tomclancy » user profile
Member Since | 18/09/2008 |
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Last Seen | 4 hours 17 min |
Badges | 12 7 |
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Haha, had to vent 🤣. Feel better now!
I switched from Superloop to Spintel. I'm on 211/20 plan. Everything great for 2-3 weeks, then one day dropped to 40/0.08 [that is not a…
8+ cards per year. Impressive. I'm hitting 4-5 max in a good year. Doing my best to get 350,000 QFF to hit Points Club Plus then take foot…
I have to disagree. If I focus entirely on QFF then each year I can attain Points Club Plus through churning. If I were to spread my…
Well see, that's the thing. When a majority or users/churners are focussing on QFF then it should reason that there would be reduced reward…
Serious question, if Velocity is better or same for Europe, Asia & USA then when would you recommend QFF over Velocity? I'm asking because…
No, but I sold my gift card for $180 cash
A lot of us got the 8a for [$350 last week](https://www.ozbargain.com.au/node/844795) - well I got for $300 because of discounted gift…
tomclancy replied to mrXO on Temu: Upsized 50% Cashback for New & Existing Customers @ TopCashback AU
I have same experience as you. I asked bot for free shipping (ultimately had to speak to agent who gave it) then I had it for a month but…
tomclancy commented on UGG Woolcomfort Classic Mini Boots Premium Australian Sheepskin Chestnut - $53.10 Delivered @ Luxor Linen via Lasoo
[Same boots at eBay with MAYP17 17% off come down to $44.82](https://www.ebay.com.au/itm/274667444135) In fact, doing a quick Google search…
tomclancy replied to slackme on Google Pixel 8a 128GB $849 + $200 JB Hi-Fi Gift Card + $300 Trade-In Bonus + Delivery ($0 C&C) @ JB Hi-Fi
Two weeks, not two days
UP Bank use Tiimely entirely (Tiimely have a white label product) --> https://tiimely.com/case-studies/up-home-zone. Bendigo Bank and…
tomclancy commented on Tokyo Vice Season 2 Unavailable in Australia
> having apple+ tv, itunes, binge, paramount+ and all these tiresome services... This feels like failure 100% agree. Just pirate it for…
Time to ditch your broker. Those rates are not competitive. For a super easy switch go to CBA's digital arm called Unloan -->…
tomclancy commented on Worth Engaging a Mortgage Broker in 2024? (QLD)
An OzBargainer called autonomate has pulled together this amazing spreadsheet [CSV of Every Home Loan Mortgage Rate + Cashback in…
tomclancy replied to TEER3X on Google Pixel 8a 128GB $849 + $200 JB Hi-Fi Gift Card + $300 Trade-In Bonus + Delivery ($0 C&C) @ JB Hi-Fi
Deal still alive. JB have changed the wording on their website to "new release". T&Cs were always said offer valid to 21/5
tomclancy replied to Utsav23 on Google Pixel 8a 128GB $849 + $200 JB Hi-Fi Gift Card + $300 Trade-In Bonus + Delivery ($0 C&C) @ JB Hi-Fi
Absolutely yes đź‘Ť. I just did mine this morning
tomclancy replied to Utsav23 on Google Pixel 8a 128GB $849 + $200 JB Hi-Fi Gift Card + $300 Trade-In Bonus + Delivery ($0 C&C) @ JB Hi-Fi
https://www.ozbargain.com.au/comment/15243325/redir
tomclancy replied to BinnyC on Google Pixel 8a 128GB $849 + $200 JB Hi-Fi Gift Card + $300 Trade-In Bonus + Delivery ($0 C&C) @ JB Hi-Fi
> ultimate gift cards?? Just one. Because ultimate gift cards go in the credit card payment section. BUUUUUT you can go to Ultimate gift…
tomclancy replied to Make it so on Google Pixel 8a 128GB $849 + $200 JB Hi-Fi Gift Card + $300 Trade-In Bonus + Delivery ($0 C&C) @ JB Hi-Fi
ALDI have gift cards for 10% off right now have to buy in store though
tomclancy commented on PSA - HSBC Debit Card Issue on Night of 09th May - Declined on POS but Amount Deducted from Account
Thanks for the heads up đź‘Ť
tomclancy replied to StackableSnacks on Google Pixel 8a 128GB $849 + $200 JB Hi-Fi Gift Card + $300 Trade-In Bonus + Delivery ($0 C&C) @ JB Hi-Fi
Excellent write up đź‘Ť
tomclancy replied to eccaz on eBay 70% off Coupons for Phones (but Restricted at Max of $25 off - Impossible to Hit)
But the deal is obtainable? Deal is "70% off up to $25". That's obtainable
tomclancy commented on eBay 70% off Coupons for Phones (but Restricted at Max of $25 off - Impossible to Hit)
> Is this legal Yes it is legal. If you don't like it you should shop somewhere else that is cheaper. Not sure what the issue is?
tomclancy replied to Oipjo on 5.93%-5.98% (CR 6.30%-6.35%) Owner Occupied Variable with Offset / 6.13%-6.18% (CR 6.50%-6.55%) Investment P&I @ Bank of China
Very misleading. I checked [their website](https://www.bankofchina.com/au/en/bocinfo/bi5/202403/t20240328_24812142.html) and the rates are:…
tomclancy commented on Am I Getting a Good Mortgage Refinance Deal?
Your rate is OK for a major bank. St George *should* have dropped to 6.05% with $2k cashback so I'm surprised your two brokers couldn't get…
tomclancy replied to TGLC225 on $2000 Home Loan Refinance Cashback (Minimum Loan $250,000 and LVR up to 80%) @ ANZ
Greater Bank has $3k cashback and low rates. Check out this spreadsheet with all loans & cashbacks in Australia --> [CSV of Every Home Loan…
Commercial is not much different to resi so if you're comfortable applying for a resi loan then you don't need a mortgage broker for…
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