orangecarpet-22 » user profile

Computing is becoming so cheap. Wouldn't mind an upgrade, but I was surprised to see no USB-C. Still rolling an Optiplex 7040 7th gen Intel…

7.521% total return (you need to include dividends) in USD terms.

You leverage the property you already own (PPOR) by redrawing and that way you can deduct the interest cost. You could also just use your…

It's an incredible amount of work and risk for $20k after 10 years. Like $15k once you adjust for target inflation. Absolutely woeful. But…

Like me, you’ve become old enough to have price anchoring. I’d remember my parents would go $12 for a burger. That’s crazy. Now…

> People often jump to comparing perentages, but the problem is that a 6% return on $100K with no loan, is not necessarily better than a 3%…

Appreciation on an apartment at 6.5% pa average over 10 years is quite optimistic. You’ll probably hit some decent strata maintenance…

I’m seeing $54,900 for Model 3. $55,900 for Model Y. Did they drop them again?

Yes, credit checks on a fixed service at a known address seem absurd, especially when you pick the prepay option, looking at you OVO…

Nah. Has to be highest tax bracket after deductions for it to make sense.

0.69c/kWh. I really feel for those who can't charge at home. It's like 25c in peak, or a delicious 16c off peak, as low as 0-8c if you…

Read those books because there’s almost everything you’d need to know. I can’t converse with someone who has educated themselves so…

Not too bad, maximum of 3 hours however. $25 still reasonable for a place to sit, a swim, a workout/exercise and place to shower. I think…

If you are generally interested in the answer, I’ve shared some great resources for you to learn. It’s a fascinating topic, the history…

The dollar will be worth nothing either. Neither will traditional assets storing most of the world's wealth including the stock market,…

People get really bothered by an alternative view that's thoughtfully and respectfully communicated. If it continues to be true (yes that…

Sigh. We're still so early. Bitcoin is different. It solves an important problem. You're embarrassing yourself, do some reading with an…

I told you, to increase my portfolio performance. We generally agree that crypto is a waste of time. Where we differ is your understanding…

Yes I clearly don't know. All the best!

I never mentioned crypto, just Bitcoin. I would absolutely agree with your points against crypto. If you take the time to research BTC, you…

I see you're not receptive to new ideas or are aware of position sizing, risk analysis, risk adjusted expected returns, etc. That's OK,…

Even if you claim it to be a Ponzi, why wouldn't you maintain 1% exposure rebalancing every year. Then when the "house of cards falls over"…

90% SP500, 10% IBIT

In Victoria they're only in poor areas. Why?

I charge at home off 10A which is fine, but I wanted to use public charging. Most of the public charging I've come across has the cable…

I think a fair market cap target would be that of gold. I expect gold to grow over the rest of the decade too. By then that should place…

People have bought at the top many times but over time those allocations have gone on to beat all benchmarks (SP500, ASX200, property,…

How ya 'Gan?

If you don't have off street parking and a useable 10A powerpoint, you'd be mad to buy one. If you have charging at work, you might be OK…

You need to learn the distinction between Bitcoin and crypto. I agree, crypto is a scam.