hi all, I'll use round numbers for simplicities sake; I have a capital gain of $1,000 which I've held for more than 12 months and is eligible for the 50% capital gains discount. I also …
Has anyone had luck recently receiving a retention bonus for not cancelling their card with AMEX? I know that they recently changed their policy around this but I'm curious if anyone has had a …
Hi all, Interested to see how many people salary sacrifice to buy shares in the company they work in. Specifically, what is the limit your employer allows you to salary sacrifice into? Is there a …
Hi all, I'm planning on retiring my MacBook and making the leap to an iPad Pro. Only issue is, I have my music collection on my MacBook (non-iTunes purchased) which I sync across to my …
Hi all, I'm trying to work out the cheapest way to pay rent using a credit card (Mastercard) for the purposes of accumulating points. I'm seeing a lot of options where it's 1.5% …
Current times have started getting me thinking, just how much of an emergency fund is enough? I'm curious to know, how many months of cash do you have deliberately set aside in your emergency …
Hi all, I've recently opened an account with Macquarie and noticed their account numbers have three zeros "000" at the start of the 6 digit account number. Making the total account …
Hi all, I'm looking at re-applying for an AMEX which I cancelled a year ago, and was wondering whether the acceptance has improved over the past year. What % of your total send is able to be …
Hi all, Amidst the Coronavirus pandemic and economic impacts, I had gotten me thinking what the Government should do (if anything) regarding HECS repayments. I'm still formulating my opinion, …
Hi all. Looks like this is back! ING are running a promotion where existing account holders can refer new accounts and both will receive $50 or $100, or one will receive $50 and the other …
