I thought the @ amazon was part of the book title. Took me a while (OzB title since updated)
Tip #1: Stop visiting Ozbargain…
Tip #2: Refer above
Tip #3……..
Credit cards are fine if u pay them on time
If you use them as you would a debit card, everyone wins.
Except the retailer
They get business no?
Tip #1 don't buy eBooks on how to save money 😅
Print length:‎ 5 pages
$0.26 per virtual page, $0.13 per tip.
"Scissors" is such a bad & outdated tip! A tip from a time before the Internet!
And yet it is the image on the book cover!
Cutting up your credit card won't stop the debt you may be in, future direct debits, fraud, etc!
Having a physical card is often not the problem. Many purchases don't usually involve handing over a physical card.
MoneySmart.gov.au advice on how to Cancel your credit card!
Personally, I enjoy having a Credit Card. Especially when travelling.
Why do you need 10 tips? All you require is one single tip, cut the card and throw it in the bin. Can't get any simpler than this.
Should I buy this on credit card?
Once you on ozb is already too late for you my friend, no going back.
Stop using credit card to buy a book in teaching to stop using credit card !?!
Credit cards are great if you know how to use them properly and have the discipline. They can save you thousands.
If you don't have the discipline, then sure, stay away from them.
Thought I might as well elaborate though most of you already know!
Save your money. Just do a search for free tips from reputable Australian sources!
Such as MoneySmart.gov.au
Get rid of credit cards? No way!
If you have any direct debits set up, and the merchant double bills you or their database gets hacked, then I can just contact my credit card provider, and dispute any bogus transactions. In the worst case, I cancel the credit card and get a new one.
Compare this with doing the same via direct debit from a bank account. Your money is gone, and while you'll probably get your money back, it could take months. And if the bank account was your home loan offset account, it could be a LOT of money.
Frank Abagnale (who Leonardo DiCaprio portrayed in Catch Me If You Can) had a great talk about the security of a credit card
https://www.youtube.com/watch?v=3Ga-M2CpRgY
step one: have money
Kinda dumb book, don't spend your money till you have to is my rule.. Credit Cards are genius for that plus the insurance and things that comes along with it.. perhaps don't buy stuff you can't afford is more appropriate but guessing that's like tip #4 in this cash grab book.
Yep, just a little common sense. Live within your means and budget. Make a budget and see where you are spending your money. Credit card debt is ridiculously high, about 22%. There are other options like afterpay that spread the payments over 4 months not UP TO 55 days. There's a couple of tips for free.
I am going to buy this using my Credit card
subscribe into Kindle using your CC so we can teach you how to stop using your CC
![[eBook] Ten Tips to Stop Using Credit Cards $1.28 @ Amazon AU](https://files.ozbargain.com.au/n/38/712638.jpg?h=6c2c4d7c)
I'll read it tomorrow after prime day sale is off.