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90K Qantas Points, $49 First Year (Normally $395) @ Citibank VISA Signature Qantas Credit Card

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90K Qantas Points, $49 First Year (Normally $395) @ Citibank VISA Signature Qantas Credit Card
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render on 15/05/2019 - 15:11 www1.citibank.com.au (20081 clicks)
Last edited 01/07/2019 - 10:13 by 1 other user

Apply for the Citi Signature Qantas Credit Card and receive 90,000 Qantas Points when you spend $4,000 within 90 days from approval. Plus, enjoy no annual card fee in the first year (normally $395), with an annual $49 fee for the Citibank Qantas Rewards Program.

Reward yourself with a complimentary Priority Pass membership with two airport lounge visits per year.
$75,000 min Income

  • 1.00 Qantas Point per $ Domestic Spend (Major Airlines, Hotels and Restaurants)
  • 0.75 Qantas Point per $ Domestic Spend (Major Supermarkets, Petrol Stations, retailers)
  • 0.50 Qantas Point per $ Domestic Spend (All Other)
  • 1.00 Qantas Point per $ International Spend

Listed on the Qantas Cards site: https://www.qantas.com/au/en/frequent-flyer/earning-points/c…

From 'Things you should know':

Actual credit limit will be assigned based on our credit criteria, subject to confirmation that you earn a minimum of $35,000 per year and your credit rating

Financial Credit Card

Related Stores

Citibank Australia
Citibank Australia

closed Comments

                • Spending2Much on 05/06/2019 - 07:05

                  @neilpatrickharris: My credit rating is 708 apparently. I try to put everything on my current card at the time and pay it off by end of the month.
                  I got approved in this card in just a few hours after my early morning application.

        • pixpotato on 20/05/2019 - 15:19

          Check your credit file and see what's wrong with it…

  • AdosHouse on 15/05/2019 - 15:35
    +2

    Sneaky $49 fee for earning Qantas points.

  • AdosHouse on 15/05/2019 - 15:37

    Just applied for the St George Amplify Signature last night, got approval today. 80k bonus points, with $4k spend in 90 days. 0.75 points per dollar spent. Higher first year annual fee, lower following years.

    • markathome on 15/05/2019 - 15:51
      +1

      As an Ozbargainer, I'm finding the $179 annual fee hard to stomach. Especially when the last time I paid an annual fee (for a Qantas card), St George discounted their's to $0 a few weeks later. Any secrets or did you pay the $179 annual fee?

      • AdosHouse on 15/05/2019 - 15:53
        +1

        I will pay the $179. I currently have a CBA Platinum Awards with $249 annual fee, which I will cancel. Honestly I have had that card for like 10 years, and never thought of changing. Now with plans to go to Europe next year flying Emirates, QFF points seem appealing.

        • bluedufflecoat on 15/05/2019 - 18:39

          I think I had the cba platinum card. Iirc, they didn't have a foreign exchange transaction fee, so I found that useful when I traveled overseas in 2017. You should check if your new card charges the fee.

          • AdosHouse on 15/05/2019 - 18:50

            @bluedufflecoat: St George says 3% fort international transactions, but CBA is the same too, https://www.commbank.com.au/personal/credit-cards/card-fees-…

            • bluedufflecoat on 15/05/2019 - 18:51

              @AdosHouse: Ahh, they must have changed it.

              • AdosHouse on 15/05/2019 - 18:56

                @bluedufflecoat: When I went to Europe the last 2 time, I took a travel money card with me with all my spending money on it. I only took my CC as an emergency backup if shit gets real. Had it locked down completely on the CBA app.

                So when I go back to Europe next year I will take a travel card again. Qantas one doesn't look too bad. I used Travelex last time, good rates if purchased online.

                • Sira on 15/05/2019 - 23:46
                  +4

                  @AdosHouse: Don't use those travelex cards or similar they are a complete rip off. Here, try this: https://www1.citibank.com.au/banking/bank-accounts/citibank-…
                  No fees for ATMs, excellent exchange rate etc. You are welcome :)

                  • AdosHouse on 16/05/2019 - 10:42

                    @Sira: They had the best XE rate at the time I bought the currency, and they also charge no ATM or transaction fees overseas.

                    And I did have a backup Citi Plus account, but I bought my currency about 6 months before I went, because I thought the XE rate to Euros would worsen.

  • ezza on 15/05/2019 - 15:38
    +1

    Uhhhh I just applied/got approved for the Virgin deal with 75k points (3 months x $1.5k spend) which is Citibank.
    Doubt they will approve me in such a small window another application.

    • Make it so on 15/05/2019 - 16:10
      +8

      Actually, the small window may be why it gets approved if there is a lag in updating your credit record.

      • ezza on 15/05/2019 - 18:38

        Only problem is the Virgin card I have is through Citibank as well, they can see it.

        Last time I went for the Qantas Premier card, they saw my citibank credit card and asked if i could lower the limit on it so they can approve the Qantas Premier one… sneaky sneaky!

        Edit. Just checked my credit file on credit savvy and yes the enquiry is already there with Citibank for the Virgin card meh!

  • zol1 on 15/05/2019 - 15:40

    Can you switch from another Citi card to this, or do you have to be a new customer to Citibank

  • chobani4lyf on 15/05/2019 - 15:41

    Will having a Citibank debit plus card affect the eligibility of the bonus points?

    • chobani4lyf on 15/05/2019 - 15:46
      +1

      Just confirmed on live chat that you will be fine with an existing Citibank debit card.

      • sw00p on 15/05/2019 - 16:28
        +4

        Why the neg though?

        • Ulysses31 on 15/05/2019 - 16:32
          +1

          Mentioned below.

        • spiff on 15/05/2019 - 16:34
          +3

          butthurtedness

  • tlc72 on 15/05/2019 - 15:41

    what's the min credit limit on this card?

  • Unacceptable on 15/05/2019 - 15:47
    -8

    Wow, I was instantly declined..
    I already have two credit cards and I think the min credit limit $15k was the bummer.

    • Slo20 on 15/05/2019 - 17:22
      +8

      So you’re negging because you don’t meet the criteria.

  • ty99234 on 15/05/2019 - 15:49
    +11

    Got instantly declined with 120k salary, perfect credit score.
    I understand the bank looks at some of the other criterias. But, really?

    • AdosHouse on 15/05/2019 - 15:51
      +1

      That's brutal

      I applied for the St George Amplify Signature, on a $60k salary, with a car loan and personal loan, and I did not realise the card had a $15k minimum limit, and I got approved within 24 hours.

    • wolfazrael123 on 15/05/2019 - 15:52

      probably they don't like ozbargainer

    • nightelves on 15/05/2019 - 15:52
      +8

      Stupid thing about these decline is they don’t tell you why you were declined.

      • ty99234 on 15/05/2019 - 15:54

        Is it worth to call them up?

        • nightelves on 15/05/2019 - 15:55
          +6

          Nah they just give you a standard response like we based it off credit scores, yadi ya… Not worth it especially dealing with Citibank.

        • aragornelessar on 15/05/2019 - 16:27

          I've called them up once about 7 years ago when investigating why I was declined a Virgin card and they told me why, so probably depends on who you get

    • noskich on 15/05/2019 - 15:52

      I'm on 155-165 (variable due to side gigs) and got rejected last time, probably won't try my luck again…

      • nightelves on 15/05/2019 - 15:57
        +3

        Maybe it’s because you’re making too much and they can’t extract anything out of you.

        • CoronavirusVaccine on 15/05/2019 - 17:55

          Might help if your address is in battler suburbs rather than tree-lined street areas.

    • aceaceace1234 on 15/05/2019 - 15:59

      What's your total credit limit on your other credit cards?

      • ty99234 on 15/05/2019 - 16:00

        $9000 in total

        • aceaceace1234 on 15/05/2019 - 16:04

          That's not even a lot. I've had bad experiences with citibank in the past.

          • ty99234 on 15/05/2019 - 16:17

            @aceaceace1234: I know, right? I got declined on St George Signature before as well. Very interesting.

            • vetopower on 15/05/2019 - 17:40
              +3

              @ty99234: Well that completely changes the equation.

              If you've been declined by two different providers on two different occasions, I'd be investigating your credit score.

              There could be a black mark against it for some reason.

    • hippyhippy on 15/05/2019 - 16:03

      im the same as you, got conditional approval straight away and no problems with the last st george deal. maybe theres a problem with your credit file?

    • barozgain on 15/05/2019 - 16:04

      I know someone on 190k salary who got declined too (perfect credit score too)… not sure why they decide to decline

      • nightelves on 15/05/2019 - 16:23
        +3

        Like i said the bank are not making money on these people. They’re making money on the medium to low income earners who forget to pay their credit card bill now and then.

    • RocketSwitch on 15/05/2019 - 16:13

      Nice salary, I approve.

      • chobani4lyf on 15/05/2019 - 16:20
        +7

        Declined as well.
        $12k credit limit on other cards, perfect credit score, 110k income and no mortgage and living at home with parents (no rent).

        • barozgain on 15/05/2019 - 16:36

          maybe cause you have other cards? like not much credit ability left?

        • ChurchMouth on 15/05/2019 - 16:37

          Are you sure you don't hold any other citi cards recently? I was miffed too but became apparent my qantas money card was citi provided

    • starburstyellow on 15/05/2019 - 16:22
      +2

      You negged deal because you got declined?

      • ty99234 on 15/05/2019 - 16:25
        +15

        I negged deal because I got "random" and "unreasonable" decline.

        • ChurchMouth on 15/05/2019 - 16:37

          Probably holds another citi issued card without realising (there a few, such as qantas money cc)

        • [Deactivated] on 15/05/2019 - 16:37
          +10

          Neg was helpful. Deterred me from applying.

        • cloud68 on 15/05/2019 - 19:17

          It has nothing to do with the fact that this is a good deal

    • jay889344 on 15/05/2019 - 19:33

      Same here! I get monthly credit score updates and have an awesome credit score. Never been declined by any other bank for anything, but got an instant decline with Citibank….what other criteria do they look at?

    • 4foxache on 15/05/2019 - 22:55
      -3

      I work at maccas flipping burgers for $5 per hour and got approved for 10 of these

    • John Dough on 16/05/2019 - 08:08

      Out of curiosity, did you have a previous citi card linked to a points deal, even years ago?

  • hippyhippy on 15/05/2019 - 16:02
    +1

    just recently got points from the st georges visa, just signed to this one.

    • bigmac38 on 15/05/2019 - 17:50

      still waiting for the 80k points to appear in my QFF account, I've been waiting 86 days now and they've told me to wait the full 90 days. Fingers crossed. how long did it take for you for the 80k bonus points to appear? The monthly points have been added on time.

      • hippyhippy on 15/05/2019 - 18:12

        Didn't count… just checked and they were there.. but its been over 3 months

  • 1968 on 15/05/2019 - 16:03

    I have only ever had three credit cards- Amex, visa and MasterCard.. I want to close my visa that has only been opened for 6 months. Should I do it before or after applying for this card?

    Amex has been open for 8 yrs. and MasterCard opened for 2 months.

    • nightelves on 15/05/2019 - 16:24

      After.

      • zol1 on 16/05/2019 - 08:23

        Why after

        • lovepub on 16/05/2019 - 08:24

          In case of rejection which is highly likely from other people exp

  • Bargaingeek on 15/05/2019 - 16:04
    +10

    Got instant rejection, $110K Salary, no loans , no mortgage or any debt no other credit cards.

    last time this happened to me was with St George bank Signature offer, i am not sure what is going on, not sure what's on my file that's causing rejections??? Looks like i can't apply for any credit cards anymore, anyone else with this problem?

    • ty99234 on 15/05/2019 - 16:08
      +3

      We are on the same page. I'm 120k with no mortgage. Instantly declined

      • CoronavirusVaccine on 15/05/2019 - 17:59
        +1

        Seems like having a mortgage really helps in this situation? Seems to be a weak pattern of rejection based on reasonable income with no mortgage.

    • starburstyellow on 15/05/2019 - 16:10

      What and when was the latest citibank issues card you have got? Eg Qantas Premier, virgin money etc

    • hippyhippy on 15/05/2019 - 16:13
      +4

      120k, mega mortgage, lots of other credit cards LOL… instant approval!

      • nightelves on 15/05/2019 - 16:25
        +3

        So it seems they’re looking for people with a lot of debt. Interesting, this is similar to what happened with Macquarie credit card.

        • CoronavirusVaccine on 15/05/2019 - 18:01

          I have a mortgage with $0 balance (no annual fee) and had been pretty goood with getting approvals in the last 7 years of card churning.

    • ty99234 on 15/05/2019 - 16:13
      +1

      I actually tried to apply for St george singature offer and got declined as well. Interesting

      • CoronavirusVaccine on 15/05/2019 - 18:04

        Did you apply to these soon after one another? There were some suggestions that multiple credit enquiries in a short time window correlates to high credit risk.

        Pacing is important. Try to limit it to one every 6 months if you can.

        • ty99234 on 15/05/2019 - 19:09

          No, that was quite a while ago.

    • nzcoops on 15/05/2019 - 16:16

      Mmm 115k, mortgage, dependents and other 10k card. It said 'tentatively' (I forget the exact word) approved with 23k limit :/ Haven't had proper confirmation come through yet.
      I too got rejected from St George a year ago.

    • ashftc on 15/05/2019 - 16:19
      +3

      Income is one thing but when you have no debt, lender cannot rely on your serviceability. Earning 110k doesn't mean you will pay-off your debt. It is a good idea to start taking some small credit, maybe start with a phone on plan or something or consider a basic credit card to start with and pay your bills on time. Sometime, all what's wrong in one's credit profile is that there is no credit.

    • Briefcase Mong on 15/05/2019 - 16:21
      +1

      Citi along with Macquarie are the worst credit providers issuing credit stay away from them. Previously applied for Qantas Premier (issued by Citi) rejected then applied for Woolies (issued by Macquarie) rejected

    • GuyfromMelbourne on 15/05/2019 - 17:03

      Recently changed address?
      Recently changed jobs?
      Applied for too many credits recently?

      These could be the reasons too.

    • bargainfinder on 15/05/2019 - 17:06
      +1

      Beware guys. Stop applying for a while is my advise. I was also after the points and get declided by both Westpac and St George Bank. Few months past, i tried to sign up for a 24 months contract from Woollies mobile for the new S10 and get declided. I hope they don't mess with me like this when the time come for me to apply for a mortgage

      • Bargaingeek on 15/05/2019 - 22:30

        Might have to get a lawyer and sue these banks for killing our credit rating

    • Aerith-Waifu on 15/05/2019 - 17:10
      +14

      Anyone on the forum not on $110k?????

      • Darce Vader on 15/05/2019 - 17:14

        Lol should see whirlpool. Provisional approval on only $80k. Admittedly it's pretty good for a grad job.

      • Diji1 on 15/05/2019 - 19:30

        Median income for people that lodged a tax return last year was a pathetic 44K.

        Poverty level is 23K.

      • cashless on 15/05/2019 - 22:18

        Yeah, I’m on 500k
        kidding

    • DiLs on 15/05/2019 - 17:33

      may be you should have morgage :P

    • p1 ama on 15/05/2019 - 20:16

      no loans , no mortgage or any debt no other credit cards

      That's why you're getting declined.

  • Johnny L on 15/05/2019 - 16:04

    Man the minimum income threshold killed the deal for me

    • nightelves on 15/05/2019 - 16:28

      cough external income cough

  • cynix on 15/05/2019 - 16:09
    +2

    Does holding the Qantas Premier card affect eligibility? That card seems to be issued by Citi too.

    • starburstyellow on 15/05/2019 - 16:20
      +1

      Depends when you got it. It's has always been an unspoken rule to not open a citi issued card less than 6 months from the last.

      I've successfully had two citi cards Eg citi signature and virgin money / Qantas premier.

      • cynix on 15/05/2019 - 16:51

        So what you're saying is, I'm eligible for the bonus points on this deal even if I have an active Qantas Premier, as long as it was opened more than 6 months ago?

        • starburstyellow on 15/05/2019 - 16:58

          Correct.

          • cynix on 15/05/2019 - 19:23

            @starburstyellow: Thanks. Unfortubately I'm only at the 3-month mark. Not sure if I should try my luck…

            • starburstyellow on 15/05/2019 - 19:24

              @cynix: Yeah I wouldn't if you.

              • cynix on 15/05/2019 - 20:04

                @starburstyellow: Although a comment below says it's available to current card holders, so perhaps can't hurt to try…

                • starburstyellow on 15/05/2019 - 23:52

                  @cynix: It is yes, but from reading the aff forums it's best you don't within last 6 months if applying.

                • spitfire6 on 16/05/2019 - 11:43

                  @cynix: Same boat here. Asked the online chat and call center. It seems like they are confirming that any affiliation card(Qantas premier, Virgin ones) will not affect the application for this one. But judging from the high rejection rate, it will be quite a risky move.

  • Maki on 15/05/2019 - 16:13

    One complimentary Priority PassTM Standard Membership, with two complimentary lounge visits, for the primary cardholder is a Special Feature of the Citi Signature Qantas Credit Card. Citi Signature Qantas Credit Card cardholders must enrol for the Priority Pass Standard Membership at prioritypass.com/citibankaus. Once you have enrolled, please allow up to 15 working days for your Priority PassTM card to arrive in the mail. Unused visits cannot be carried forward to the following membership year. The total number of complimentary visits will be reset to two at the beginning of each membership year while you remain a Citi Signature Qantas Credit Card cardholder. The membership is subject to the Priority PassTM Conditions of Use. Please note that within Australia, Priority Pass is currently available at Cairns, Darwin and Brisbane International Airports and Sydney Kingsford Smith. For the full list of up to date airport lounges and Priority PassTM Conditions of Use please refer to www.prioritypass.com.

    Is this the same as the Qantas Lounge?

    • aragornelessar on 15/05/2019 - 16:30
      +1

      Priority Pass is a different lounge to Qantas - I dont fly much, but from memory I dont think there is even a 'lounge' at Sydney Airport. But you do get $36 credit to spend at certain airport food outlets or something like that.

      • douglasac10 on 15/05/2019 - 18:00

        Correct, it's different to Qantas Lounges.

        From Adelaide, you'd be able to go into the Rex Lounge (yay?). For the other Australian airports they serve there's a list here.

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