So just got a Westpac Platinum card. Just reading the PDS books that come with it.
Under Meaning of words - Pg 12 - Cash Advance- Any transaction where you pay for a stored value card. So this seems to imply buying the Coles Prepaid Mastercards etc are a Cash Advance?? Also means they aren't eligible spends for bonus points etc.
If true, this a huge change from the norm!
Even worse, it also lists a Cash Advance as any time you pay bills over the counter or through a third party (other than BPay).
I'd assume 99% of us would pay bills via PostBillpay or Paypal etc, so that points are earnt.
Anyone confirm this in a real world application?..ie. is the PDS wrong?
Not sure of physical gift cards, but egiftcards that i bought from shopback did not incur any cash advancement fee.