Travel Insurance for Inca Trail

kimba88 on 27/09/2023 - 17:54

I've just figured out that my insurance policy I purchased through scti last week doesn't include cover for hiking the inca trail due to it being >3000m in altitude and climbing >500m per day on the hike.

Does anybody know some good policies that will cover this?

I'm trying to figure out if I'm best off keeping my current scti policy and just having the inca trail part separately covered by another insurer, or if I'm best off with a whole new policy.

Whatever policy I get will need to cover for medical conditions and cruising/unlimited medical and evacuation expenses from antarctica too.

Please help.

Travel Insurance Travel Insurance

Comments

    • kimba88 on 28/09/2023 - 07:23

      Unfortunately only 2 of those links are for Australians.
      The other 2 links are quoting me $4500-$6000 which is a crazy insane amount!

      • mrkorrupt on 28/09/2023 - 08:58

        are you sure,
        how much would it cost if you got sick / injured / hurt?
        would it cost more then $6000?

        • kimba88 on 28/09/2023 - 12:31

          Yep, im sure.. thats the quote i got for adding on the adventure pack required for the altitude i need.
          Im unsure how much things would cost.. but $6000 seems excessive. Im sure there are other options that would be less and cover the same amount, surely.

  • frondono on 27/09/2023 - 18:54

    I did something similar and used Zoom travel insurance with the adventure pack addon was good till like 6000m.

    • kimba88 on 28/09/2023 - 12:30

      I'll take a look and compare

    • kimba88 on 30/09/2023 - 07:14

      Zoom seem extra xheap compared to everybody else. They are approximately $1000 cheaper. Did you compare many pds?

      • kimba88 on 30/09/2023 - 08:50

        *cheap

        • frondono on 02/10/2023 - 12:18

          I looked around quite a bit. But can't really remember too much about it. I didn't have to use it.

  • holdenmg on 28/09/2023 - 05:26

    Just get one policy with the add-on included in.

  • holdenmg on 28/09/2023 - 07:44
    +1

    Try:
    Inca Trail travel insurance >4000m
    https://www.worldnomads.com/au/travel-insurance/activities/hiking-travel-insurance

    *Depending on the altitude you're hiking to, you may need upgrade your policy at the time of purchase

    • 01001101 01000010 on 28/09/2023 - 10:47
      +1

      This is who we used when we did it years ago. As mentioned by holdenmg, whoever you go with, just check what altitude the policy covers for.

      • kimba88 on 28/09/2023 - 12:28

        Did you have to claim at all?
        Yes, the altitude listed is very important to check in the pds.

    • kimba88 on 28/09/2023 - 12:29

      Thank you. I did see them as an option. Im unsure whether to get them for just the inca trail, and keep my scti policy for the rest. Or if i just get a full policy with world nomads. Their reviews dont seem as favourable compared with scti.

      Also, i had a friend suggest allianz also can cover for high altitudes. I might have to compare the two. I wonder if there are any other options as well.

      • holdenmg on 29/09/2023 - 12:27

        I wouldn't ever get policies across two different companies as you won't know where one policy begins and ends.
        In the event of a claim, you potentially set yourself up for endless complexities and hoping each company will liaise with the other.
        Both will try and say the other should pay.

        One decent policy is simple, will cover you and cost less.

        • kimba88 on 30/09/2023 - 08:55

          Sorry. I should clarify. I meant i can get an adventure sports policy for the inca trail part of my holiday (which is the start of my holiday and approx 14days), and then have a seperate policy for the entire trip (2.5months), so that if i need to claim at any point (even if its not medical especially >3000m altitude) then i can if the coverage is better. E.g. get a zoom policy or freely policy for adventure sports (inca trail), and then scti for the rest of the trip. I hope that makes better sense. Or do you still think one policy, even if it isnt great coverage for everything else?

Login or Join to leave a comment
Login Join