Hi guys,
I've sent the money to a wrong account. I am such a silly sausage:(
I've contacted my bank, they took about a month to reply and and said the receiver's bank declined our request to recall as no response from their customer.
I asked them to investigate it again and 5 weeks later my bank said 'their bank again declined our request to recall the funds due to no response from their customer', 'I can confirm that we are not liable to cover for any loss incurred'. My bank said there was nothing else they could do from now on.
I thought they would have offered me other options since I've been their customer for almost 20 years and currently hold fairly large amount in their savings account. However, I also understand it is 100% my fault for sending money to a wrong account. I'm thinking of changing bank after this incident. Other banks offer much better interest rate anyways.
Fortunately, after months of researching, I finally found out my money was sent to a travel company.
I want to be fully prepared before I approach this company. what should I do? I've printed out my bank statement and that is all about it.
- Should I visit his bank first?
- Should I tell my bank? If so, what can my bank do?
- Should I report to ombudsman NSW or police first?
Sorry for having so many questions. I am extremely worry that travel company will have an attitude of "sorry we can't give you money back since it's your mistake, not ours". They may even create fake invoice to say I was their customer (I dont' even know if that's possible haha).
I read some articles about people getting charged with a theft or going to jail after they spending the money that was mistakenly sent to their bank account.
Any advice would be greatly appreciated guys. Thank you :)
Love you all !
Bikies