this offer seems decent
Citi Premier credit card
150,000 bonus Citi reward Points:
You will receive 150,000 bonus Citi reward Points when you spend a minimum of $7,000 on eligible purchases using your new card within 3 months from approval. Eligible purchases exclude Cash Advances, Balance Transfers, Special Promotions, interest, fees, refunds and Chargebacks. The 150,000 bonus Citi reward Points will be credited to your Rewards Balance within 2 months of meeting the spend criteria.
Additional 50,000 bonus Citi reward Points:
An additional 50,000 bonus Citi reward Points will be credited to your Rewards Balance within 3 months of your Account being open for 12 months, provided it has been activated by you.
Earn Citi reward Points
Earn up to 2 Citi reward Points per $1 spent on Eligible Transactions, up to 200,000 Points over a 12 month period.
Priority PassTM
Receive two complimentary airport lounge visits every year when you enrol in Priority PassTM.
Complimentary Mobile Phone Insurance
Pay your monthly mobile phone bill with your Citi Premier Credit Card and you'll receive Accidental Damage and Theft insurance cover.*
Balance transfer rate 0% p.a. for 6 months2 with no balance transfer fee. Reverts to cash advance rate. Please note, no interest free days apply to retail purchases while you have a balance transfer.
Annual fee - $150 in the first year and each subsequent year if you spend $48,000 on eligible purchases or cash advances in the previous year. Otherwise $300.3
Additional cardholder fee - $0. You may have up to 4 additional cardholders, who must be 16 years or older.
Retail purchase rate - 21.49% p.a. or pay off eligible purchases at a fixed interest rate over a set term with a Citi Instalment Plan.^
Cash advance rate - 22.24% p.a.
Interest free period -Up to 55 days interest-free on retail purchases (unless you have a balance transfer).<
Minimum credit limit - $10,000
Maximum credit limit -$100,000
There may be circumstances in which you have to pay other fees. A full list of current fees applicable to this credit card can be viewed on our credit card fees and charges page.
Rewards points not velocity bonus points ?