FrugalDealSeeker » user profile

I don’t know if they do this specifically but all annual regulatory and audit requirements are handled by them.

the most expensive investment option for Aus Super, for example, was 0.79% (admin + management fees) so I would only aim for 0.5% - 0.75%…

Yeah, I would do debt recycling and use personal income rather than through an LRBA and my SMSF.

It's called LRBA. Limited recourse means if you go under, the only recourse banks have is the property that’s why it’s held in a bare…

Just wondering if you were unhappy with the brokerage fees, can you use someone else e.g. IG.

Earlier at full price I was considering setting up with just superfund @ $649 and then switching to Stake in a year but I now I think I’m…

Yeah, especially if you want to set up a bare trust for LRBA, it's $1200 with a corporate trustee which I think is the cheapest in the…

I have been researching options for combining my wife's super and mine and this popped up in the mail. There are 3 options based on what…

scammer or just incompetent?

There is also a 10% CB through Shopback it seems.

any reason why? I am interested as my employer offers corporate cover with HCF with excess reduction and discount

Did not work for me when I tried to match KrisFlyer

You spent $100k+ at Woolies?

Usually, people are getting a targeted 40k bonus points to switch + the earn rate is relatively higher it depends. 40k = $200 vs $9 monthly…

OOS

It gives the same referral link from the app and website, and when I get the link from them, they're advertising a $200 brokerage credit…

Suggesting update to Saxo markets. The existing expected format seems incorrect or outdated. URL format:…

well in my case they honoured and refunded me, but then again, if it's not going to work and you need to take the stress of chasing the…

Thanks for the feedback all, I don’t really understand much about smart watches but thought it would be good for weekend hikes if it…

The black one is still $1049 but seems very cheap for an LTE watch unless I am missing something else.

Can we buy a gift card with another gift card? I get 5% cashback through my employer's rewards program on gift cards, can I get a $100 gift…

I use my wife's BIL's account who is in the US and also shares it with his family who's in a few other countries.

> The only think I can attribute it to is the churning for points. Not necessarily as I was declined even a credit limit increase as well…

a new credit card being consistently opened/ closed every 3-4 months over 2 years.

A year ago first they said we'll get back to you, then called me in 15 minutes to say my partner's (now wife's) identity could not be…

If it helps try going through iSelect as per [this](https://www.ozbargain.com.au/node/832876).

Is this more comprehensive than the show? I have already seen seasons #1 and #2 so if it's redundant then I will skip to volume #3.

I think it would be more useful if it had used car price data, e.g. I am looking for a 2015+ LX or 200 series LC.

You may get a targeted 240k MR offer but the annual fee is $1450 and you only get about $450 of travel credit + Amazon annual fee + a bunch…

Depends on your use case