changyang1230 » user profile
| Member Since | 07/09/2010 |
|---|---|
| Last Seen | 6 hours 8 min |
| Badges | 1 |
| Location | Melbourne |
Recent Activities
Banks are required to show “comparison rates” for their loan products precisely to avoid such misleading claims and hidden fees;…
Correct. First held and used July 2022 onwards. And also never been subject to LCT.
I don’t know whether you misunderstood me or are just trigger happy to throw thinly veiled insult even without making sure you first…
There are plenty of things in the world that are not perfectly equitable. Any tax deduction is also unfair - people on 60k salary get a lot…
A much more equitable way to incentivise EV would have been to provide a plain rebate; by providing tax incentive they are giving more…
Not sure why you are calling it "the problem here" when comparing FBT impact? I did that to demonstrate exactly how much cheaper…
Yup for sure - employment situation is a huge part of the consideration when one takes up a lease, which sadly many people don't think hard…
A brake pad that is used less will get jammed? That’s a bizarre argument. Can you show us an exact source of this story?
What was your variant, charging habit, and mileage when you sold it?
Hey. Fellow Perthian here. How much faster was your battery degrading?
changyang1230 was awarded a badge.
As for the EV vs ICE’s footprint, yes there are additional minerals involved, but I wouldn’t say it is at all advantage ICE when you…
About the NL cost, check out my spreadsheet. https://docs.google.com/spreadsheets/d/1CtpBXmuhRW3HrBjqJqnPeFhOfqCbPK-wXA17oz_1fuA/ Yes it is…
Not necessarily. I know a doctor who drives up to 200km per day working at regional areas while staying in Melbourne suburb, and he simply…
> The cost to the planet by mining ores to manufacture the batteries for EV's is vastly higher than that of ICE vehicles. It is higher, but…
Apart from who the boss is, do you have any misgiving about the cars?
I have heard this "intention" a few times - do you know if the government / ATO has specifically stated this "produce cheap pool of second…
Yeah I kinda wrote this there for the implication of "it needs to be appropriate for your circumstances". People need to work out if their…
Yeah 50% is probably optimistic. It won’t change the EV-via-NL vs EV-via-cash analysis (since the 5-year-car value will be the same for…
The analysis is based on paying the balloon at the end of the lease to own outright, so that you can do Apple-with-apple comparison with…
changyang1230 commented on Is Anyone Even Buying Second Hand Teslas?
Re: the supposed rapid depreciation of EV. I highly suspect this is the result of market distortion due to the effect of novated lease…
Old tech yes; battery degradation is really an overblown concern for people with outdated understanding about the current state of EV…
I have a spreadsheet that does every single calculation about novated lease.…
Agree - your calculation is how the exact calculation should be done. On top of this I also calculate the cost of money ie how your home…
Precisely the reason why I made my own calculator. https://www.reddit.com/r/AusFinance/s/cZHHEjfTXa NL quotes give the figure of “tax…
It is only relevant only if your decision at five year marks is to sell for NL vs is to keep for cash purchase. If your decision is the…
I’m the guy behind the spreadsheet shared earlier and had personally helped a few dozens of people with their quotes. The issue with…
changyang1230 commented on (EV Geek Talk) an Observation on Charging Efficiency - Outlander PHEV MY2024
You are conflating two different things here. One is the difference between fridge sticker range and the real world range; the other being…
Yes I concur that if job stability is a concern, then rolling over multiple shorter leases is a reasonable strategy that hedges the risk.
The “12/13 month is the sweet spot for NL” is not applicable for FBT-exempt NL for EV. My spreadsheet goes through this extensively and…
Loading...