Best Home Loan Rate- Big 4 for Owner-Occupied, P&I, <80% LVR

Hi, does anyone know of any current home loan deals with the Big 4 for owner-occupied, P&I, <80% lvr, with offset? After the best rate.

Thanks in advance. Feel free to private message me if you are a broker too.

Comments

  • +3

    The banking royal commission has not convinced you to look outside the 4?

  • +4

    Seconded. Why on earth do people prefer big 4 for anything? There's literally nothing they offer you can't find elsewhere for a better deal.

  • The big 4 are criminals, as the suggestion above, find elsewhere for a better deal or wait until July if they will offer anything to restore trust from the customers.

  • +3

    I've said this before and I'll say it again. Big 4 and 'best rate' don't go in the same sentence..

  • ING/Macquarie

  • I just moved my mortgage to Westpac with a fixed rate of 3.79 but you can get rates as low as 3.59 if you shop around.

    I didn't purposely choose a big 4, they just offered the best deal for me in my current circumstances. Get a broker (or 2) and shop around.

  • just talk to ANZ today. They offer 3.8% with offset account, 395 yearly fee.

  • thanks

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