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Amplify Signature VISA Credit Card, Bonus 80K Qantas, 1-Year Fee Waiver $0 (Save $279) @ St George Bank

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Amplify Signature VISA Credit Card, Bonus 80K Qantas, 1-Year Fee Waiver $0 (Save $279) @ St George Bank
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render on 21/11/2018 - 15:03 stgeorge.com.au (10144 clicks)
Last edited 09/12/2018 - 01:57 by 2 other users

80k Bonus Qantas Points
When you spend $4,000 on a new card within 90 days of card approval.
Plus, enjoy $0 annual card fee, in the first year. Saving you $279. Limited time only. Qantas exclusive.

0.75 points per dollar spent + "10% Birthday Bonus"
2 complimentary Qantas Lounge passes
Minimum credit limit: $15,000

Existing customers who currently hold a Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 12 months, are not eligible for this offer.
The bonus points will be credited to your points balance within 12 weeks after the eligible spend criteria is met.

Financial Credit Card Reward Points

Related Stores

St.George Bank
St.George Bank
Qantas
Qantas

closed Comments

      • Autonomic on 21/11/2018 - 21:21

        IIRC you can just spend the $3k on the Visa and get 90k points.

  • Hunter14 on 21/11/2018 - 16:45

    Anyone know when this deal will expire?

    • isthisreallife22 on 21/11/2018 - 16:51

      According to https://www.stgeorge.com.au/personal/credit-cards/affiliate/…

      $0 annual card fee promotion: Available when you apply for a new Amplify Signature Qantas Rewards credit card between 20th November 2018 and 23 January 2019 and make your first purchase within 12 months of card approval. The first annual card fee debited on the 12 months anniversary of the first transaction on your account and annually thereafter.

      • Hunter14 on 21/11/2018 - 17:39

        Cheers mate. Will probably wait until January then. Just got my Westpac ones approved.

        • isthisreallife22 on 21/11/2018 - 18:15

          No worries - note there's no guarantees and they can change at anytime I'm sure

          • Hunter14 on 21/11/2018 - 18:48

            @isthisreallife22: Yeah. I can see this is a popular deal. Almost 200 likes in 3 hours since posted. Do you know of any similar deals that were taken down before the expiry date? May have to jump on this one early just in case.

  • tsunamisurfer on 21/11/2018 - 16:47

    I am trying to look at the features.

    https://www.stgeorge.com.au/personal/credit-cards/frequent-f…

    Does this card even have a 44 or 55 day interest free period?

  • Jatacid on 21/11/2018 - 16:56

    I can never find enough ways to spend the minimum spend in 3 months - what are you all buying?

  • Solario31 on 21/11/2018 - 17:00
    +3

    I applied for it two weeks, got the card and called them now to waive the 179 annual fee which they did.
    Great card for free 80k points.

    • DalryThistle on 21/11/2018 - 18:11

      So you just called up St George and they waived it ? I got approved for the $179 deal 2 days ago…

    • victorheaven on 21/11/2018 - 19:25

      I wish I was as lucky, I should call again!

      • DalryThistle on 21/11/2018 - 19:54

        I just called and no luck, they said I would need to withdraw and re-apply

        • victorheaven on 22/11/2018 - 11:16

          Same here. That would void the eligibility for the bonus point though

          • rankmanugly on 29/11/2018 - 13:44
            +1

            @victorheaven: Fill in the complaint form on their website. It goes to a totally different team to the phone line.

            I've had great responses from this team, including fees waived in the circumstances above. This is after being refused in branch and on the phones.

            • victorheaven on 29/11/2018 - 14:37
              +1

              @rankmanugly: Thanks mate.

              I have actually managed to speak to someone, who has asked me to call back once I am charged with the annual fee and they will reverse the charges for me. :)

  • stargainzzz on 21/11/2018 - 17:10

    Any blogs/articles about tips on manufactured spending in Australia ?

  • pformag on 21/11/2018 - 17:12

    So can I do my purchases in the 1st 3 months and then cancel the card? and still get the Qantas points?

    • congo on 21/11/2018 - 17:15

      Yes.

      • pformag on 21/11/2018 - 17:24

        thanks

        • Takeonme on 21/11/2018 - 17:29

          Make sure you wait for the points before you cancel

          • netjock on 21/11/2018 - 17:35

            @Takeonme: Suggest you hold it until your birthday month as you get a 10% bonus on points earned!

            • pformag on 21/11/2018 - 17:41

              @netjock: Birthday is next month, so good to go.

    • Gooddeal21 on 21/11/2018 - 19:20

      Wait you get your qantas points before canceling though

  • rompastompa on 21/11/2018 - 17:33

    I've been a credit card virgin all my life, but decided to bite the bullet.

    I used the 'Automatically work out my limit' option, it gave me a $50k limit! Thanks, but no thanks! I'm assuming this will be easy enough lowering the limit once the card is approved?

    As I'm a novice, anything stopping me from buying a new car, then paying the full amount off with 55 days? I get that's the idea, but whether there was a 'maximum transfer' or such to gain additional fees?

    Thanks OP.

    • watwatwat on 21/11/2018 - 17:59

      You made your first mistake by volunteering to allow you to give you a massive card limit and inhibit your ability to get future cards.

      • majik on 23/11/2018 - 10:34

        Is 15k a large limit? I got it automatically ok my AMEX when they cancelled my platinum amex from the Visa/amex cpmbo and told me to reapply and that's what I was given. Does 15k reduce my chances of getting a new card to church QFF points?

    • isthisreallife22 on 21/11/2018 - 18:02
      +1

      Just call and lower the limit, other banks ive done this with have processed it in minutes. I guess just make sure they dont put you onto a lesser product without these benefits (i.e. make sure they dont cancel this card and put you onto their budget offering)

    • chriise on 21/11/2018 - 20:39
      +1

      You should be able to amend the limit on the online banking when you get the card through and activated. Only ever take the minimum needed limit (in this case $15K), your total limit across all cards are addressed when/if you choose to apply for anything else (credit card, car loan, home loan etc).

      • rompastompa on 21/11/2018 - 22:09

        Thanks for the info. I'm not one to swap accounts often, and already have a home loan so I shouldn't be affected too much.

        I was thinking more if the CC was stolen / online bank accounts saved somewhere they shouldn't be, then hacked, or if there was some hidden maximum transfer amounts.

        Thanks again, I'll look at changing the limit providing everything is approved.

  • M-G on 21/11/2018 - 17:35
    +1

    Great deal! I pay my rent via these credit cards and always easily meet the minimums. Up to 300k points in 12 months from all the bonus offers lately. Spend the minimum, wait for points, close the card, onto the next.

    • spiff on 21/11/2018 - 17:43
      +1

      Time to book that round the world business ticket ;)

      • M-G on 21/11/2018 - 17:44

        Dam right : D

    • BuyNowThinkLater on 21/11/2018 - 17:52

      What do you use to pay your rent? The options that I saw had a fee so I am not sure if it's worth it.

      • M-G on 21/11/2018 - 18:08

        I pay through DEFTrent. It wont allow you to pay through online banking or the banks' apps so i go directly to the site. Your agent needs to be setup with it but most are.

        https://www.deft.com.au

    • Bills22 on 21/11/2018 - 19:38

      How are you able to pay your rent via credit cards. I need to learn from you, Master.

      • M-G on 21/11/2018 - 20:31

        Speak to your real estate agent about possible rent payments through the DEFT system, link above.

        • chriise on 21/11/2018 - 20:41

          My agent only ever gave me an option to set up a regular bank transfer. I assumed this was normal.

          • M-G on 21/11/2018 - 20:46

            @chriise: Worth asking for another option, but generally bank transfer is the normal way. Good luck

  • evian on 21/11/2018 - 17:43

    I owe about 8k on my current card. Does this card have an interest free period on balance transfers?

    • isthisreallife22 on 21/11/2018 - 18:17

      During application it asks if you want to do a balance transfer, but I'm not sure what the benefits it offers are

  • PCHammond on 21/11/2018 - 17:44

    Does anyone else have trouble when applying for st George cards?

    I have an old fee free bank account with them that just collects dividends from shares. It's only got a few thousand in it. My income is well above what is required and I have minimal debts and only a couple of cards with small limits.

    Yet I have never been approved for a st George card. Every other bank has been fine

    • phynicle on 21/11/2018 - 18:11

      Yeh St George is the only card that I have ever been rejected from despite sound financial standing well and above requirements, great credit scores across all the three providers.
      When I called to ask st George for a reason, girl on phone was puzzled too and said something must triggered the algorithm for auto rejection.

      • chriise on 21/11/2018 - 20:45

        It's possibly the way they've calculated your net monthly position (spare cash). Each bank may treat assumptions differently, for example the expected cost of living for each additional dependent you have.

      • mrshorty on 21/11/2018 - 23:26

        When you called, were St George able to reverse the algorithm and approve it? Or still unable to get the card?

        • loverofbargains on 22/11/2018 - 12:50

          I am in the same situation… Applied earlier this year and got rejected… applied again and got rejected… I don't get it… I have no dependents…

          Last time I called and they just told me to apply again in 6 months… and now I got rejected again…

        • phynicle on 23/11/2018 - 10:13

          Well the girl on the he phone had no idea as to why I might have been rejected.

          So not much help there

          • bkkim on 27/11/2018 - 11:45

            @phynicle: I am in the exactly same situation. I got declined from the system right after I made an application.
            Thus, I made a call this morning to the customer service and asked about it.
            The guy suspected that it seems due to the short period of staying in Australia (which is less than a year) but he didn't give any clear answer.
            I wonder whether anyone resolved this issue wisely.

    • Clarafina on 12/12/2018 - 01:57
      +1

      Yes, apparently I do! I've never been declined before for a credit card. This was my first St George application ever. Approved; with activation code & card sent in mail. Unable to activate as apparently mistakenly approved; with nil explanation provided as to what happened. Going through complaint process now…

  • hindo on 21/11/2018 - 17:52
    +1

    Any idea how strict they are on income requirement, and if they assess on two jobs? Combined I am close but still a little under.

    • isthisreallife22 on 21/11/2018 - 18:00

      the application form allows you to enter multiple income sources

  • Emblex on 21/11/2018 - 17:54

    Do the banks include bonuses in the total salary consideration for the $75k requirement?

    • isthisreallife22 on 21/11/2018 - 18:00

      they do for home loans if you can demonstrate it is consistent/guaranteed - e.g. proof you've received it for the past few years

  • Gaz1 on 21/11/2018 - 18:03
    -1

    Note that Westpac has a recent significant points devaluation (retropectively applied to all previously earned points!) & I suspect St George will follow suit in the near future.

    • justcallmeboss on 21/11/2018 - 18:10
      +9

      Qantas points are Qantas points Gazza

      • Gaz1 on 21/11/2018 - 18:11

        AAah - good point. I was confusing this with the other Amplify card.

  • astarman on 21/11/2018 - 18:03

    Hmm what's the best card if your income is around 60k?

    • spiff on 21/11/2018 - 18:10

      Look out for "Platinum" card deals

  • enigma48 on 21/11/2018 - 18:23

    FYI - if you had an old account and change addresses in the meantime, it seems to cause all kinds of trouble with the application. Took me 30 minutes on the phone to sort out (we basically did the entire thing again over the phone). She noticed it came in via an affiliate so seems like I'll still get the promo.

  • zpohc on 21/11/2018 - 18:43

    Damn I applied for this a couple weeks ago and got approved. Still yet to recieve the card though, going to call them to ask if they can waive the fee.

    • DalryThistle on 21/11/2018 - 19:55

      I tried and they refused

  • dlcx on 21/11/2018 - 18:45

    Ah man, I just got same card the other day (with $179 annual fee).
    Was an annoying process to sign up too, ended up having to send the same set of documents three times!!! Got there in the end tho.

    Going to try calling tomorrow to see if they will do annual fee waive .. hope so!

    • zpohc on 21/11/2018 - 19:27

      Just called - not successful.
      They say it's through a 3rd party.
      I thought I could cancel and re-apply but that's not the case.

    • tunzafun001 on 21/11/2018 - 20:07

      Dont activate (otherwise your 12 month wait will start) then just Re apply.Might trigger another credit check…But who cares.

  • ozisaver on 21/11/2018 - 19:01

    Only issue with this card is they take the full 3 months to credit you the bonus points and their customer service team has no idea about their current promotions. At least with Amex you get the points in the first billing cycle. If you don’t need the points straight away this is a great deal.

    • slimdusty on 21/11/2018 - 19:22

      Amex is supposed to give points early and automatically, though the Amex Westpac Altitude one I got recently didn't do that after 4 months, so I had to chase the points by contacting them. Same with my wife's Amex. Hope that's not a common occurrence.

  • kulprit on 21/11/2018 - 19:02
    -1

    Do Qantas points ever expire? Got to decide where to move my Amex points to before the change next year and maybe this card gives me an in.

    • spiff on 21/11/2018 - 19:38
      +2

      Took about 2 seconds to google it

    • Bills22 on 21/11/2018 - 19:40

      From my understanding, if your QFF account is inactive for 18 months then the points will expire. As long as there is some form of activity on your QFF account, the points won't expire. Someone can care to correct if they wish.

      • chriise on 21/11/2018 - 20:47

        Would acquiring new points count as activity?

        • Bills22 on 21/11/2018 - 21:57

          Yes it does. QFF T&C states that as long as you accumulate one point or points on account, it counts as active. Best to keep accumulating points though cause they may change in an instant. It was on the news somewhere that someone lost 500,000+ points because he was inactive for the period stated due to ill health.

  • Caped Baldy on 21/11/2018 - 19:27

    Credit card noob here. So as I understand it, 80k points is worth around $800 dollarydos. This makes it around 20% off for the first $4k?

    And that happens if you don't meet the spending requirement?

    • spiff on 21/11/2018 - 19:39

      If you don't meet the spending requirement you don't get the points

  • ujwols on 21/11/2018 - 19:42

    This or ANZ Frequent Flyer Black with 120k qantas point with $275 fee for first year??

    • nightelves on 21/11/2018 - 20:01

      This.

      • ujwols on 21/11/2018 - 20:10
        +2

        Extra 40K qantas point equals $440 at 1.1c per qantas point, and also it has better earn rate 1 point vs 0.75 per $ spend

    • muncan on 22/11/2018 - 03:12
      +2

      This or and ANZ Frequent Flyer Black with 75k qantas point with no fee for first year

      • ifonlyiwasyounger on 27/11/2018 - 18:59

        Has the ANZ Frequent Flyer Black deal you have linked now expired? I could not find where there is no fee for the first year.

        • muncan on 27/11/2018 - 19:02

          Appears to be the case now sorry, only $200 off via online account.

  • Realdee on 21/11/2018 - 19:48

    Is anyone having trouble adding their DOB in the applications?

    • chriise on 21/11/2018 - 20:48
      +6

      No… But I was born in the last 118 years

    • pformag on 22/11/2018 - 13:51

      I can't even fill on my surname. Won't let me fill in the full version.

      • Realdee on 22/11/2018 - 15:09

        I was using chrome originally. then tried safari and it worked for me.

        • pformag on 22/11/2018 - 15:25

          Tried, Chrome, Firefox and Edge. Only have windows, so can't use Safari. My surname is a double surname, 8 letters in the first and 9 in the 2nd. I can only get to the 6 letter on the 2nd part.

  • Tech5 on 21/11/2018 - 19:53
    +2

    Called to cancel my Amex westpac altitude black card so I don't have so many collected, ready for this one. They offered 30,000 points to not cancel…so I took that.. Now I have way too many cards

    • nightelves on 21/11/2018 - 20:02

      Wow 30,000 points. That's unheard of with Westpac.

      • Tech5 on 21/11/2018 - 20:04

        This is the amex half of the 2 card combo so it would be amex handling that part

        • nightelves on 21/11/2018 - 20:06

          So that means you can still sign up for the Amex issued cards and still get the sign on bonus?

          • Tech5 on 21/11/2018 - 20:08

            @nightelves: If you have an amex card, you can also get a bank issued amex card and get bonuses. E.g. Have a amex platinum charge and sign up for an amex altitude westpac black. If that is what you mean

          • tunzafun001 on 21/11/2018 - 20:10

            @nightelves: Yes. What number did you call…I might "cancel "

            • nightelves on 21/11/2018 - 20:20

              @tunzafun001: wrong person

            • Tech5 on 21/11/2018 - 20:21

              @tunzafun001: I called my Amex Platinum Line on 1800673760. I'm sure any amex card services line would be able to "cancel"

              • chriise on 21/11/2018 - 20:50

                @Tech5: What was the agreement in return for the 30k points? Can you just call again to cancel once those points drop in your account next month?

                • Tech5 on 21/11/2018 - 20:52

                  @chriise: I confirmed with the guy and he just said the only condition is you do not cancel right now. Points will be in your account within 2-3 days. I'm guessing at the end of the months statement and the points are transferred to qantas, there is nothing they can do about it anyway

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