Just starting an open discussion to see monthly expenses of an ozbargainer's family
Please use this format may be? :)
Mortgage / Rent :
Grocery :
Bills ( electricity, internet, gas, medical insurance, house insurance etc) :
On Kids :
Others :
For us its appro $4500.
Mortgage(in Sydney) : 3500
Grocery : 300
Bills ( electricity, internet, gas, medical insurance, house insurance etc) : 400
On Kids : 150
Others : 100
300 on groceries a month with kids seems incredibly low
Not if you shop at the market. with no kids, I spent only $30.00 - $40 a week (for me and hubby)
$30 a week for 2 people?! What's a rough weekly shopping list?
nothing fancy really..example like below
2 whole chicken 12.99
1/2 kg pork ribs $4.25
1/2 kg pork belly $6.00
1 whole fish $5.50
the balance is for vegie and fruits , we buy whatever is on sale. sometimes we can get $1 vegie for a whole tray or banana etc
once a month we spent on staples eg. flour, tissues, toothpaste etc and this will cost us little bit more( around $35 - 40 extra) but this staples last for a month
I only cook Monday- Thursday tough. sorry I should mentioned this earlier. cook during dinner time and left over goes into our lunchboxes for the next day
We tried to save as much as we can on food during weekday and splurge for anything we want to eat on weekend :)
That's a really deceptive shop then.
I buy only fresh and average weekly shop for 2 is ~$100 (including everything though). That does probably 4 lunches a week and 6 dinners.
Drinks, parties?
3 meals a day, 2 people, 7 days a week = 42 meals a week. Unless you're eating Weetbix for every meal it's hard to see $40 being a realistic budget in Australia, that's like 90 cents a meal.
Agreed, I got 2 kids and my wife cranks out around $200-250 a week on groceries. NFI how but I dont see her buying excess stuff. I can imagine if I was single (and alcohol its included as a grocery) i could maybe get away with $50 a week.
Rent: 1200
Groceries: 1000
Train ticket: 186
Bills (phones, electricity, internet, foxtel, gas, medical insurance, car insurance etc): 750
Kids stuff: 200
fuel: 150
thats just the essentials. Cost of living with a few luxuries is epic.
Yes, I had the same thought.
Although the wife doesn't exactly scrimp she isn't buying caviar either and we are closer to $300 per week on groceries with 4 kids.
Per month but usually do my budget fortnightly
Rent : 1500
Food : 250 sometimes less (2 adults 1 kid)I also work in the food industry and have most my meals at work.
Fuel : 0 for mine (company car + fuel card) partners car 60
Phone : 50 home phone + mobile
Foxtel : 70
Internet: 60
Elect: 170
Insurance/rego: 70 for partners car
Childcare : 300
kids stuff : 150
so $2570 before i get to do anything fun.
Do yourself a favour and remove the Foxtel to save a lot of money over time. If you can, turn your internet into the source of tv shows, movies etc. I just feel really bad watching Foxtel charge so much to users :(
I have it for the live sports only, most of which is not available online, at least not decent quality.
What kind of sport are you after? I will seriously attempt 20 mins searching to save you that much per month haha.
Ps. I can barely feed myself for $250. I need to work where you work!
Hey mafmouf, do you have any (legal) suggestions for Boxing and MMA aficionados as well? I don't want to get Foxtel just to watch Pay-Per-Views every few Sundays
(go Daniel Geale! [tho' I'm afraid he's gonna get "Good Boy"ed])
Let me have a look tonight!
LOL, no need to look too hard; I've tried. Seems there are only 2 ways to get overseas content in Australia: pay an exorbitant amount for the whole (unwanted) package, or be a thief. There's no middle ground for decent people.
I found this which seems to have a range of streams available. Whether legit or not, I don't know how to tell. I'd probably use it.
Subscribe to an online feed (hulu/netflix/etc) from overseas and use a VPN. Will still work out cheaper than foxtel.
@zeomega: Thanks, mafmouf, zeomega, Agret. Also, apparently, there are rumblings that Netflix will soon come here (again), via Coles.
Now, for my (and other fellow boofheads) sake, if only the boxing companies would come to play as well.
you have listed "OTHERS", but forgot to list "MONEY SPENT(SQUANDERED??) ON OZBARGAIN I WOULD OTHERWISE NOT HAVE SPENT"
That's a lot of 0's.
My share is currently $200 a week for everything from rent to food and will be likely reducing in a few weeks to $170 or so. No car, no extra bills, no insurance, no kids nothing sucks extra cash. So $800 a month currently.
There should also be a section for purchases made as a result of seeing a deal on ozbargain?
You could even break this out to planned vs impulse buys …
EDIT: I see someone above has beat me to the punch!
I'm pretty skeptical about the numbers being thrown around here. Even though I don't have any kids at all, single and aged 25, the numbers seem quite low for what I think a family actually incurs every month in expenses.
If I were to have kids, just tuition alone would probably be $500/mo/child. You wouldn't want to skimp out on your child's education IMO.
That aside, council rates and building insurance for us alone amounts to $3000/yr which is $250/mo. As for car insurance, it's more like $300 rego/yr + $1000 motor damage + $500 CTP = $1800/yr = $150/mo/car.
Single, 25, male. My expenses:
Can't think of any more… Comes to around $4640/mo
Public schools are free and university fees go on HECS.
I was fortunate enough to go selective which only required a $100/yr donation. Had I not gotten into a selective school, my next best choice would have been private.
On top of school fees you also have tutoring fees. If a maths tutor charges $50/wk for 2 hours, then that's over $200/month.
Yeah, I think slix was referring to public school tuition. $500 a month would be pretty reasonable and would cover private tutoring I suppose. Private school fees would cost far more than $500 a month (especially including all the overseas trips for debating/music/sport/etc!).
On the tuition point, I hear prices for good tutors (especially English tutors) are on the rise, at least from when I was in high school several years ago. There are a few going around for upwards of $200 / $250 an hour (for a private lesson), and yet still face immense waiting lists / entrance exams.
Entrance exam for a tutor? Seems to defeat the point
Yes private school is definitely not cheap especially in Sydney. Well we sort of save the cost on housing (bought a cheap house next to public housing area 10 years ago and managed to pay off the mortgage last year), however the local public is probably not the best option. Instead we went for private/independent, and that easily cost $1,000/month for each kid.
That's just primary school. Double that for private/independent high schools. Instead many parents would push their kids to selected school, which would save cost, but you'll be in tuition all the way to year 12 focusing on nothing but academic (unless you are truly talented anyway).
Quite unfortunately that's the life we are pushing our kids through.
Couple aged 24/25 with no kids:
Total: $6,200
Finally a realistic figure..
26+27 married here, no kids yet.
We pay for absolutely everything on credit card and pay it back right on the last day. Massive fluctuations at different times of the year - rego, insurances, land tax, quarterly bills, repairs… hard to average it out, but realistically I'd say its somewhere around $4k a month.
Last month came in at $2.2k (excl mortgage) somehow.. but the month before was like $5.5k (excl mortgage_.
Anyways, rough breakdown..
Thanks! But it's not all, I'm still trying to figure out where the rest of our income goes every month. I'm guessing it will be spread between occasional medical bills, birthdays/weddings, donations, minor household renovations, etc.
Picked up YNAB from steam sales and hope to put it to good use!
Reading all this reminds me of the PC builds for the e-wang… except this this thread is the complete opposite! Interesting to see people's spending habits and where is all goes. The more interesting part would be the income vs spending. Seems some people here may have a crazy mortgage, but they could be living at home earning $$$. Lucky *****.
Anyways, per month:
Mortgage: 1300
Food: 400
Electricity: 60
Water: 60
Internet: 60
Mobile: 44
Car: 600
Insurance: 200
Fuel: 200
Sport: 80
Random: 200
Total: 3204
Ps. I vote the title of the post be remaned to 'Life Build' haha.
Yep, living at home and negatively gearing on an IP. No other way to buy a house closer to the city otherwise :/
Have you financed your car? Why not use the equity in your home loan to pay for it rather than being slugged a premium for the car loan?
Finance is 1% on the car so it makes more sense for me to keep as much money in the house loan as offset. Enjoy the home living :) Good work!
Sweet Stella indeed! ;)
Very sceptical regarding figures. Does no one else hold insurances, pay for petrol or travel to work, purchase clothing, I appreciate my outgoings are large in relation to decisions made regarding child's education but otherwise rather realistic for 2 working professionals with large mortgage and child.
Mortgage: 2800
Food: 500
Electricity / Gas / water: 250
Internet: 70
Mobiles: $140
Rates: 150
Insurances: medical / car / home / IProtect - 550
School Fees: 1700
Other School: 500
Child stuff: 200
Car / travel / maintenance / petrol: 800
Clothing: 100
Misc: 100
Savings: 500
Fun / life = yearly from savings.
Seems more realistic !
Wonder if anyone here goes with the coles feed your family for $10 option, any takers?
For the serving sizes Coles offers, it barely tickles my stomach. And that is just for me alone. It would feed a few kids fairly well, but not the whole family.
Family with 2 school going kids..
Mortgage: $1900
Groceries: $800
Utilities, Rates etc: $350
Travel (Budget): $350
Kids: $350
Car Expenses (Budget): $200
Eating out: $175
Medical: $100
Petrol: $100
Insurance: $100
Phone & Internet: 80
Gym:40
Others : 250
Total: $4795
Family with 4 kids
Rent $1000
Groceries $1200
Car loan $600
Car insurance $100
Phone/internet/mobile $250
Preschool fees $360
Fuel for 2 cars $400
Electricity $200
Water $70
Total $4180
how do you get a $1000 accommodation for 6 people ? I've paid $800 - $1000 for one bedroom when sharing with others, and around $1500 when staying alone
Rent a house in Lithgow or one of the many other towns in Australia where property is cheap. Or if you are on a low income you can qualify for public housing.
Wow some of these figures surprise me - our families Health Insurance ($170p/m) & Home/Contents insurance ($130p/m) per month is $300 a month plus car insurance would make it $350 +. Are the mortgage figures people are quoting over and above minimum requirements ?
Why is your Home/Contents so much? My contents only insurance is $250 a year with adequate cover, and only a small portion of the body corp fee is to cover building.
Mortgage figure I quoted and what most people would have is what the bank automatically takes out of the offset account. Can't see the value in paying more than the min when you have a 100% offset account.
Can we include all the hudreds and thousands spent due to this website?
A website that's supposed to save you money, but can't help it when such a good deal pops up! T_T
This reminded me of a work friend..
"You have to try ALDI, it's so cheap and saves you so much money…I am going at lunch if you want to check it out?"
I get caught up so don't go.
Work person comes back with a Unicycle on special…
Actually it is realistic. I have no insurance, no expenses beyond the basics, and I buy clothes when the old ones fall apart or a small shopping spree once every few years. I rent my own server and manage it, and it serves up all the entertainment I need, and I don't eat out at all. Maybe the occasional Dominoes, but otherwise no. People are bleeding money with ridiculous mortgages they spend their life paying off combined with the massive costs of having a family. $4K would be more than my entire extra expenses beyond the basics for the whole year.
I ask this with not an ounce of judgement; are you happy with your limited spending? Or are you simply someone who is content without spending any money?
Maybe he's just really young and living with his folks? We don't know what he defines as 'basics'. I assume that he's living at home and his parents subsidise a lot of his expenses.
Not judging, but just a guess since it is very minimal expenditure of 80 something dollars a week for basics.
The living costs of a recluse are significantly, and unsurprisingly, less than that of a family with kids.
Mortgage : 1800
Grocery : 150
Bills ( electricity, gas, water, medical insurance, house insurance, car/bike insurance) : 430
Rego: $100 car + bike
Internet: $70
Body corp : $100
Council rates: 75
PT: $140
Probably forgetting a few things, but everything else comes under discretionary spending.
= $2865 a month
very realistic, closer to my outgoings. I have a fair bit of optimization left to do.
For two of us
Rent $ 1755
Grocery $ 400
Utilities $ 400 ( Internet/Phone/Gas/Electricity/Water)
Take Away $ 100 ( 4* Friday Night Takeway + Lazy day)
Entertainment$ 100 ( Dinner/Movies/BWS)
Car $ 300 ( Fuel/Maintenance/Saving for Rego/Insurance )
Shopping $ 200 ( Clothes )
Holiday $ 200
My expenses $ 500 ( Mobile/Train tickets/Gym/Coffee/Lunch/Drinks after work)
Her Expenses $ 500
Total $ 4455
This is what we allocate into the different buckets every month. Helps when we have a huge bill arrive at the end of the year same time ( For example -Car Insurance/rego ) !! All our local holidays ( 2-4 long weekends a year ) is already saved for in advance. If we are taking a international holiday then we drop all our savings into holiday bucket. Other items are saved for in the same way !!
To be honest it took a year or two to develop this model after we started living together. This is now working for us and glad we stick by it every month. It takes a lot of stress out when the bills arrive because of extra funds saved up in all the expenses buckets!!
Thats exactly the kind of levels of spending I'd like to get to, although entertainment is a bit skint… That would be 2 meals out a month, or maybe 4 movies…
I've always got personal or family or group events that cost me at least $100 a month… heavy months like December 5x that… just to keep up appearances…
And I don't even have a mrs…
Hmm, that's the only area which I am not happy with. To be honest that bucket get a top up very often!! Also to be honest the misus outgoings are reasonable and she is the one who likes to go for dinner and rightly so she is the one paying for it ( 3/4 times ) lol
Two adults and 2 toddlers monthly… Childcare is my main killer, almost makes it not worthwhile having a second income.
Mortgage $188 (residual mortgage)
Food $600
Utilities $178
Rates $159
Internet $75
Mobile $50
Home phone $15
Car insurance $74
Rego $126
Fuel $246
Public Transport $75
Child care $2,080
Private Health $178
Miscellaneous $500
Total $4,544
Yikes if 2nd income is close to common average wage it realky isn't worth working for childcare!
I think you could get a better package deal for internet, mobile and home phone, especially if you are reasonably low on usages, might make you $50 a month or more if you stinge that up… (Internet on mobile, cut home phone etc.)
Depends if you want to save small dollars…
Have no idea.
As long as I can make my mortgage and CC repayments, I am happy.
For two of us no kids average payments per month are ~$5000.
This is for middle class living in outer suburb of Melbourne.
Single 24yo female
Mortgage / Rent : free (living with parents)
Utilities: free
Grocery : $100 half-yearly (bulk buy family toiletries)
Medical Insurance: $25.35/month
Subscriptions: $18/month (New Scientist, Crunchyroll, Pandora)
Mobile: $11/month
eToll: $120/month
Opal: $114.40/month
Fuel: $100/month
Luxuries/entertainment: $500/month (including eating out)
= $905.42/month :)
Mortgage: $ 2800
All living expenses paid by CC - $ 3000. This includes bills, groceries, rates and misc expenses (mostly are craps which I don't need found on OZbargains like LED flash lights, countless gift cards, wines, Viagras etc.)
I swear after I found OZBargain, my costs skyrocketed through the roof.
I try not to use cash at all because cash is so 1980s! (plus no points accrued for using cash).
Budget planneris really a neat tool to plan your budget.
2 adults/ 2 kids approx: 6500/mth
Mortgage (SE Melbourne): 4000
Grocery : 300-400
Bills (Electricity, internet, gas, medical insurance, house insurance etc): 500
Kids: 300
Transport: 600 (Car/ rego/ RACV/ insurance/ Tolls/ Train 2 zones)
Others : 200 (Ozbargain stuff mainly)
Grocery shopping mainly buy from ALDI, vegetables specials from Coles and fish from Vic Market, 10$ Hair cut in CBD. Lunch pack to office. Mobile paid by the company, Fuel used discount vouchers/ RACV wish card. Internet- Naked DSL (bundled with VOIP phone), etc.
thanks for the link to budget planner - its just what I needed
You're welcome. I have been using their excel version and useful to avoid some of the awesome ozbargain deals :-)
Rent - $800
Groceries - $100
Utilities, Internet - $0 (included in rent)
Other - $100
Total: ~$1000
Just under 9km from Melbourne CBD
Is this a week or a month?
How are you spending only $100 a month on groceries? Are you living in some Melbourne in sub-saharan Africa?
+1
$25 a week is plenty for a single person, I don't eat out. Coles and woollies are opposite each other so I visit both and only buy specials (I make a list before leaving home).
Of course there are some items that require a top up every few months like cooking oil and rice which I buy in bulk (unless the specials are frequent).
I buy a significant amount of my groceries from Asian stores/markets which cost even less than half price specials at coles/woollies.
From last week:
E.g shaoxing cooking wine 640ml - $1.79 (coles 375ml - $3.25), mushrooms $5.98kg (coles $10.98), apples 3kg - $1.50.
Also, I buy frozen food as it's cheaper and keeps longer than fresh. Bought frozen fish from woollies a few weeks back, 1kg for $5.49.
I even discovered an organic grocer that sells some items much cheaper than coles/woollies. Bought cans of organic baked beans for 99c from there yesterday. Organic kale was $1.79 a bunch.
Just yesterday I was reading an article where avocados are bought at 50c each where the growers just break even, inflated by nearly 600% and sold for $3 or more by the two big gorillas (coles & woollies). All this money goes into paying celebrity chefs like Jamie Oliver so they can print his face on the next salt shaker you buy.
Apple 3 kg for a 1.5$? Really good deal though. The cheapest I could find is 1$/kg
^ I have found my/a new grocery hero onOZB, may there be many more!
Yeah I can pretty much vouch for this, if you are willing to do the leg work and eat ordinary food…
I check specials online for all supermarkets in Tuesday night, take screenshots in my phone and go to them all… sometimes same supermarket twice daily… to get reduced price milk (good stuff, usually 2 days left for $1), reduced meat (mainly chicken thighs, low fat, lots protein) in like a 1kg pack, I'll never pay full price for meat because I buy heavily reduced 1 day left meat and take it home and bag it in portions and freeze it… 1kg is about 8 thighs… I get it around $6 and it makes 4 dinners/lunches.
I've tried different sauces but the best is plain roasted with olive oil and salt and pepper, put in pan with cheap vegies or better yet packet of steamed vegies go on special every other week for packs of 3 bags, good brands for $3.
Dinner like this for 1 stuffs me full for hmm $2.50?
A loaf of bread frozen lasts me 2 weeks and I always get high fibre good stuff. Peanut butter/vegemite/jam whatever is half price. Eggs are so handy I use a dozen a week cooked every different way is always a treat.
I have oats for breakfast, so that must be 20c for half a cup… $1 tinned tuna for lunch, or a 50c banana and glass of milk, bulk bought diet shakes are delicious and cost bugger all from some chemists. Got about 50 for 50 last time… thats 50 meals.
I don't just get chicken, I might get a frozen microwave salmon or meat pies or TV dinner, the catalogues decide my menu and I run around and scoop it up.
I usually go about half the week spending literally nothing on food, or $3 a day because I buy heavily reduced food only mainly in bulk so my cupboard and fridge/freezer are full of many options already.
And I consider myself to have a very good diet…
To eat out and treat myself a bit some fast food chain has food equally as cheap, I cut out soft drink for cordial and instead of buying coffee some days instead of getting reduced plain milk I get reduced iced coffee… And there are always usually steals in the chilled aisle reduced so I go eagle eye through that at every opportunity…
A $200 a month grocery bill per person (I'm a grown man) is easily achievable… With kids eating less and bulk buying further I reckon $300 a month could feed a family as I only usually go for nice, brand name stuff…
My 8 yr old child DOES NOT eat less than me,he would eat a cow if I put it in front of him. He will eat breakfast, snackx 2, lunch, snack,snack some more, dinner and snack. Boys eat a lot!!! and he's been this way since about 6 yrs and he still has many years ahead of him and he's in no way fat, mind you I buy lots of healthy food, fruits, yogurt, avocadoes, wholeweat bikkies, milk,etc I spend $600-650 for a family of 2 adults, 2 kids and 1 baby per month.I think $300 is a bit low if you consider quantity and variety. I buy as much as I can on special, buy fruit n veg at local grocer and meat at local asian butcher and Aldi for staples.
Is your grocery bill easily achievable because you steal?
https://www.ozbargain.com.au/node/151451?page=1#comment-2100…
Are you living in some Melbourne in sub-saharan Africa?
That made me chuckle a bit, I moved here from Africa a few years back. Can't even compare the prices.
2 adults + one baby
per month spend is roughly
mortgage - $2000
internet and mobile phones - $100
utilities - $500
health insurance - $300
car insurance - $100
car rego - $50
fuel - $150
nappies and formula - $100
Groceries food - $200
Groceries non food - $50 (tissues, laundry liquid, dishwashing liquid and other essentials like that)
that's already $3550 per month without eating out, entertainment, emergencies like illness or car trouble, regular maintenance of house, car and health. and obvious ozbargain spend. birthday, weddings, or parties people invite you to. or chipping in for the odd colleague that decides to resign or gets made redundant. family…
its well and truly easy to put a number down… but there are so many things that can happen that are un accounted for that you spend money on that isn't budgeted. (damn you 20% ebay deals for iphone 5s)
Wow, thanks for posting this OP. Surely we are doing something wrong in our household :(
Hubby being the sole earner brings home 7k monthly and we have almost nothing left by the end of the month!
Our family is just the three of us- husband wife and toddler.
Mortgage : 3000 (Sydney)
Car loan: 1000 (still have one year to go)
Gas electricity and water 400
Council and strata 200
Mobiles and internet 200 (2 mobiles 1 home phone internet bundle)
Monthly credit card bill: 2000
Misc cash expenses 300 ( includes about 150 at a local Indian store)
The above credit card bill includes-
Groceries 600 (includes nappies and formula)
Health insurance 200
Travel (husbands monthly train ticket) 200
Lunch is out for husband everyday 200
Car insurance 100
Car rego 50
Wine and coffee 150 (1 case of wine and 60 coffee pods)
Shopping 200 (clothes, shoes, homewares and ozbargain impulse buys)
Fuel 100
Eating out 200 (once a week)
:((
1CraftyMum I reckon the car repayment is where you could free up a lot of cash! Bring on the 1 year left and buy a cheaper car!
EDIT: Everyone is commenting on this, didn't realise!
You may want to be careful, although you are currently not in one yet, but I think you may be one of those families currently at the risk of mortgage stress.
monthly outgoings - $3,000 repayments + $200 strata / council. try running your no's, you may have a spare $1,000 / mth after negative gearing & renting.
Thanks for you reply :)
We realise that we will actually be worse off next year when the centrelink payments stop and GP bulk billing starts. (I need to see a gp for tests every month)
Yep,
1) Nopes, the house in on both our names :(
2) Np private school just yet, maybe for high school.
3) We are in Sydney, yes the bill is normal- I've checked with neighbours.
I have mentioned council and strata together- that's $200 a month for both. Water is listed separately with gas &elec.
wow 1000 a month on car loan, what you driving?
Nothing fancy. It's a Holden captiva 7
Insurace seems expensive $1200 a year
Can the husband have a big brekky and big tea and a small lunch?
Cut down on the wine…
Eat out at cheaper restaurants.
Will research insurance options, thanks.
Will pack husband's lunch, going forward.
Wine and eating out are our only 'luxuries', don't think we want to change that.
Adding a second income is on the cards but the childcare fees put us off.
Rent - $550
Mobile - $60
Internet - $45
Car Insurance - $55
Petrol - $270
Electricity, water, gas - $100-$150
Gym - $65
Car repayment - $520
Food/Eating out/hanging out/drinks - $1,000 (around $200-$250/wk, and yes, I do not budget myself and no I don't go out eating fine foods every single weekends).
Total $2,715/mth.
single no kids.
ahh, the days I was single and would go and spend $300 on the piss (alcohol)not the Todd Carney type.
Oh, I don't drink. lol I meant, going out etc etc. sorry.
Let's just say, I eat very well. hahahaha.
"I don't go out eating fine foods every single weekends"
"Let's just say, I eat very well."
Which one is it? Im confused.
Sydney, house of 4
Rent $2600
Groceries $1500
School Fees $625
Other insurances $550
Car Ins/Reg $300
Fuel $300
Electricity/Water $295
Medic/Dent/Physio $200
Telco $190
Thanks OP, this was a really interesting exercise. I've kept a log of my expenses for ages, but have never actually bothered to figure out how much I spend per month on certain things, or how that compared with similar people.
24YO Single male
Rent: $1603
Food (including booze and eating out): $524
Fuel: $166
Vehicles: (servicing, insurance, rego): $244
Mobile & Fixed Fibre service: $84
Charitable donations and gifts: $26
Misc other expenses (OzBargain, utilities) $265
Total: $2913 / month
23, Male, Live at home with parents
Rent: $0 (no mortgage to pay)
Food: $150 (I cook my own food cause I'm anal with what I eat - lots of healthy paleo shit)
Mobile: $11
Internet: $30
Spending money: $80 (rarely go out, just junk food money on weekends)
Utilities: $85
$356 a month, no car as I take the bus/train everywhere and borrow the car when needed.
Put away maybe $3100 a month from my pay cheque.
That's massive mate, keep that going as long as you can… Id give my folks at least a token 50 a week if i was saving that much under their roof though… you are lucky, I had to move out right after i finished high school…
thanks, i just live below my means. too many people my age piss up money for no reason just to look or feel good.
Well done.
Paleo on $35 pw sounds pretty low. But I guess there's always other food around.
Rem to get out & enjoy some of those savings as well.
hi, are you sure this is monthly expense??
Grocery : 300
ours is
Rent : $2000
Grocery :$650-700
Bills ( electricity, internet, gas, medical insurance, house insurance etc) : $350
On Kids : $200
Others: $300-400