Somewhat spam, I'd just hate for someone to get caught out unaware. Posted this on the Citibank post but not sure if people who need to see it saw it. Re balance transfers…
Just a courtesy comment. Happy to be corrected if im wrong. The 6 months will be rolling around for me in June, for some of you it is rolling around sooner. You must pay off the entire transfer within 6 months. Otherwise, on expiry of 6 months, the full interest rate applies to the full remaining (outstanding) amount from the date of transfer, as if the 0% promotional rate never existed. I have not looked at citi's terms, but that is how transfers have worked on other cards/banks.
thanks. i applied in january but have confirmation (three times from three different staffs) that my BT will expiry early Aug 2014. i will pay all at the end of July