Facebook Marketplace PayID Business Account Scam

scuderiarmani on 20/01/2023 - 22:24
Last edited 20/01/2023 - 23:07 by 1 other user

Tldr
Should I do anything with my mobile number if a potential scammer has it, my name and suburb? Given its linked for things like 2FA in all sorts of accounts I can't remember easily, what are my options?

Hey all, in the wake of the Optus Breach, of which I had some temporary prepaid months here and there…. I'm a little concerned atm.

Tonight I was contacted by someone on FB Marketplace for an expensive item, who wanted to use pay id, I reluctantly gave my Mobile number, he actually tapped the heart on it…, he also would know my suburb. But I stopped when he asked for my verified email address, sounded suss, and I know that's not required for payment. Also insisted he needed it as it was a business account (BS)

A few days ago I was contacted by an elderly lady for the same thing, looking at her profile, not seeing a single link to Australia, likewise with her 100s of friends…. Had me on alert. I blocked her when she asked for my pay Id and her odd pick up request.

What spooks me a bit though… Tonight was a Russian guy, earlier lady likely Ukraine or that region anyway…

Several years ago I had my Google Account hacked, despite a 2fa, accidentally downloaded the wrong dodgy program, formatted my pc minutes later when I noticed oddities but got woken up that night with PayPal payments purchasing digital pc games over and over from a Russian site, while they deleted the emails as I saw them. PayPal were taking their side until I tore strips off them, suggesting I've purchased similar content before….

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Comments

  • AustriaBargain on 20/01/2023 - 22:37
    -6

    You should probably buy a Mac. And stop downloading dodgy apps.

    • scuderiarmani on 20/01/2023 - 22:40
      +1

      Thanks for your very useful comment regarding a dodgy program I downloaded years ago that has nothing to do with my issue tonight.

      Obviously no other PC user has ever downloaded an illegitimate program. Ever. I'm the only one. /s

    • Sinnerator on 21/01/2023 - 08:07
      +1

      self harm > mac

  • CyberMurning on 20/01/2023 - 22:43
    -1

    Delete your facebook ac and move on.. its toxic anyway

    • scuderiarmani on 20/01/2023 - 22:45
      +1

      Yep, another great idea. The only place you can easily sell things, without massive fees.

      Try selling on GT in the last few years….. I'd be lucky to get 1% sold through there.

  • Twix on 20/01/2023 - 22:46
    +1

    This PayID scam is doing the rounds of late. It's a refund scam from a phishing email. More details and photos can be found here and here.

    "This fake email states there was an issue receiving payment because PayID limits exist on non-business accounts. "The seller must first transfer funds to increase their PayID limit so they can receive the payment. As soon as this is done, they are promised they will receive a refund and the buyer’s payment.

    Turn on 2FA if your telco supports it. If possible swap the SMS 2FA for a 2FA authenticator app (enable backups), passkeys or Yubikey. Store recovery keys offline.

    Keep blocking them. Cash only.

    • scuderiarmani on 20/01/2023 - 22:48
      +1

      Thanks, I'm with Woolworths Mobile. I'll need to see what further options they have.

      I've had dozens of normal pay Id requests, some for in demand items, people trying to secure them, I generally tell people I'm hapoy to wait for f2f meets.

      • Twix on 20/01/2023 - 22:59

        Get a new number if you want. Typically they will move onto others and keep trying the same PayID email refund scam. Make sure you have recovery keys offline especially for your email account.

        • scuderiarmani on 20/01/2023 - 23:03

          It's the odd random account I'd be worried about I may forget, like a game one.

          I'm tempted to change the number but I've had it a good 20 years, so it's hard to do that too.

          So many other random places having it.

    • scuderiarmani on 20/01/2023 - 22:50

      Only seems to to be the usual app protection settings for Woolies, nothing complex.

  • Cleartripe on 20/01/2023 - 23:09
    +3

    FB marketplace is rife with PayID scams. I was able to trace one a couple of days ago to Lagos, Nigeria. The modus operandi is the sender claiming to have made an overpayment, and asking you to return the extra payment. The couple of ones I have dealt with were too dumb even to realise they have been tracked/located

    • scuderiarmani on 20/01/2023 - 23:11
      +1

      That's what I was expecting may have happened had he paid.

      Its hard as it's easily disguised if you make any real effort.

      Only need to watch Scammer Payback on YT to learn (and have satisfaction) seeing their usual tricks. That'd tick the box of most.

      • Twix on 20/01/2023 - 23:14
        +2

        Vivian is the best. I mean Pierogi.

        • scuderiarmani on 20/01/2023 - 23:16
          +1

          He's very therapeutic :)

          I've contemplated wasting scammers time some day… Or putting them off…

          • Twix on 20/01/2023 - 23:26
            +1

            @scuderiarmani: SP streams on Twitch too. Jim Browning, Pleasant Green and Kitboga are some other scambaiters.

  • Zippy135 on 21/01/2023 - 08:47
    +2

    Suggest opening a new bank account and tying your pay id to that. Have no money in it and any payments made to it, transfer out asap. Transfer money in when you need to use pay id for payments.

    • scuderiarmani on 21/01/2023 - 08:55

      Thanks that's actually an interesting idea.

      I don't actually keep much money in this everyday account anyway as I generally put money on my credit card instead.

  • Danstar on 21/01/2023 - 11:57
    +2

    Let me guess: he couldn’t pick it up himself and said he would payid you and his partner, brother, sister, son in law, pet crocodile would pick it up the best day?

    • scuderiarmani on 21/01/2023 - 12:11

      Yep. That's what both said.

      I don't know why I didn't click 2nd time ffs.

      Was just late…. Uggghh.

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